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All Journal Journal of Islamic Economic Laws SULTANIST: Jurnal Manajemen dan Keuangan Al-Muamalat : Jurnal Ekonomi Syariah Penamas: Journal of Community Service LA RIBA: Jurnal Perbankan Syariah Journal of Islamic Economic Laws
ARIFQI, MOH. MUSFIQ
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Cahsless Society on GoPay: An Islamic Economic Perspective Zafani, Dita; Arifqi, Moh. Musfiq
Journal of Islamic Economic Laws Vol 3, No 2 (2020): Journal of Islamic Economic Laws
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v3i2.11904

Abstract

Technological developments have led to massive Cashless Society activities among the public, especially in GoPay transactions. Indonesian people, who are predominantly Muslim, have started to shift their payment system from cash to cashless transactions. Therefore, the study of Islamic economics is important to see this phenomenon. The qualitative-descriptive research methodology was used by researchers to examine this research. A standard general procedure of library research is done to obtain data from several scientific papers in the form of books, magazines, journals, articles, documentation and other relevant media. The results of this study state that the Cashless Society's activities through GoPay transactions can be said to be in accordance with the principles of Islamic economics. This can be proven in the transaction that there is no party that loses money between the customer and the service provider, and there is no interest in the transaction. In addition, the Cashles Society can provide convenience in transactions between economic actors, as well as a more reliable guarantee of security.
PENGARUH KEPEMIMPINAN ISLAMI, MOTIVASI KERJA ISLAMI DAN BUDAYA ORGANISASI TERHADAP KEPUASAN KERJA ISLAMI DAN KINERJA KARYAWAN BAITUL MAAL WA TAMWIL (BMT) Arifqi, Moh. Musfiq
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.194

Abstract

The main purpose of this research is to explore employee’s performance at BMT NU Jawa Timur. It is measured from the internal institution, through Islamic leadership, Islamic work motivation, organizational culture, and Islamic job satisfaction. This research used a quantitative approach based on the results of questionnaires and documentation. Data was processed by using path analysis with IBM SPSS Amos software, 21.0. The results of this research indicate that all hypotheses are received. It was showed that Islamic leadership positively and significantly effects on organizational culture. Islamic leadership positively and significantly effects on Islamic work motivation. Islamic leadership positively and significantly effects on Islamic job satisfaction. Islamic work motivation positively and significantly effects on organizational culture. Islamic work motivation positively and significantly effects on Islamic job satisfaction. Organizational culture negatively and significantly effects on Islamic job satisfaction. Organizational culture positively and significantly effects on employee’s performance. Islamic job satisfaction positively and significantly effects on employee’s performance.
KONSEP EKONOMI KERAKYATAN SEBAGAI PENGEMBANGAN KOPERASI SYARIAH DI INDONESIA (TELAAH PEMIKIRAN MUHAMMAD HATTA) Arifqi, Moh. Musfiq
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 8 No. 2 (2020): Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v8i2.204

Abstract

Konsep ekonomi kerakyatan adalah salah satu intrumen sistem perekonomian yang ada di Indonesia. Konsep ini digagas oleh Muhammad Hatta. Lahirnya konsep ini dilatar belakangi adanya keterpurukan perekonomian pada masa itu. Pada masa krisis moneter 1997 di Indonesia telah banyak menyebabkan hancurnya perekonomian. Namun, konsep ekonomi kerakyatan masih mampu berdiri tegak dengan prinsipnya saling gotong-royong dalam membangun perekonomian. Bagitupun dengan konsep koperasi syariah yang saat ini terus mengalami peningkatan dengan mengedepankan konsep kekeluargaan. Pendekatan peneltian library research digunakan untuk mempermudah mendeskripsikan hasil penelitian. Hal ini diperoleh melalui karya-karya orisinal Muhammad Hatta, buku-buku, jurnal, artikel serta dokumen lain yang relevan dengan tema pembahasan. Hasil penelitian ini menunjukkan bahwa konsep ekonomi kerakyatan menurut Muhammad Hatta mampu memberikan solusi dalam pengembangan koperasi syariah di Indonesia. Dengan mengedepankan prinsip tolong menolong (at-ta’awun), masyarakat akan lebih percaya dalam bertransaksi di koperasi syariah. Setidaknya ada tiga komponen dasar ekonomi kerakyatan dalam mengembangkan ekonomi syariah, yaitu, prinsip kebersamaan, kekuasaan milik rakyat serta lebih mementingkan orang banyak.
Productive Zakat Model: Economic Empowerment for Post-COVID-19 Recovery in Indonesia Arifqi, Moh. Musfiq; Sofyan, Ayi; Mayaningsih, Dewi; Fitriyah, Rizka
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 11 No. 1 (2024): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v11i1.33518

Abstract

Indonesia's economic landscape has been significantly impacted by the COVID-19 pandemic, both at micro and macro levels. To address these challenges, it is imperative to implement optimal and sustainable financial management strategies. Given Indonesia's predominantly Muslim population, the development of an Islamic financial system, including the use of Zakat as a distribution instrument, holds great potential. As an obligation for Muslims, Zakat can be a highly productive means of addressing the country's economic challenges.     This study proposes a model for economic empowerment through productive Zakat to effectively address the impact of the COVID-19 pandemic on the Indonesian economy. The research methodology utilized a library research approach with descriptive qualitative methods. Data was meticulously collected from various sources including books, articles, journals, news, homepages, and other scientific references. The management of productive Zakat has great potential for contributing to the economic recovery of Indonesia after the COVID-19 pandemic. Productive Zakat involves an economic empowerment model that has personal and spiritual dimensions, and its impact on social life is significant. The management of productive Zakat is a support system for the better and sustainable development of Indonesia's economy.
Penguatan literasi keuangan siswa SMK Darun Najah Kapedi Bluto Sumenep Utama, Joni Alif; Fitriyah, Rizka; Arifqi, Moh. Musfiq
Penamas: Journal of Community Service Vol. 5 No. 3 (2025): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v5i3.2165

Abstract

Financial literacy is a fundamental competency that young generations must possess in order to face economic challenges in the digital era. This community service program aims to strengthen the financial literacy awareness of students at SMK Darun Najah Kapedi Bluto Sumenep as a strategy to foster financially intelligent generations and promote economic independence through the principle of saving. The program employed the ADIED approach (Analysis, Design, Implementation, Evaluation, and Development). The activities included focus group discussions (FGD), financial literacy training, mentoring, and evaluation based on pretest and posttest assessments. The evaluation results demonstrated a significant improvement in students’ understanding, with an N-Gain score of 0.72 (high category). These findings indicate that thematic-based learning is effective in enhancing students’ awareness of the importance of financial planning, risk management, and prudent economic decision-making.
Cahsless Society on GoPay: An Islamic Economic Perspective Zafani, Dita Anis; Arifqi, Moh. Musfiq
Journal of Islamic Economic Laws Vol 3, No 2: July 2020
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v3i2.11904

Abstract

Technological developments have led to massive Cashless Society activities among the public, especially in GoPay transactions. Indonesian people, who are predominantly Muslim, have started to shift their payment system from cash to cashless transactions. Therefore, the study of Islamic economics is important to see this phenomenon. The qualitative-descriptive research methodology was used by researchers to examine this research. A standard general procedure of library research is done to obtain data from several scientific papers in the form of books, magazines, journals, articles, documentation and other relevant media. The results of this study state that the Cashless Society’s activities through GoPay transactions can be said to be in accordance with the principles of Islamic economics. This can be proven in the transaction that there is no party that loses money between the customer and the service provider, and there is no interest in the transaction. In addition, the Cashles Society can provide convenience in transactions between economic actors, as well as a more reliable guarantee of security.
Co-Authors FITRIYAH, RIZKA Mayaningsih, Dewi Sofyan, Ayi UTAMA, JONI ALIF Zafani, Dita Zafani, Dita Anis