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LA RIBA: Jurnal Perbankan Syariah
Published by Institut Agama Islam Al-qur'an Al-ittifaqiah Indralaya
ISSN : -     EISSN : 27747336     DOI : https://doi.org/10.53649/lariba
Core Subject : Economy,
Economics, Econometrics & Finance
This journal focuses on the development and dissemination of research in the field of Islamic finance and banking
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 2 No. 02 (2021): Juni 2021" : 5 Documents clear
FUNGSI UANG DALAM PANDANGAN ULAMA Ahmadan , Darsi
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 02 (2021): Juni 2021
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i02.14

Abstract

Money is the driver of the economy, with money economic activities, both production, distribution and consumption will run smoothly. Some people think that the money they currently have is a full right for them, so they use it arbitrarily, some even keep it unproductive. This study aims to explain how the function of money according to Islam and how the Messenger of Allah gave an example to use money. This type of research is library research and uses data collection techniques by collecting books, journals, and previous works related to money. The data collection technique that the researcher uses is documentation and uses qualitative data analysis techniques. All of the collected data were analyzed by means of deductive thinking. According to the results of the study, the function of money according to Islam is divided into public goods, where money is considered as the property of the community, it should not be privately owned (private goods), Islamic economics prohibits the owner of money from holding or hoarding. The money is in excess with an unnatural amount and is allowed to settle unproductively, but it must be used for economic activities, the money must be enjoyed by the whole community. While the flow concept is the concept of flowing, namely money must flow and rotate in economic activity, used in real sector investment and various contracts that have been exemplified by the Prophet Muhammad, such as: mudharabah, musharaka, wadiah and others.
PENGARUH MERGER BANK SYARIAH INDONESIA DALAM PEREKONOMIAN MASYARAKAT INDONESIA Hidayani
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 02 (2021): Juni 2021
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i02.16

Abstract

In economic development, especially in Islamic finance in Indonesia, it is still very high and has great potential because of the Indonesian population, capital market, sharia hospital, hotel, tourism, halal food, fashion, and much more. Especially in Islamic banking, as recently as February 2, 2021, Indonesia was mostly Muslim. The Islamic economic sector in Indonesia includes Islamic banking, non-bank finance already owns Bank Syariah Indonesia (BSI), the result of the merger of three state-owned banks (BUMN), especially in dealing with conventional banks. It is expected to be a bright prospect for the world of Islamic banking in Indonesia.. Observers assess that this target can only be achieved if the participating banks can consolidate well and transform digitally on a massive scale. The research method used in this paper is qualitative where the authors seek data through direct interviews with customers.. With the merger, it is hoped that it will open up many new opportunities for Indonesian Islamic Banks.. Because each of the merged Islamic banks already has qualified capabilities or different potentials in their fields so that it will strengthen BSI's position in the future.
ANALISIS DAMPAK PANDEMI COVID 19 BAGI RASIO LIKUIDITAS BANK BUKOPIN SYARIAH Khotimah, Itsnaini Chusnul
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 02 (2021): Juni 2021
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i02.17

Abstract

This study aims to describe the results of the comparison of liquidity ratios at Bank Bukopin Syariah from 2018, 2019 and 2020. Where in 2018 and 2019, the Covid 19 pandemic has not occurred and in 2020 the Covid 19 pandemic has occurred. The author wants to know whether a pandemic has occurred. Covid 19 has a significant impact on the liquidity ratio of Bank Bukopin Syariah. The author uses descriptive qualitative research methods based on the theory obtained through literature study. The results of this study indicate that there has been a decrease in the three liquidity ratios from 2018 to 2019 and 2019 to 2020. Even though the decline that occurred was not too significant and made Bank Bukopin Syariah declared in poor condition in 2020 because of the three ratios are below average standard. So the Covid 19 pandemic that occurred in 2020 had an influence on the liquidity ratio factor of Bank Bukopin Syariah even though Bank Bukopin Syariah was still able to carry out its obligations to pay current debts and the Covid 19 pandemic did not affect the performance and ability of Bank Bukopin Syariah.
PENGARUH LAPORAN KEUANGAN TERHADAP HARGA SAHAM (STUDI LITERATUR REVIEW) Novitasari
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 02 (2021): Juni 2021
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i02.18

Abstract

This study aims to determine whether investors consider financial statement information in making decisions related to stocks. The research uses a literature review study method, where the researcher collects several journals related to the discussion in the research. (ROE), Debt Equity Ratio (DER), Current Ratio, not all studies show that financial statements are able to influence stock prices on the Stock Exchange. This is because there are a number of basic factors that can cause stock prices to rise or fall. In general, these factors are classified into internal factors and external factors. Internal factors are factors that arise from within the company. While external factors are factors that come from outside the company. This factor is arguably difficult to overcome. For example, there are problems related to macroeconomics. Of the two factors, external factors are more dominant in influencing stock prices.
ANALISIS LAPORAN KEUANGAN KOPERASI DITINJAU DARI SK MENKOP DAN UKM RI NO. 06/PER/DEP.6/IV/2016 GUNA MENINGKATKAN TINGKAT KESEHATAN KEUANGAN (STUDI KASUS PADA KOPERASI KREDIT SENTOSA PALEMBANG) Astuti , Nova Tri; Utami , Puspa
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 02 (2021): Juni 2021
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i02.19

Abstract

The Palembang Sentosa Credit Cooperative is one of the cooperatives in the city of Palembang and has 1,525 members. Where during its development experienced ups and downs. In this thesis the author discusses how the level of cooperative financial performance and its development in 2016 and 2017 if assessed based on aspects guided by the Decree of the Minister of Cooperatives and SMEs RI No.06/Per/Dep.6/IV/2016 which consists of 7 aspects, namely aspects capital, productive asset quality aspect, management aspect, efficiency aspect, liquidity aspect, independence and growth aspect and cooperative identity aspect. As we know that financial statements are very important in making a decision. The results of the study after calculating the 7 aspects of financial performance assessment at the Sentosa Credit Cooperative (KOPDIT), it appears that the level of the Sentosa Credit Cooperative's financial performance in 2016 was in the fairly healthy predicate and in 2017 the Sentosa Credit Cooperative's financial performance level remained at the moderate predicate. healthy. For 2016 the score obtained was 72.55 and in 2017 the score decreased to 67.40. Thus, the development of the level of financial performance of the Sentosa Credit Cooperative in 2016-2017 decreased by 5.15% but was still in a fairly healthy predicate.

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