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Contact Name
Nonie Afrianty
Contact Email
noniafrianty.na@gmail.com
Phone
+6282282789014
Journal Mail Official
alintaj@mail.uinfasbengkulu.ac.id
Editorial Address
Jalan Raden Fatah Kelurahan Pagar Dewa Kecamatan Selebar Kota Bengkulu. No. Telp: (0736) 51171.
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Kota bengkulu,
Bengkulu
INDONESIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Articles 7 Documents
Search results for , issue "Vol 2, No 2 (2016)" : 7 Documents clear
Laporan Keuangan Lembaga Kemanusiaan Merujuk Pada PSAK 109 (Sebagai Kajian Untuk Laporan Keuangan Lembaga Nirlaba Syariah) Yunida Een Friyanti
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.586

Abstract

The development of sharia in Indonesia is not only followed by the Islamic financial institutions, but also began ogled by nonprofit organizations. Some humanitarian organizations are also changing its financial statements following the Islamic financial statements, such as Lembaga Amil Zakat has changed into nonprofit financial institution and used SFAS 109 as reference for financial statements, because there is no special provision for Sharia Nonprofit institution. In this article, the author tries to analyze changes in the financial statements which is using the system of Amil Zakat financial statements, and the possibility to do and is able to reflect the activities of the institution instead of Amil Zakat. As a result, the change in reporting format of SFAS 45 and SFAS 109 conducted by the Foundation for Fast Action Response not fully accurate as it needs confirmation on the Foundation certificate in order to purely applying SFAS 109. And the Financial Statements based on SFAS 109 is able to explain the activity of institutions rather than using the SFAS 45 the Foundation for Fast Action Response. It is expected to be input for the report of sharia-profit institutions
Program Corporate Social Responsibility Perbankan Syariah Di Bidang Pengolahan Ikan Sebagai Alternatif Pemberdayaan Umkm Jangka Panjang Amimah Oktarina
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.591

Abstract

The growth of Islamic banking in Indonesia increasingly show the seriousness of the financial institutions in providing services to the community. However, the Islamic banking program of CSR does not aware yet the field of fish processing. Currently, Indonesian government began intense to empower the processed fish for the benefit of society. In Yogyakarta, the government is conducting “Gemarikan” to increase public interest in fish consumption. Based on these opportunities, the Islamic banking CSR program is directed to provide capital for SMEs conducting production activities in the field of fish processing.
Pemeliharaan dan Pengelolaan Harta Dalam Perspektif Sufistik Bambang Irawan
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.587

Abstract

This paper explains that in order to actualize the teachings of Sufism in the current context must be accompanied by an elastic attitude regarding his teachings. In that sense should be no interpretation in line with giving new insights on the teachings of Sufism such as: ascetic, and resignation. The Sufis over the world looked like fire, where they can take advantage of limited needs, while remaining aware of the spark that will someday burn scorch everything. In this case they said: “If the property is collected, it should be to meet the obligations that must be met, and not for personal gain excessive”. Being a Sufi is not to be poor and the needy, but if God gave them the ordeal in the form of poverty mean He is happy with the condition and they remain grateful for whatever was offered by him. The glory of man in God’s eyes is not located on a lot or a little treasure but how his heart could always remember God day and night, hushed and crowded, thick and thin so any condition does not affect him to continue to draw closer to Him.
Membangun Paradigma Baru Ekonomi Islam Untuk Penanggulangan Pengangguran Dalmeri Dalmeri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.588

Abstract

The economic crisis that hit Indonesia since 1997 is still challenging, while in other Asian countries has shown development which evidenced by the economic recovery in various economic sectors and the increasing in capital income is far better than the Indonesian capital income. Other part of Asian countries has increased their employment while in Indonesia has not yet improved. The catastrophic of Economic Crisis in Indonesia causing many losses, increasing unemployment, increasing the crime. Economists claimed that the capitalist system is suspected to be system which caused the economic crisis. Based on this, Islamic Economic could be as an alternative and hoped to be the answer to tackle the challenges in future world. The article try to analyze new Islamic economic paradigm to tackle the unemployment.
Network Maketing: Analisis Terhadap Pemasaran Jejaring Dalam Penjualan Langsung Berjenjang Syariah Rohimin Rohimin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.589

Abstract

This paper describing the dynamics and development of the marketing system in the tiered direct network sales in Sharia. The main idea of this paper seeks to examine the rules set out in DSN-MUI Fatwa No. 75 on Tiered Direct Networking Sales, will be observed also on the system of Multi Level Marketing (MLM). Both forms of patterns, methods, and this sales system in practice can be justified and considered in accordance with sharia and do not harm the public or causing things that are forbidden when the object of the transaction clearly a product or service, not something that is forbidden or used for something forbidden and it must not contain gharar, gambling, usury, dharar, dzulm, and immorality. Another instrument to note also is the problem of excessive mark-ups (rising prices or excessive cost, granting commissions or bonuses passive and cause ighra ‘(appeal overload). Application of marketing in tiered direct network sale can not be easily termed as sharia if it just hold and guided by the DSN-MUI Fatwa No. 75 / DSNMUI / VII / 2007, but needs to be adapted to the MUI Fatwa DSN other related and a Decree of the Minister of Industry and Trade related issues. Marketing Network in tiered direct network sale and multi Level marketing including marketing practices that could be waged with dynamic multi aqad accordance with the contract required and agreed.
Instrumen Hedging dan Solusinya Menurut Syariah Oni Sahroni; Hasanuddin Hasanuddin; Cecep Maskanul Hakim
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.585

Abstract

Hedging Instrument and the Solution According to Sharia. Hedging (Hedging/ al-Tahawuth) is a method or technique to reduce the risks incurred or expected to be incurred as a result of price fluctuations in the financial markets. Hedging which is commonly used in conventional banking now could also be used in Islamic banking system, because the option contract is forbidden it contains gharar (speculation), like wise forward contract is also not allowed because it contains riba al-yad. Forward and Swaf contract is forbidden because it is an instrument of ash-Sharf al-ajil and ghara (khathar / speculation). Then the solution is through trading of currency with muwa’adah and selling foreign currency through commodity exchanges
Perdagangan Uang Dengan Uang dan Muamalahnya Dalam Islam Romi Adetio Setiawan
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.590

Abstract

Trading money with money, especially during Eid has become a tradition in Indonesian community, but the provisions regarding the permissibility of this transaction in Islam is still reaping contradictory in society and among scholars, especially no fatwa relating to this case from Indonesian Ulema Council to address this problem, the authors describe some arguments that allow the exchange of money with money, and then cite some opinions from scholars as well as verses and hadith for the consideration in order to find solutions that can be used as a reference in the discussion. Trading money with money is allowed in Islam as long as it is done in cash and no excess levy, taking the wages/exchange services may be carried out but outside the percentage amount of money being exchanged, his wage standards customizable and can be changed according to market supply and demand conditions.Keywords: money exchange, small change, Islamic financial transactions

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