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ASSESSMENT OF THE PARTICIPATION OF MUSLIM WOMEN IN BUSINESS ACTIVITIES AND ITS IMPLICATION ON THEIR MATRIMONIAL OBLIGATIONS IN KADUNA STATE Aliyu, Shafa'at Ahmad
Spektra: Jurnal Ilmu-ilmu Sosial Vol 6 No 2 (2024): Spektra : Jurnal Ilmu-Ilmu Sosial
Publisher : Fakultas Agama Islam Universitas Islam As Syafi'iyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/spektra.v6i2.4183

Abstract

This research was motivated by the proliferation of female Muslim in business activities in Kaduna State. Therefore, the research aimed at the involvement of Muslim women in business activities and its impact on their marital obligations among other objectives. In view of this, the study adopted a descriptive research design, and data were collected through a researcher-designed questionnaire for three categories of respondents: Muslim scholars, female Muslims, and husbands of Muslim women. A total of 400 respondents from four local government areas in Kaduna State participated in the study. The study revealed that the majority of scholars consider female participation in business activities permissible according to Shari’ah. This finding suggests that there is a consensus among scholars’ that Islamic law allows women to engage in business ventures. This recognition is important as it affirms the rights of women to actively participate in economic activities. The Qur'an does not explicitly prohibit women from engaging in business or attending to public functions but it emphasizes on keeping to moral values. While Islam encourages the establishment of strong family units and the fulfillment of marital responsibilities, it also recognizes the importance of individual aspirations and talents. Women's involvement in business activities is not inherently discouraged, but rather, it should be pursued with wisdom, balance, and adherence to Islamic principles.
AI Integration in Nigeria’s Financial Sector: Challenges and Opportunities for Professional Development Muhammad, Adamu Abubakar; Ardo, Adam Muhammad; Aliyu, Shafa'at Ahmad; Muhammad, Ibrahim Abubakar; Jika, Fadimatu Ahmed
Journal of Regional Development and Technology Initiatives Vol. 3 No. 1 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.103

Abstract

Artificial Intelligence (AI) is transforming banking, accounting, auditing, risk management, and customer service operations. In Nigeria, the integration of AI into the financial sector presents both unprecedented opportunities and significant challenges. This study examines the implications of AI adoption for professional development among Nigerian finance practitioners. Based on the frameworks of technological diffusion and human capital development, the research investigates how AI-driven tools like machine learning, natural language processing, robotic process automation, and predictive analytics are influencing financial practices and the skills required of professionals. The study uses a mixed-methods approach, combining survey data from finance professionals in selected Nigerian banks and fintech firms with qualitative interviews with regulators, educators, and technology experts. In addition to highlighting important opportunities like increased productivity, fraud detection, financial inclusion, and better decision-making, the findings are anticipated to point out significant obstacles like job displacement, ethical dilemmas, regulatory gaps, and a lack of professional AI literacy. In order to create a workforce prepared for AI, the study emphasizes the necessity of ongoing professional development, curriculum change in finance and accounting education, and cooperative efforts between the government, business community, and professional associations. The study conclude that effective AI integration in Nigeria's financial sector depends not only on the availability of technology but also on giving finance professionals the knowledge, moral compass, and flexible abilities they need to prosper in the age of digital transformation.
The Relevance of Waqf in Supporting Environmental Education and Sustainable Development Muhammad, Adamu Abubakar; Mikail, Usman Jibril; Aliyu, Shafa'at Ahmad; Dalhatu, Rabi Shehu
Journal of Regional Development and Technology Initiatives Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.134

Abstract

Background: Climate change and environmental degradation have become major worldwide issues, particularly in poorer nations. There are still gaps in funding and community-level instruction for sustainable environmental practices, despite global commitments to the Sustainable Development Goals (SDGs). Although the Islamic institution of waqf, a type of perpetual charity endowment, has long been important for social welfare, little is known about how it might help with sustainability and environmental education. Purpose: The purpose of this study is to investigate the applicability and potential of waqf in advancing sustainable development and environmental education. It looks at how waqf can be set up and used to support environmental initiatives, ecological literacy, and awareness-raising initiatives both inside and outside of Muslim communities. Methodology: Using content analysis of original Islamic law sources, historical case studies, and modern waqf models from nations like Malaysia, Indonesia, and Turkey, a qualitative research approach was used. To learn more about real-world applications and difficulties, semi-structured interviews were also done with community leaders, environmental academics, and waqf officials. Findings: By creating eco-friendly schools, assisting research facilities, financing green technology, and supporting awareness campaigns based on Islamic ecological ideals, waqf can make a substantial contribution to environmental education and sustainable development, according to the study. Examples from history show that waqf holdings were historically utilized to protect public amenities and natural resources like forests and water sources. In certain nations with a majority of Muslims, contemporary waqf organizations are already starting to adjust to sustainability goals. However, because of a lack of knowledge, legal restrictions, and a lack of creativity in waqf management, this integration is still quite low. Limitations: The scope of this study focuses on a few Muslim-majority nations with operational waqf organizations. Access to waqf administrative documents and some parties' reluctance to reveal financial strategies are further barriers to empirical data. Originality: Waqf is an underutilized financial and educational tool for promoting sustainability and environmental care. Policy changes, community involvement, and strategic alliances that match waqf with international sustainability goals and Islamic environmental norms are necessary to optimize its impact.
Moral Economy and Islamic Ethics: Re-examining Waqf in the Context of Modern Capitalism Muhammad, Adamu Abubakar; Aliyu, Shafa'at Ahmad; Shariff, Ikilima Abubakar; Dalhatu, Rabi Shehu
Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.prwkl.2025.3.135

Abstract

This study investigates the relevance, transformation, and potential revival of waqf (Islamic endowment) as a foundation for moral economy and Islamic ethics in the context of modern capitalism. While traditional Islamic moral economics focuses on equitable wealth distribution and social welfare, current capitalist institutions frequently favor profit maximization, financialization, and market efficiency. This study looks critically at how waqf has historically reduced socioeconomic gaps and how its ideas might be used in modern economic systems to alleviate poverty, social exclusion, and market failures. The paper proposes a normative framework for incorporating waqf into ethical economic strategies that reconcile moral imperatives with capitalist realities, based on doctrinal analysis of Islamic legal texts, a review of contemporary scholarship on moral economy theory, and case studies of modern waqf initiatives. The findings suggest that waqf can serve as a long-term tool for community investment, social safety nets, and value-based economic resilience if legal reform, governance innovation, and ethical institutional frameworks are achieved. The article concludes by advocating policy and institutional options for reviving waqf within global economic systems while maintaining Islamic ethical integrity and modern market efficiency.
Reinterpreting Waqf in Light of Contemporary Socio-Economic Realities Aliyu, Shafa'at Ahmad; Muhammad, Adamu Abubakar; Ardo, Adam Muhammad; Adam, Maryam
Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.prwkl.2025.3.137

Abstract

Waqf (Islamic endowment) has historically been a key driver of socioeconomic development in Muslim cultures, funding education, healthcare, social welfare, and public infrastructure. However, conventional waqf administration and utilization strategies have struggled to adequately address modern socioeconomic concerns like as poverty, unemployment, urbanization, financial isolation, and inadequate institutional governance. This research investigates the importance of reinterpreting waqf within the context of present socioeconomic realities while maintaining true to its classical juristic roots. The study uses a qualitative and analytical approach on Qur'anic principles, Prophetic traditions, classical fiqh literature, and modern Islamic finance scholarship to explore how waqf can be revitalized through innovative instruments, institutional reforms, and integration with modern economic systems. The research advocates for a maq??id al-shar??ah-oriented reinterpretation of waqf, which provides for greater flexibility in asset management, investment strategies, and governance structures while maintaining its perpetual and benevolent nature. The findings demonstrate the ability of contemporary waqf models such as cash waqf, corporate waqf, waqf-based social finance, and public-private partnerships to satisfy current developmental requirements in a sustainable manner. The research concludes that reinterpreting waqf in light of current socioeconomic conditions is not a departure from Islamic tradition, but rather a necessary evolution that can reposition waqf as a dynamic tool for inclusive growth, social justice, and sustainable development in today's Muslim world.