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Contact Name
zainuddin
Contact Email
z.nudien@gmail.com
Phone
+6282281538984
Journal Mail Official
z.nudien@gmail.com
Editorial Address
Jln. Lintas Timur KM. 36 Indralaya, Kab. Ogan Ilir, Sumatera Selatan
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Kab. ogan ilir,
Sumatera selatan
INDONESIA
LA RIBA: Jurnal Perbankan Syariah
ISSN : -     EISSN : 27747336     DOI : https://doi.org/10.53649/lariba
Core Subject : Economy,
This journal focuses on the development and dissemination of research in the field of Islamic finance and banking
Articles 7 Documents
Search results for , issue "Vol. 2 No. 01 (2020): Desember 2020" : 7 Documents clear
PENGARUH PERAN ISLAMIC CORPORATE GOVERNANCE DAN KUALITAS AUDIT TERHADAP MANAJEMEN LABA Aprillia Aeni, Herni; Jamilah Khairany, Saskia; Vegirawati, Titin
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.190

Abstract

This study aims to determine and empirically examine the effect of Islamic corporate governance and audit quality on earnings management. The type of research used is quantitative using secondary data in the form of data from the financial statements of Islamic banks listed on the OJK website from 2015 to 2019. The sampling method in this study uses purposive sampling with a sample of 13 Islamic banks in Indonesia with a 5 years period. research. This study uses a panel data regression test. In this study, earnings management is measured using discretionary accruals. The results show that the percentage of the influence of Islamic corporate governance and audit quality on earnings management is 15.41%. The t test results indicate that the Islamic corporate governance variable has no significant effect on earnings management and audit quality has a positive effect on earnings management.
PERAN PEGADAIAN SYARIAH SEBAGAI SOLUSI DI TENGAH PANDEMI COVID-19 PADA MASYARAKAT INDONESIA Hidayani
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.191

Abstract

Sharia pawnshop is one of the BUMNs engaged in financial inclusion, PT Pegadaian (Persero) also supports the government’s programs in the welfare of the society. Sharia pawnshops as a solution that arise in the midst of public anxiety about the current uncertain situation. Sharia pawnshops are a tool that in principle is very helpful for the community. In this current era of globalization, people want things that are instant, practical, and easy to get. However, in real conditions, the community is not supported by basic competence. We all know that not everyone has a stable economic condition, and Pegadaian has become an alternative for most people when they are in urgent need of funds, especially in the current covid-19 situations. As for items that can be pawned, such as gold, gadgets, cameras, electronic goods and vehicles. The higher the value of the goods that you are pawning, the higher the loan amount you will get. The process is fast and there are not too many requirements and in minimal risk, this is what causes many people go to Pegadaian.
ANALISIS PSBB (PESTA HASANAH BERBAGI BAHAGIA) BNI SYARIAH SOLUSI DIMASA PANDEMI COVID 19 Chusnul Khotimah, Itsnaini
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.192

Abstract

This research aims to describe the BNI Syariah PSBB (Party of Hasanah Sharing) program during the COVID-19 Pandemic. Covid 19 has affected various aspects of people's lives in Indonesia. One of them is the weakening economic aspect. The Central Statistics Agency (BPS) for the August period stated that economic growth in Indonesia in the second quarter of 2020 was minus 5.32%. However, for the banking aspect, the capital of the banking industry increased 23.2% from July 22.96%. And Islamic banking itself has experienced a growth of 9.22% from 2019. PSBB is one of the BNI Syariah programs to increase DPK. What is known that BNI Syariah during the COVID 19 pandemic experienced an increase in TPF by 21.76% year on year (YOY) in the third quarter of 2020. The author uses descriptive qualitative research methods based on the theory obtained through study literature. The results of this study indicate that the PSBB (Pesta Hasanah Berbagi Bahagia) program as a program to increase TPF at BNI Syariah has been said to be successful. Where many customers deposit their funds in BNI Syariah through the PSBB (Pesta Hasanah Berbagi Bahagia) program. Because the PSBB (Pesta Hasanah Berbagi Bahagia) program uses a type of Mudharabah and Wadiah contract with three products, namely BNI Prima iB Hasanah, BNI Bisnis iB Hasanah and BNI iB Hasanah. Another reason customers choose PSBB (Pesta Hasanah Berbagi Bahagia) is that at the beginning of the Top Up, the customer has immediately received a gift in the form of goods, received his loyal monthly profit sharing and locked deposits for only 3 months.
MODEL AIDA SEBAGAI STRATEGI PEMASARAN BANK SYARIAH DI MASA PANDEMI COVID-19 (STUDI MASYARAKAT INDRALAYA) Melati
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.193

Abstract

The purpose of this research is to analyze AIDA's marketing model strategy at the Syariah bank during the Covid-19 pandemic. This study used descriptive qualitative method. Interviews were conducted on informants who are the marketing team and customers of Syariah Bank. The result of this research is that Mandiri Syariah Bank uses the AIDA model as a marketing strategy during the pandemic, namely the first way of Attention, which is to attract attention or attention, in a pandemic Islamic banks do marketing by means of digital banking, making brochures, advertising on the internet and digital banking. Second, build interest, namely by giving a good first impression and providing assistance and consultation to customers online and offline. Third, Desire by means of learning classes there, the customers will be introduced to Islamic banking products using media zoom tools and credit guarantee levers in the field or OTS via video call or zoom. The fourth actioan with what has been marketed before is based on sharia principles where the system does not use usury but uses a profit sharing system.
PENGARUH KEPEMIMPINAN ISLAMI, MOTIVASI KERJA ISLAMI DAN BUDAYA ORGANISASI TERHADAP KEPUASAN KERJA ISLAMI DAN KINERJA KARYAWAN BAITUL MAAL WA TAMWIL (BMT) Arifqi, Moh. Musfiq
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.194

Abstract

The main purpose of this research is to explore employee’s performance at BMT NU Jawa Timur. It is measured from the internal institution, through Islamic leadership, Islamic work motivation, organizational culture, and Islamic job satisfaction. This research used a quantitative approach based on the results of questionnaires and documentation. Data was processed by using path analysis with IBM SPSS Amos software, 21.0. The results of this research indicate that all hypotheses are received. It was showed that Islamic leadership positively and significantly effects on organizational culture. Islamic leadership positively and significantly effects on Islamic work motivation. Islamic leadership positively and significantly effects on Islamic job satisfaction. Islamic work motivation positively and significantly effects on organizational culture. Islamic work motivation positively and significantly effects on Islamic job satisfaction. Organizational culture negatively and significantly effects on Islamic job satisfaction. Organizational culture positively and significantly effects on employee’s performance. Islamic job satisfaction positively and significantly effects on employee’s performance.
PERAN KOPERASI SYARIAH DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT KOTA PALEMBANG DI ERA NEW NORMAL Ratna
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.195

Abstract

This study aims to analyze the role of koperasi syariah in improving the welfare of surrounding communities. The analysis is carried out by descriptive analysis method based on the theory obtained through library studies. The results of this study indicate that Islamic Cooperative are now alive and well is Islamic Cooperative who continues to make improvements. The strategy used to adjust conditions, which part should be strengthened and supported so that customers remain loyal to koperasi syariah; and Islamic Cooperative has a role, among others, is to keep the community away from the moneylenders or usury, invites the public to entrust their money to Islamic Cooperative, the micro business community is invited to be more disciplined in managing the financial results of their business, and help people who are just starting a business, or whose business is already running in financing, so that the business can grow and develop, so that prosperity will be achieved.
PERAN KECUKUPAN MODAL ATAS PENGARUH RISIKO PEMBIAYAAN DAN LIKUIDITAS TERHADAP PROFITABILITAS (STUDI PADA BANK UMUM SYARIAH PERIODE 2016-2018) Yushinta, Ryan; Rusdi, Muhammad; Desiana, Lidia
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.196

Abstract

This study aims to analyze and determine the influence of financing and liquidity risks on profitability with capital adequacy as an intervening variable in Islamic Commercial Banks in Indonesia for the period of 2016-2018. The population in this study were 14 Islamic Commercial Banks in Indonesia in the 2016-2018 period. The technique used in sampling is purposive sampling. The sample used is the 2016-2018 quarterly report on 7 Sharia Commercial Banks. The type of data used is secondary data. Data analysis techniques in this study used SPSS 21 software, which consisted of descriptive statistical analysis, classic assumption tests, multiple regression analysis, and mediation testing using the causal step and sobel test methods. By using multiple regression analysis, the results of the study show that the financing risk (NPF) has a negative and significant effect on profitability (ROA). Liquidity (FDR) has a positive and significant effect on profitability (ROA). Capital adequacy (CAR) doesn’t affect profitability (ROA). Financing risk (NPF) has a negative and significant effect on capital adequacy (CAR). Liquidity (FDR) doesn’t affect capital adequacy (CAR). Then based on the results of the analysis using the causal step and sobel test methods, capital adequacy (CAR) mediates the effect of financing risk (NPF) and liquidity (FDR) on profitability (ROA).

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