IJEFSD
International Journal on Economics, Finance and Sustainable Development (IJEFSD) is an international, peer-reviewed, and scholarly journal aimed at being a platform for interdisciplinary researchers across the globe to develop and advance both theory and practice of economics and finance while considering sustainability. IJEFSD welcomes all well-developed papers exploring areas of economics and finance including papers in area of sustainable development. Moreover, the journal accepts research articles based but concerning a topic of interest in the field of sustainability whilep pointing out fields, such as, economics, marketing, business, management, sociology and and other related ones.
Articles
481 Documents
<![CDATA[Efficiency of Use of "Logistics" Projects in Surkhandarya Region and Prospects of Ensuring Economic Growth of the Region ]]>
<![CDATA[Saydalimov Abdukarim Karamatovich]]>;
<![CDATA[Saydaliev Utkir Shodievich]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4610
<![CDATA[in this article, the information on the foreign experience in the formation and development of logistics in the agricultural economy is presented in an in-depth analysis and processing. The article also describes the data of the logistics efficiency evaluation index.]]>
<![CDATA[Financial Inclusion and Economic Growth in Nigeria ]]>
<![CDATA[Grace U. Nwansi]]>;
<![CDATA[Samuel Dibiah]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4612
<![CDATA[This study examined the relationship between financial inclusion and economic growth in Nigeria. The study employed the Ordinary Least Square multiple regression to analyze the data obtained from secondary sources for the period 1991-2021. The findings revealed that combined effect of ratio of broad money to GDP, credit to private sector to GDP, aggregate loan-to-deposit ratio and liquidity ratio of commercial banks influenced economic growth in Nigeria. Based on the findings from the study, the researcher therefore conclude that the provision of banking services to the unbanked and active poor will contribute positively to the growth of Nigeria economy and recommends that banks should be encouraged to grant loans to private businesses and small scale enterprises so as to further promote economic growth.]]>
<![CDATA[Subtleties in Concluding and Executing Contracts in E-Commerce in the Republic of Uzbekistan ]]>
<![CDATA[Sitora Mengliyeva Baxtiyor kizi]]>;
<![CDATA[Bekhzod Khudayberganov Bakhtiyorivich]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4632
<![CDATA[This article is devoted to the study of the difficulties associated with the conclusion and execution of contracts in the field of e-commerce. The article considers the main aspects for concluding contracts in e-commerce, including performance and validity conditions. In addition, she examines the legal framework governing the conclusion of contracts and the possibility of using electronic contracts. In addition, the article discusses the importance of the procedures for concluding contracts in the context of electronic interaction. The purpose of this article is to provide a comprehensive understanding of the important points associated with the conclusion and execution of contracts in e-commerce.]]>
<![CDATA[Contribution of Mobile Banking on Customer Satisfaction in Commercial Banks in Rwanda, Case Study of Banque Popularie du Rwanda Plc, Part of Atlas Mara/ Headquarters (2016- 2020) ]]>
<![CDATA[Nyetera Ernest]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4638
<![CDATA[The research analysed the “Contribution of Mobile Banking on the Customer Satisfaction in Commercial Banks in Rwanda. Case Study of Banque Popularie du Rwanda Plc. Part of Atlas Mara/ Headquarters (2016- 2020)”. Research hypothesis was H0: Mobile Banking does not contribute to the Customer Satisfaction in Banque Popularie du Rwanda Plc. Part of Atlas Mara/ Headquarters. Specific objectives were: to analyse mobile banking services provided by BPR Plc; to assess the extent to which customers are satisfied of Security, Responsiveness, and Ease of use of mobile banking application by BPR Plc; and to find out the challenges and solutions of mobile banking experienced by customers of BPR Plc. A sample of 100 respondents was selected from a total population of from 92,961 users of Mobile Banking at BPR Plc using Yamane’s formula. Statistical data was collected using a questionnaire and qualitative data was collected through interview. The major findings are the following: (i) Three main categories of mobile banking services provided by BPR Plc are Accounting information (x̄ =3.72); transactions services (x̄ =3.21); and support services (x̄= 2.47). In overall, mobile banking services are accessed at high level (overall x̄ =3.13). (ii) Customers are satisfied of Security, Responsiveness, and Ease of use of mobile banking application at high extent respectively by overall mean values of x̄ =3.50; x̄ =3.13; and x̄ =4.00. (iii) Main challenges of mobile banking with BPR Plc include: inability to apply for loan using mobile banking (x̄ =4.00); weak protection of accounts (x̄ =4.00); limited accepted amount for transfer per day (x̄ =3.29); temporally server failure (x̄ =3.12); and limited number of ATM (x̄ =3.02). In overall, 97% of respondents agreed that mobile banking at PBR Plc increase customer satisfaction. This leads to reject the Null Hypothesis and accept alternative hypothesis. (iv) The research recommends: to encourage all customers shifting to mobile banking; to provide additional options to limit access by simple user name and password; to strengthen security face possible cyber- crimes; to adjust the amount of money to transfer upon demand; to allow access to small loans though Mobile banking; to improve server maintenance to avoid service shortage; to spread agents in main centers to allow access to cash; and to increase ATMs to reduce the queue at bank.]]>
<![CDATA[The Impact of the Market Timing Theory on the Financial Structure of the Iraq Stock Exchange ]]>
<![CDATA[Dr. Ahmed Risian Albahadly]]>;
<![CDATA[Dr. Husam A. Ali Al-Hashem]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4643
<![CDATA[Purpose: The study aims to investigate the timing theory and its impact on the financial structure and how to interpret the decisions of the financial structure of the companies registered in the Iraq Stock Exchange. Theoretical framework: Financial structure decisions are influenced by market timing. an effect of market timing on the financial structure was not continuous over time, but rather for specific periods of time.Basically, the market timing theory according to a scale approved by Wurgler and Baker consists of five sub-dimensions: the firm size, the structure of tangible assets, profitability, the market value of the stock to its book value, the weighted rate of external financing. Design/methodology/approach: The focus of this study is to test the effect of the market timing theory on the financial structure of the Iraqi industrial companies registered in the Iraq Stock Exchange using the Baker and Wurgler (2002) model. The market timing theory is taken as independent variable, while financial leverage in terms of market- book value is taken as dependent variable. The Panel Data model and the theory equation were used to analyze the study sample of 16 Iraqi companies registered in various industrial sectors out of 43 companies during the period 2008-2020. Findings: The results showed that the market timing theory has continuous effects when using the book and market leverage. It also has an impact on the financial structure of Iraqi companies through the most important determinants of the financial structure in Iraq, including the firm size FS, asset tangibility AT, and profitability PR. New determinants were also added like market to book value MTB and external finance weighted-average WMTB in the short term. Research, Practical & Social implications: This study has taken two separate models to analyses the impact of market timing theory on the financial structure of Iraqi companies. It is searched that circulation of stock in Iraqi market is negligible due to less amount of profit given to stockholders. Originality/value: Previous studies investigated the factors affecting the capital structure of banks that are registered in Iraq stock exchange. Growth, profitability, size and liquidity are few characteristics of banks that are included in previous research work, but the significance of this study is that it incorporates two other new determinants of banks which are market to book value (MTB) and external finance weighted average (WMTB).]]>
<![CDATA[House in the General System of Financial Relations Farm Finance ]]>
<![CDATA[Mamayusupova Shakhina Ulugbek kizi]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4644
<![CDATA[Financial decisions of households in a certain period set (specify) their financial behavior will give. Subjective motives in making financial decisions, due to the large role of priorities and constraints such behavior is very diverse. On top of that, the house financial behavior of farms is dynamic, fast is a variable process. In this regard, the house quantitative and qualitative financial decisions of farms positions (including marketing), economy, research from the perspectives of sociology and social psychology will be done. This is savings and investment of the household is happening. These are investment risk reduction and financial assets households in order to increase the stability of their portfolio real based on diversification of asset portfolio manifested in the formation of the accumulation strategy is happening.]]>
<![CDATA[UNEMPLOYMENT AND ITS DETERMINANTS ]]>
<![CDATA[Saidov Khabibulla Shavkat ogli]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4651
<![CDATA[One of the major macroeconomic indicators of the country, which essence signifies the vital aspect of the whole population, is unemployment. It poses significant challenges for all countries since employment stands as one of the key determinants for economic growth. To be precise, employment provides the means for living for all people to sustain not only their social but economic and political well-being as well. Therefore, it is a subject of great importance for states to maintain low unemployment rates, and those of the great authority should contribute to the establishment of policies regarding the development of the unemployment indicator.]]>
<![CDATA[Mentoring in Tertiary Education in Nigeria ]]>
<![CDATA[Ogunode, Niyi Jacob]]>;
<![CDATA[Aisha, Haruna]]>;
<![CDATA[Johnson, Ebute]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4659
<![CDATA[The sustainable development of the university system depends on an effective mentorship programme. Mentoring is the practical means of transferring of university culture, value, ethics and profession to the next generation. It is a way of ensuring that the university system maintains a particular standard and even improved. It is unfortunate that most universities’ mentoring programme In Nigeria is faced with a lot of problems. This paper looked at problems that has militated against the development of academic mentoring in the Nigerian universities. Secondary data were used in the paper and they were gathered from print publications and online journals. The paper identified lack of mentorship policy, strike Actions, poor funding, and inadequate attention from mentors, abuse of mentorship norms, lack of trust, poor communication, academic conflict and lack of freedom of mentees to express their ideas as problems that has militated against the development of mentorship programme in the universities in Nigeria. Based on these problems, the paper recommended that National Universities Commission should direct universities to institutionalization mentoring programme. Government should implement all agreement reached with different trade unions in the universities to prevent strike actions. Government should increase the funding of university education in Nigeria. National Universities Commission should organize workshops for senior academic on effective skills for mentorship in the universities. National Universities Commission should organize workshops for the junior lecturers (mentees) on mentoring processes and guide line for effective mentorship in the university system. This will help the mentees to learn the process of being mentored.]]>
<![CDATA[An Evaluation of the Independence of Ghana's Anti-Corruption Institutions ]]>
<![CDATA[Donpaala, Stephen Delle]]>;
<![CDATA[Dauda, Alhassan]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4660
<![CDATA[Ghana has had a constant progress in cementing its democracy since its restoration to democratic governance in 1992, making it one of the most often cited success stories of democracies in Africa. Despite this achievement, the independence of anti-corruption institutions in Ghana such as the Auditor General,(AG), Commission of Human Rights and Administrative Justice (CHRAJ), Economic and Organised Crime Office (EOCO), Public Procurement Authority, (PPA), Internal Audit Agency (IAA), Office of Special Prosecutor (OSP) and others is over prejudice in terms of appointment of the Heads of these institutions, removal and budgeting as specified in Ghana’s, 1992 Constitution empowering the president of Ghana as the sole appointor, remover and budget allocator hence making it difficult for these institutions to function effectively. This makes it a political gimmick when any other government talk about fighting corruption in its current form of constitutional arrangement. This research uses a qualitative method of collecting data. Due to these constitutional gaps, it shows that corruption remains a scourge that has eaten through the political fabric of the nation. All facets of the Ghanaian government are corrupt and accountability is often lacking. The criminals often get away with it. It is therefore recommended that the appointment, removal and budget of these anti-corruption institutions should be vested on Parliament through the Appointment Committee of Parliament. Their tenure of office should not directly match with any particular elected government tenure.]]>
<![CDATA[From Corruption to State Capture: Assessing the Relevance of Anti-Corruption Institutions in Ghana ]]>
<![CDATA[Donpaala, Stephen Delle]]>;
<![CDATA[Mohammed, Abdul-Rahaman]]>
<![CDATA[ International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 7 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD ]]>
Publisher : <![CDATA[Research Parks Publishers ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31149/ijefsd.v5i7.4665
<![CDATA[Over the course of time, corruption has evolved into a pervasive force that consistently undermines the moral fabric of society. It is widely acknowledged as the foremost impediment to a nation's progress, particularly in the realms of poverty alleviation and the reduction of inequality. This is especially true especially for developing countries like Ghana. The insidious and escalating nature of corruption renders it highly contagious across all sectors of society, thereby necessitating a thorough assessment of the phenomenon. Hence, the paper holistically, examined the issue of corruption specifically on the topic “from corruption to state capture, the relevance of anti- corruption institution”. Salient issues that surfaced included an overview of corruption and state capture, some anti-corruption institutions and their role as well as the challenges encountered by these anti-corruption institutions in performing their functions as well astheir role and significance in solving a state capture level of corruption through informal strategies like Co-optation, Control and Camouflage. The paper adopted a qualitative methodology for flexibility and broader data. Out of this a conclusion was drawn and some recommendations made for policy makers attention and action.]]>
