cover
Contact Name
Masrina, S.E.I., M.H
Contact Email
Masrina9911@gmail.com
Phone
081258872227
Journal Mail Official
journal@umbjm.ac.id
Editorial Address
University of Muhammadiyah Banjarmasin Main Campus (St. Gubernur Syarkawi, Lingkar Utara, Handil Bakti, Kab. Barito Kuala, South Kalimantan, Indonesia)
Location
Kota banjarmasin,
Kalimantan selatan
INDONESIA
Tawazuna
ISSN : -     EISSN : 2809588X     DOI : https://doi.org/10.35747/twz.v3i2.1005
Core Subject : Economy,
Focus: Tawazuna Journal focuses on publishing research and reflections in the field of Islamic banking, with an emphasis on the integration of Sharia principles in financial systems, banking practices, and economic development. Scope: The journal covers topics including: Islamic banking principles, practices, and innovations. Sharia compliance, governance, and regulations in Islamic finance. Risk management in Islamic banking. Islamic capital markets and investment. Economic development and financial inclusion through Islamic banking. Ethical and social responsibility in Islamic financial institutions. Case studies and practical applications of Islamic banking. Islamic Capital Market (Islamic Bond/SUKUK & Islamic Stock Islamic Financial Accounting. The journal invites contributions from researchers, academics, and practitioners in the field of Islamic banking.
Articles 6 Documents
Search results for , issue "Vol. 2 No. 1 (2022)" : 6 Documents clear
Implementation Of The National Cash Wakaf Movement (GNWU) Investment Solutions For Sharia Financial Products: Implementation Of The National Cash Wakaf Movement (GNWU) Investment Solutions For Sharia Financial Products abdul royzak, abdul royzak
Tawazuna Vol. 2 No. 1 (2022)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v2i1.502

Abstract

Waqf can be useful for dealing with debris in this country because in various countries where the majority of its citizens are Muslims it has been proven that waqf can successfully complete the ruins because waqf has functions for various things including sources of financing for various social services, financing for houses illness, funding for education and others. The role of waqf is very important for this country apart from in the economic world, waqf also plays a very important role in the world of education in this country. The government places great emphasis on expanding or widening capital, strengthening skills, changing cultures in terms of reducing or minimizing social weaknesses and poverty. Therefore waqf money has links with Islamic financial institutions. Waqf is utilized especially specifically for parties in lower middle positions so that these parties can also experience various facilities and provide services that are much better or even comparable to those in the upper middle position
Stretching the Metaverse Service For The Banking Industry In South Kalimantan: Stretching the Metaverse Service For The Banking Industry In South Kalimantan sandi alfianur, sandi alfianur; astina bianka, astina bianka
Tawazuna Vol. 2 No. 1 (2022)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v2i1.504

Abstract

Metaverse is a computer-based technology that aims to make concepts or ideas like the real world, metaverse itself is expected to be used to carry out various kinds of transactions and interactions between humans and computers. metaverse itself is a three-dimensional virtual space that is currently making a lot of people curious both from its very rapid development and its implementation which has started to be widely used. This study aims to determine the existing metaverse industry in South Kalimantan, and this study uses a qualitative narrative method. Currently there are no Islamic banks that use the metaverse and not all conventional banks use this metaverse. Currently, the banking world itself is in the development stage to enter the metaverse because it will make banking transactions easier.
Implementation of Digital-based Financial Inclusion for Millennials within the Society 5.0 Era: Implementation of Digital-based Financial Inclusion for Millenials Within the Society 5.0 Era Faujiah, Nurul; Damayanty , Alfina
Tawazuna Vol. 2 No. 1 (2022)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v2i1.507

Abstract

The ever-evolving era, followed by increasingly sophisticated technological advances, encourages people to innovate and continue to develop existing products. This article describes the use of digital-based financial inclusion for millennials in the era of "society 5.0." The author uses the library research method. After reviewing references from various sources, it was concluded that financial inclusion is a process in which economic actors, both individually and as a company, guarantee ease of access, availability, and the formal use of finance. The millennial generation dominates the number of internet users in Indonesia. One form of implementing digital-based financial inclusion used by millennials and often found in the era of "society 5.0" is digital payment technology launched by banks in the form of mobile banking
Observation of PSAK 108 concerning to accounting of Sharia Insurance Transactions in Islamic Knowledge According to Yusuf Qardhawi: Observation of PSAK 108 concerning to accounting of Sharia Insurance Transactions in Islamic Knowledge According to Yusuf Qardhawi Anggi, Anggita Muslihani; Andira, Ayu
Tawazuna Vol. 2 No. 1 (2022)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Life insurance is one of the institutes that plays an important role in Indonesia, because life insurance contains activities that play a role in getting protection from the risks of financial life which cannot be known as a result of someone's death. At present the development of the insurance business is getting better, so that most industries have also emerged. One of them is sharia-based life insurance. Due to the existence of sharia life insurance, the Indonesian accounting association issued PSAK No. 108 which contains the accounting of sharia insurance transactions for an accounting policy that is managed and the provision of insurance services. The preparation and presentation of the life insurance financial statements is in line with the growth of existing Islamic law, showing that the influence of local socio-cultural customs on the formation of Islamic law is very strong, which can be seen in the results of the ijtihad of the priests of the schools of thought. In Yusuf Qardhwani's fatwa regarding insurance which clearly forbids however, the idea of ​​insurance was not rejected by him on condition that the adjustment of the concept must be a sharia concept and Yusuf Qardhawani discussed insurance in his book al-halal waal-haram wial-Islam written by him in the 60's. Because the book presents a study of religious law that underlies and is needed by Muslims  
Green Economic Potential Through the Halal Tourism Strategy in The City of a Thousand River: Green Economic Potential Through the Halal Tourism Strategy in The City of a Thousand River Putra, Ananda Aulia; misrah, Misrah
Tawazuna Vol. 2 No. 1 (2022)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The green economy is an environmentally friendly space concept with the development of innovation and creativity which is utilized and managed so that the earth and its contents achieve prosperity and prosperity for mankind for future generations. Activities in the economic sector should make use of the green economy for friendly energy sources. environment, which can prevent damage to ecosystems, and reduce carbon emissions. The implementation of a green economy can support a balance in each region that is able to increase natural resources, human resources, and the level of quality of life from finances in the area. Support for a green economy that can be implemented the local government has a vision and mission in equality that makes the dam prosperous, sustains a healthy environment and business opportunities that can open up many jobs for the wider community. Development of a green economy that can increase awareness to every individual to b Together with the urgency in the use and practice that continues to pay attention to aspects of the environment that are experiencing a decline in function, so is the importance of a green economy that is able to foster growth in the economic sector which is a pillar of the sustainability of each region and region in all countries both in the social sector which is able to increase intensity in sustainable natural resources and to protect the sustainability of human life and the environment in the future
Trading Saham Based on Fatwa DSN-MUI No.135/DSN-MUI/V/2020 for Trader: Trading Saham Berdasarkan Fatwa DSN-MUI No.135/DSN-MUI/V/2020 Ummi Kalsum, Ummi; Anggriani, Freti
Tawazuna Vol. 2 No. 1 (2022)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v2i1.513

Abstract

This article aims to provide a deeper knowledge of the laws of stock trading that are found not only in traditional activities but also in Shariah activities. The method used for the discussion is a Library Research method that collects data from multiple written sources, such as books and other articles related to discussions related to stock trading. In Indonesia itself this is a new phenomenon on the rise and many people are seeing this trend so they can benefit from it in the short term. It is a transaction that buys and sells securities, and is different from stock investment that a long-term transaction (savings). Equity trading activities in accordance with DSN-MUI Fatwa No. 135/DSN-MUI/V/2020 on equities, It explains to traders the importance of stocks, laws, issuances and where stocks are traded.

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