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Al-Fadilah: Islamic Economics Journal
ISSN : -     EISSN : 30310210     DOI : https://doi.org/10.61166/fadilah.v2i1
The aim of this journal publication is to disseminate the conceptual thoughts or ideas and research results that have been achieved in the area of Islamic Economics particularly focuses on the main problems in the development of the sciences of islamic economics areas as follows: Islamic Finance such as shariah accounting; public finance.; Islamic monetary and fiscal issues. Islamic Bank Islamic Economic Development Islamic Political Economics Islamic Philantrophy such as zakat, waqaf issues The History of Islamic Economics The Thought of Islamic Economics
Articles 52 Documents
Mosque Management and Economic Empowerment Through Sukuk Based Investment Saheedadewale Badmus; Abioye Abdulwaliu
Al-Fadilah: Islamic Economics Journal Vol. 4 No. 1 (2026): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v4i1.103

Abstract

This paper examines the financial sustainability of mosques in Nigeria, highlighting their historical role as centers of education, social welfare, and community development. Despite these roles, many mosques remain financially fragile due to overreliance on irregular individual donations and special levies. Using a qualitative research approach with descriptive and analytical methods, the study explores how Sukuk-based investments can enhance mosque management and economic empowerment. The paper argues that adopting modern management techniques alongside Sukuk financing can revitalize mosque funding structures and reduce dependency on traditional donation models. Findings reveal that integrating Sukuk enables mosques to shift from passive recipients of charity to active participants in ethical and sustainable economic activities. The study concludes that achieving mosque financial sustainability is vital for promoting social welfare and economic emancipation within communities. It recommends incorporating Sukuk-based investment models into contemporary mosque management to build resilient, self-sustaining institutions capable of contributing meaningfully to holistic community development.
Comparative Analysis of Millennial and Generation Z Perceptions of the Use of Islamic Banking Products Wasilatur Rohmah; Zaid Raya Argantara
Al-Fadilah: Islamic Economics Journal Vol. 4 No. 1 (2026): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v4i1.104

Abstract

Sharia banking is growing and becoming a choice for people seeking financial alternatives that comply with Sharia principles. However, differences in understanding and using Sharia banking products are a significant concern. Millennials and Generation Z have different characteristics and preferences in accessing financial services, making it important to understand how these two generations perceive Sharia banking products. The research questions are: 1. What are the perceptions of millennials and Generation Z regarding the use of Sharia banking products? 2. What factors influence the interest of millennials and Generation Z in using Sharia banking products? The method used in this study was qualitative, with data collection using interviews, observations, and documentation. The analysis technique used by Miles and Huberman included data reduction, data presentation, and conclusion drawing. For data testing, the study utilized source triangulation. The research results show that millennials and Generation Z have very positive views on Islamic banking, despite differences in their approaches. Millennials place greater emphasis on practicality and efficiency, while Generation Z values ​​technological innovation and the application of Islamic principles. Social factors, easy access to digital technology, and attractive promotions are key factors driving their interest. This research also highlights the importance of Islamic financial literacy, the development of digital innovation, and strengthening marketing strategies by Islamic banks to meet the needs of the younger generation. Therefore, Islamic banking products have a significant opportunity to attract the attention of millennials and Generation Z if the services offered are tailored to their preferences.