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Contact Name
Nonie Afrianty
Contact Email
noniafrianty.na@gmail.com
Phone
+6282282789014
Journal Mail Official
alintaj@mail.uinfasbengkulu.ac.id
Editorial Address
Jalan Raden Fatah Kelurahan Pagar Dewa Kecamatan Selebar Kota Bengkulu. No. Telp: (0736) 51171.
Location
Kota bengkulu,
Bengkulu
INDONESIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Articles 10 Documents
Search results for , issue "Vol 4, No 2 (2018)" : 10 Documents clear
KEDUDUKAN JAMINAN DAN DENDA PADA PEMBIAYAAN BANK SYARIAH Nonie Afrianty
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1211

Abstract

Islamic banking has a role as an intermediary institution that is an intermediary between savers and investors and banks to function as an agent of development. In funds, Islamic banks must provide the requirements that must be met by the customer (debtor), one of which is the guarantee and in the event of late payment by the customer, will be fined. However, in reality there are many financing that does not run smoothly. Islamic bank collateral position is as an application of the precautionary principle and the prudential banking bank or a fine position in Islamic banks are based on the principle ta'zir which aims to enable customers to be more disciplined in carrying out its obligations. The funds raised from fines is intended for charity
PERILAKU KONSUMEN DALAM PERSPEKTIF EKONOMI ISLAM Suharyono Suharyono
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1216

Abstract

Human Resources in everyday life will never be separated by the fulfillment of needs or consumption. Islamic economics provides a picture and guidance in terms of consumption is justified and required in Islamic teachings that are guided by the rules of Shari'a. An item or commodity which is actually allowed to be used or consumed can be something that can be contrary to sharia depending on the behavior in using the goods or commodities. It can be concluded that consumption in Islam is loaded with spiritual values that indirectly lead consumers to avoid consumptive and keep the benefit is not just pleasure and satisfaction.
PENGAWASAN PADA BAGIAN MARKETING DI LEMBAGA KEUANGAN SYARIAH Disfa Lidian Handayani
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1212

Abstract

Islamic financial institutions are known for their intermediary function that bring together surplus  parties and deficit funds. The products of sharia financial institutions require the marketing department to reach the public. In doing its activities, the marketing department must understand the concept of oversight, both by God and from the company where he works. paper Thiswill explain the concept of supervision in the field of marketing in Islamic financial institutions. paper Thiswill also discuss the monitoring in the perspective of Islam, marketing in Islamic perspective and discuss supervision in the field of marketing
RASIONALITAS EKONOMI ISLAM Muhammad Ngasifudin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1217

Abstract

Islamic world view of the economy is based on a paradigm that justifies the social economy as its objectivity foundaton, by positioning the race on pole position than individual interests (self interest). according to the view of conventional economic, this case is extremely irriational and does not meet the requirements of transitivity. while the islamic economic rationality can be known on the principles of islamic economics and the basic principles of the system which can be owned
PEMBIAYAAN BERMASALAH DI BANK SYARIAH Suhaimi Suhaimi; Asnaini Asnaini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1208

Abstract

Financing is a process from the analysis of the feasibility of financing to the realization. Realization of financing is not the last stage of the financing process. After the financing realization, sharia banks need to conduct monitoring and supervision of financing, because in term of financing is not impossible to occur problematic financing due to several reasons. Islamic banks should be able to analyze the causes of problem financing so that it can make an effort to reinvent the quality of the financing.
APLIKASI HADIST AKAD MUROKKABAH DARI TEKS KE KONTEKS Azidni Rofiqo
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1213

Abstract

The problem of understanding hadith is urgent, because it lays as second primary reference of Islamic teachings after the Qur'an. Many communities fail to understand the hadith comprehensively, because in fact many Islamic financial institutions apply al-'uqud al-murokkabah, while the text of hadith said that al-'uqud murokkabah is haram. The form of this research is descriptive qualitative that is deductive, which focuses first on criticism on sanad and matan hadith, and second on it’s tafsir The results of this study by criticism of sanad and matan hadith are that it’s qualification is hasan sohih which can be used as a guide to determine jurisprudence law. And it’s result through hermeneutic interpretation on hadith using Abdullah Saeed's method is if the contract of al ‘uqud al murokkabah becomes the cause of riba, gharar and maysir, so that this contractbecomes haram. If al ‘uqud al murokkabah does not become the cause of riba, gharar and maysir, so that this contract becomes legitimated, because it will be economic justice
FIQH PROGRESSIVE–ECONOMICS IJTIHAD PARADIGM IN INDONESIA Moh Dahlan
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1209

Abstract

Wacana fiqih moderat dan toleran sangat dibutuhkan untuk mengkanter wacana fiqih radikal dan ekslusif yang mengalami perkembangan pada dekade terakhir ini. Oleh sebab itu, pembangunan ijtihad fiqih progresif-kontekstual akan memberikan sumbangan penting untuk membendung arus gerakan radikalisme dan tindakan terorisme yang memiliki jaringan internasional. Hal ini penting bagi umat Islam karena fiqih menjadi pondasi dasar dalam membangun perilaku empiris, sehingga dengan adanya paradigma ijtihad fiqih progresif-kontekstual akan mendorong lahirnya wacana fiqih alternatif yang mampu mendorong kehidupan umat yang harmonis, moderat dan toleran. Dengan demikian, pemberlakuan fiqih tidak mesti dapat menimbulkan diskriminasi sebagaimana dugaan sementara kaum sekularis tetapi justru dapat memberikan sumbangan positif dalam pembangunan kemaslahatan umat manusia baik di kalangan umat Islam maupun umat non-Islam jika diterapkan secara progresif dan kontekstual
UPAH MINIMUM DALAM PERATURAN MENTERI TENAGA KERJA DAN TRANSMIGRASI NOMOR 7 TAHUN 2013 DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Ayu Yuningsih
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1214

Abstract

Today the problems of labor and wages have been unsolved problems. The root of the problems that occur in workers or workers still lies in the issues of relations and agreements between employers and governments that ultimately impact on the workers. The Government has arranged a solution to solve the problem of injustice towards the labor of one of them through the determination of Minimum Wages as regulated in the Regulation of Minister of Manpower and Transmigration No. 7 of 2013, but the determination of Minimum Wage for workers is considered not to provide justice for laborers because the value of wages earned is comparable with the large role of labor services in realizing the business results of the company concerned. This paper aims to find out how the Islamic view of Minimum Wage is applied in Indonesia and find out whether the Minimum Wage determination has fulfilled the principles of Maslahah and Adl which are at the core of Islamic teachings.
ISU DALAM PRODUK KEUANGAN SYARIAH : SUKUK Eka Sri Wahyuni
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1210

Abstract

: Sukuk is a syariah effect in the form of certificates or proof of ownership of equal value and represents an undivided or indivisible portion of the ownership of certain tangible assets, the value of benefits, and services for a particular project asset or activity. Types of sukuk many kinds in accordance with the contract used. However, in the financial services authority report there are only two sukuk namely mudharabah and ijara.The development of sukuk globally has increased every year. With the rapid development of sukuk is clearly a good opportunity for economic progress, especially Indonesia and the most important challenge is the role of standard regulatory bodies in particular will be critical in facing the problem of sukuk in the secondary market and primary market through the harmonization of practices and guidelines and documentation standards for the structure of a particular sukuk.
REVOLUSI MENTAL DALAM MENERAPKAN SISTEM EKONOMI ISLAM Sappeami Sappeami
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1215

Abstract

This paper examines the mental revolution in applying the Islamic economics system which is expected to open the horizon of humans’ thought, especially Muslims, so as they are always careful in carrying out all economics activities. The significance embodied in the idea of the mental revolution is the transformation of the ethos, namely the fundamental change in the mentality, the way of thinking, the way of feeling, and the way of believing that is proven in daily behavior and actions. The mistake which occurs in the economics system of this modern era vastly needs a mental revolution to restore the consciousness of economics actors that the world is only an intermediary towards the real life in hereafter so that the economics activities will constantly be performed with good and correct actions dealing with Al-Qur’an and As-Sunnah.

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