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Abdullah A Afifi
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Journal of Regional Development and Technology Initiatives
Published by IDRIS Darulfunun Institute
ISSN : -     EISSN : 30465745     DOI : https://doi.org/10.58764/jrdti
Core Subject : Economy, Science, Education, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other
A multidisciplinary journal that encompasses topics of regional development, business management, technology and initiatives. The ultimate objective of this journal is to disseminate knowledge for improving regional business development and technology practices. This journal also aims to strengthen the theoretical base for supporting policy and initiatives. Articles accepted need to be based on rigorous sound theory and contain an essential novel scientific contribution. Relevant subjects; community-based studies that expose development practices and interactions, sustainability on rural green agriculture and development of environment and energy friendly, local technology innovations, regional industries and economics, policy initiatives and collaborative engagement.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Menejemen Teknologi dan Inovasi
Articles 6 Documents
 1 
Search results for , issue "vol. 3 no. 2 (2025)" : 6 Documents clear
The Relevance of Waqf in Supporting Environmental Education and Sustainable Development Muhammad, Adamu Abubakar; Mikail, Usman Jibril; Aliyu, Shafa'at Ahmad; Dalhatu, Rabi Shehu
Journal of Regional Development and Technology Initiatives Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.134

Abstract

Background: Climate change and environmental degradation have become major worldwide issues, particularly in poorer nations. There are still gaps in funding and community-level instruction for sustainable environmental practices, despite global commitments to the Sustainable Development Goals (SDGs). Although the Islamic institution of waqf, a type of perpetual charity endowment, has long been important for social welfare, little is known about how it might help with sustainability and environmental education. Purpose: The purpose of this study is to investigate the applicability and potential of waqf in advancing sustainable development and environmental education. It looks at how waqf can be set up and used to support environmental initiatives, ecological literacy, and awareness-raising initiatives both inside and outside of Muslim communities. Methodology: Using content analysis of original Islamic law sources, historical case studies, and modern waqf models from nations like Malaysia, Indonesia, and Turkey, a qualitative research approach was used. To learn more about real-world applications and difficulties, semi-structured interviews were also done with community leaders, environmental academics, and waqf officials. Findings: By creating eco-friendly schools, assisting research facilities, financing green technology, and supporting awareness campaigns based on Islamic ecological ideals, waqf can make a substantial contribution to environmental education and sustainable development, according to the study. Examples from history show that waqf holdings were historically utilized to protect public amenities and natural resources like forests and water sources. In certain nations with a majority of Muslims, contemporary waqf organizations are already starting to adjust to sustainability goals. However, because of a lack of knowledge, legal restrictions, and a lack of creativity in waqf management, this integration is still quite low. Limitations: The scope of this study focuses on a few Muslim-majority nations with operational waqf organizations. Access to waqf administrative documents and some parties' reluctance to reveal financial strategies are further barriers to empirical data. Originality: Waqf is an underutilized financial and educational tool for promoting sustainability and environmental care. Policy changes, community involvement, and strategic alliances that match waqf with international sustainability goals and Islamic environmental norms are necessary to optimize its impact.
Waqf-Based Financing Models for Integrating Artificial Intelligence into Nigerian Educational Curriculum: Infrastructure, Policy, and Sustainability Perspectives Garba Sa'adu Kawu; Adamu Abubakar Muhammad; Yusuf Isa Sawaba; Murjanatu Yusuf; Ismail Iliyasu Danladi
Journal of Regional Development and Technology Initiatives Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.164

Abstract

The integration of Artificial Intelligence (AI) in education is a growing global priority, particularly in addressing digital competencies and improving teaching quality. However, Nigeria faces significant challenges in adopting AI due to inadequate infrastructure, investment, and skilled personnel. This chapter discusses the potential of waqf (Islamic endowment) as a sustainable funding strategy to support AI in education, focusing on infrastructure, policy alignment, and long-term sustainability. It highlights traditional waqf's historical role in financing education and proposes a waqf-based financing model that incorporates infrastructural development, governance frameworks, and sustainability. This research employs a qualitative and conceptual layout focused on Islamic social finance literature and artificial intelligence in education and infrastructural development in Nigeria. It uses a comparative analysis of successful waqf-based educational financing models from selected Muslim countries, proposing a conceptual framework for a waqf financing model that integrates infrastructure development, policy alignment, governance structures, and sustainability mechanisms for AI in education. This approach aims to reposition waqf to support digital transformation, reduce educational inequality, and promote sustainable educational advancement in Nigeria. The model aims to bridge the digital divide through well-targeted waqf investments, promoting equitable access to education. It also calls for regulatory support for waqf integration into national strategies and emphasizes governance transparency. By fostering human capital development among educators and addressing ethical concerns, waqf initiatives can ensure responsible AI integration. The chapter draws insights from successful waqf models in other countries to advocate for a strategic reorientation of Islamic finance to meet technological needs in Nigeria’s education system, ultimately fostering educational innovation and sustainable development.
The Relevance of Waqf in Supporting Environmental Education and Sustainable Development Adamu Abubakar Muhammad; Usman Jibril Mikail; Shafa'at Ahmad Aliyu; Rabi Shehu Dalhatu
Journal of Regional Development and Technology Initiatives Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.134

Abstract

Background: Climate change and environmental degradation have become major worldwide issues, particularly in poorer nations. There are still gaps in funding and community-level instruction for sustainable environmental practices, despite global commitments to the Sustainable Development Goals (SDGs). Although the Islamic institution of waqf, a type of perpetual charity endowment, has long been important for social welfare, little is known about how it might help with sustainability and environmental education. Purpose: The purpose of this study is to investigate the applicability and potential of waqf in advancing sustainable development and environmental education. It looks at how waqf can be set up and used to support environmental initiatives, ecological literacy, and awareness-raising initiatives both inside and outside of Muslim communities. Methodology: Using content analysis of original Islamic law sources, historical case studies, and modern waqf models from nations like Malaysia, Indonesia, and Turkey, a qualitative research approach was used. To learn more about real-world applications and difficulties, semi-structured interviews were also done with community leaders, environmental academics, and waqf officials. Findings: By creating eco-friendly schools, assisting research facilities, financing green technology, and supporting awareness campaigns based on Islamic ecological ideals, waqf can make a substantial contribution to environmental education and sustainable development, according to the study. Examples from history show that waqf holdings were historically utilized to protect public amenities and natural resources like forests and water sources. In certain nations with a majority of Muslims, contemporary waqf organizations are already starting to adjust to sustainability goals. However, because of a lack of knowledge, legal restrictions, and a lack of creativity in waqf management, this integration is still quite low. Limitations: The scope of this study focuses on a few Muslim-majority nations with operational waqf organizations. Access to waqf administrative documents and some parties' reluctance to reveal financial strategies are further barriers to empirical data. Originality: Waqf is an underutilized financial and educational tool for promoting sustainability and environmental care. Policy changes, community involvement, and strategic alliances that match waqf with international sustainability goals and Islamic environmental norms are necessary to optimize its impact.
Crowdfunding Meets Islamic Social Finance: Integrating Zakah, Waqf, Sadaqah, and FinTech for Sustainable Community Development Yusuf Isa Sawaba; Adamu Abubakar Muhammad; Ibrahim Abubakar Muhammad; Ismail Iliyasu Danladi; Abdullah A. Afifi; Maryam Babani Muhammad
Journal of Regional Development and Technology Initiatives Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.189

Abstract

This paper explores the use of FinTech-enabled crowdfunding platforms to integrate Islamic social finance instruments with other similar instruments to enhance sustainable community development. It introduces the Integrated Islamic Crowdfunding and Social Finance Framework (IICSF) to integrate zakah, waqf, sadaqah, and digital crowdfunding to strengthen financial inclusion, institutional transparency, community involvement and sustainable socio-economic development. This study adopts a qualitative research methodology based on document analysis of classical Islamic legal sources and modern literature in Islamic social finance, FinTech, digital philanthropy and sustainable development. The study adopts a conceptual and analytical approach that combines classic Islamic philanthropic principles with cutting-edge digital financial technologies and integrates fragmented streams of scholarship on these areas into an integrative framework. The study found that integrating Islamic social finance with digital crowdfunding may strengthen resource mobilisation, enhance financial transparency, improve efficiency and accountability, encourage donor participation, distribute charitable funds equitably. FinTech such as mobile payment systems, artificial intelligence, block-chain, smart contracts, and digital identification management can build accountability and minimize operational expenses and fraud, as well as restoring public confidence. IICSF creates a collaborative setting amongst financial and civic organisations, including Islamic finance institutions, waqf boards, zakah agencies, crowdfunding portals, regulators, FinTech companies, social entrepreneurs, and the local community. It can also facilitate the financing of poverty eradication, affordable housing and education programmes, access to healthcare, climate action, youth entrepreneurship, and social ventures, among others, and has the potential to contribute significantly to a more inclusive and sustainable community development. This study introduces for the first time the Integrated Islamic Crowdfunding and Social Finance Framework (IICSF) as a comprehensive conceptual model for the integration of Islamic social finance instruments of zakah, waqf, and sadaqah, with FinTech-enabled crowdfunding. The framework addresses how Islamic philanthropic organisations could utilize digital financial technologies to foster greater financial inclusion, improved institutional accountability and performance, community participation and accelerated development. The integrative framework provides a model for a modern Islamic social finance approach capable of meeting social needs of contemporary global societies.
Reimagining Waqf-Based Entrepreneurship: Building Inclusive Islamic Business Ecosystems for Sustainable Economic Growth Namungo Hamzah; Adamu Abubakar Muhammad; Ismail Iliyasu Danladi; Babangida Bala; Abdullah A. Afifi; Muhammadu Sani Abubakar
Journal of Regional Development and Technology Initiatives Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.190

Abstract

Entrepreneurship has been widely acknowledged as a significant engine for job creation, innovation, poverty reduction and inclusive economic growth in recent times. For developing economies, particularly small and medium-sized enterprises (SMEs), entrepreneurship fosters overall economic resilience and sustainable development. Despite the critical role of entrepreneurship, many aspiring entrepreneurs continue to face substantial challenges such as limited access to finance, poor business support services, a lack of technical expertise, weak institutional networks, and confined markets. Often, classical modes of financing have excluded a significant proportion of the most disadvantaged groups because of their collateral requirements, high finance costs, and poor capital access. From an Islamic economic viewpoint, waqf has long served diverse purposes; however, in most instances its function has mostly focused on education, business ventures, community infrastructure and the welfare of society. The purpose of this article is to conceptualize how waqf can be redefined as a sustainable institution to enhance entrepreneurship development and build inclusive Islamic entrepreneurial ecosystem. This paper proposes the Waqf-Based Entrepreneurship Ecosystem Framework (WBEEF) that encompasses productive waqf, entrepreneurship development, business incubation, Islamic finance, digital innovation, and institutional collaboration to support sustainable enterprise creation and enhance sustainable economic resilience. The present study used qualitative research methods and followed documentary analysis and literature review method. In this regard, both classical Islamic legal sources and modern literatures of waqf, Islamic economics, entrepreneurship, SME development, business ecosystem theory, innovation and sustainable development have critically analyzed. Through a conceptual and analytical analysis of existing literature, an integrated research has carried out linking Islamic philanthropic institutions to the development of entrepreneurial ecosystem. This study identifies that productive waqf has significant potential to foster entrepreneurship by providing seed capital, vocational training, business incubation centres, shared facilities, market development initiatives, research and innovation hubs, digital infrastructure, and other business development support services. Furthermore, an integration of waqf with Islamic banks and other Islamic financial institutions, universities, government agencies, technology organizations, business associations, and corporations could stimulate local entrepreneurial capabilities, alleviate financial exclusion, and facilitate sustainable business development. The WBEEF has built productive partnerships amongst these actors to develop youth ventures, women-owned businesses, halal and green enterprises, agricultural innovations, and social entrepreneurships, which foster economic opportunities, technology, wealth generation and economic growth within Islamic ethical framework of social justice, equity and responsibility. This paper, by conceptualizing a new framework in the context of Islamic economics, presents an original contribution in repositioning the institution of waqf from its conventional perception as only for charitable/religious affairs towards a sustainable entrepreneurial resource for inclusive business growth and socio-economic development. The Waqf-Based Entrepreneurship Ecosystem Framework (WBEEF) provides an innovative practical guideline and policy agenda for waqf institutions, Islamic finance organizations, government and public sector authorities, policy makers, entrepreneurs and development actors in leveraging waqf resources for strengthening SMEs development, job creation, poverty reduction and economic resilience in conformity with the broader social welfare objectives of Islamic economics.
From Maqasid al-Shariah to the Sustainable Development Goals: Repositioning Islamic Economics as a Framework for Inclusive and Sustainable Human Development Ismail Iliyasu Danladi; Adamu Abubakar Muhammad; Aishatu Attahiru Bappah; Adam Muhammad Ardo; Muhammad Romi; Abdullah A. Afifi
Journal of Regional Development and Technology Initiatives Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.191

Abstract

This paper examines the potential of the 'Maqasid al-Shariah' to serve as a moral and institutional framework that contributes towards meeting the Sustainable Development Goals (SDGs). This paper, aims to present the Islamic economic system as a comprehensive framework to promote inclusive growth, social justice and sustainable human well being and thus provides an Islamic integrative framework to tackle the global Sustainable development challenges. This research adopts qualitative approach of research, that mostly depends on literature review, which encompasses the study of classical sources of Islamic literature as well as current publications on Islamic Economics, Maqasid al-Shariah, international development policy, social finance. A conceptual and analytical technique would be used to build on current body of research, to conceptualize the bridge between the principles of Islamic Economics and a broader set of global sustainable development goals. The result shows that Islamic economics has a moral and institutional foundation towards sustainable development; greater than the current economic growth focused on development models. Several principles in Islamic economics like, justice (adl), public interest (maslahah), co-operation and assistance (takaful), trusteeship (khilafah) as well as moderation (wasatiyyah) are in close correlation with the aspirations of SDGs, and take the SDGs further with moral and spiritual context. Islamic social finance instruments like Zakah, Waqf and Sadaqah can also serve as significant tools to implement SDGs in the context of poverty eradication, financial inclusion, education and health services, as well as environmental health and resilience of the economy to tacle the future challenges. Based on the above discussion, the paper proposes a conceptual model titled, 'Maqasid-SDG Integrated Development framework (MSIDF)', that could be utilized as guidelines to align the Islamic economics institution to achieving a sustainable and decent human well being. The study contributes to the existing body of knowledge by changing the scope of the study from an examination of Islamic finance to the exploration of the potential of Islamic economics to provide a comprehensive ethical framework for a sustainable and inclusive development in the world.

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