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INDONESIA
Ekonomi dan Keuangan
ISSN : 23033625     EISSN : -     DOI : -
Core Subject : Economy,
Jurnal Ekonomi dan Keuangan adalah jurnal yang mempublikasi karya ilmiah yang berupaka hasil penelitian, kajian pustaka dan hasil pembuatan model yang berkaitan di bidang ilmu ekonomi, keuangan, moneter, fiskal, regional dan ekonomi Islam.
Arjuna Subject : -
Articles 2 Documents
Search results for , issue "Vol 2, No 12 (2014)" : 2 Documents clear
ANALISIS MANFAAT RASIO KEUANGAN DALAM MEMPREDIKSI FINANCIAL DISTRESS PADA PERBANKAN (2007-2012) Rizky Indriyani Siregar; Syarief Fauzie
Ekonomi dan Keuangan Vol 2, No 12 (2014)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (569.37 KB)

Abstract

This research has a purpose to provide financial ratios in predicting financial distress of bank. The financial ratios that are used are CAR, ROA, ROE, LDR, BOPO, NIM and NPL. By using purposive sampling method, there 11 banks which experience financial distress and 11 banks which do not experience financial distress as comparison. This research used Logistic Regression to analyze financial ratios in predicting financial distress. Logistic Regression was used twice by using data of 2 years prior to financial distress and 1 year prior to financial distress. The result showed that logistic regression model by using data of 2 years prior to financial distress was a good model while model by using data of 1 year prior to financial ratios was not a good model and could not be used. The final result showed that CAR, NIM, and NPL have positive influence while ROA, ROE, LDR and BOPO have negative influence in predicting financial distress of bank.Keyword: financial distress, financial ratios, logistic regression
727 TINGKAT KEMAMPUAN PENGUSAHA SEKTOR INFORMAL DALAM MENGAKSES LEMBAGA PERBANKAN DI KOTA MEDAN Taufik Ritonga; Raina Linda Sari
Ekonomi dan Keuangan Vol 2, No 12 (2014)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (565.777 KB)

Abstract

The informal sector is very important in the scope of economic. Because this sector can absorb a lot of labor if it’s not absorbed in the formal sector. The aim of this study was to obtain an overview of the capabilities about ability of the employers informal sector to access banking institutions in the Medan city.The population is all of the employers informal sector in Medan city. Determination of the sample using purposive sampling method by 30 people. Primary data were collected through questionnaires distributed to the respondents.From the research conducted it can be concluded that the ability of the employers informal sector to access banking institutions are otherwise not well, because the average ability of the employers informal sector to access products and services banking only 48.48%.Keywords: The Employers Informal Sector, Access, BankingInstitutions

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