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All Journal Ekonomi dan Keuangan Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Humanities and Social Studies Jurnal Ilmiah Wahana Pendidikan Journal of Trends Economics and Accounting Research Journal of Management Analytical and Solution International Review of Practical Innovation, Technology and Green Energy (IRPITAGE)
Sari, Raina Linda
Prodi S1 Ekonomi Pembangunan USU
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Languange, Linguistic, Communication & Media Social Sciences Other

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NON MUSLIM MENJADI NASABAH BANK SYARIAH MANDIRI DI MEDAN Evi Yupitri; Raina Linda Sari
Ekonomi dan Keuangan Vol 1, No 1 (2012)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

The purpose of this study is to see how big the influence of facilities, promotions and products affect the non muslim community to become a customer Bank Syariah Mandiri. The data used in this research is the primary data is obtained from the division of  a detailed questionnaire to the customer self service rich Islamic Bank on Jl. Jend Achmad Yani no.100 Medan. Sampling method used by researchers is a non probability sampling is a technique where each member of the sample on the take the population has  the same opportunity to become a member of sampling. Sample technique uptake of engineering purposive sampling ( Judgment Sampling ) is The sampling technique based on the assessment of the characteristics of sample members who adjusted with the goal of researchers. Data analysis method used is the rank spearmant test with SPSS 16 tools. Based on the results  factors that most strongly affects non Muslim become cust.omers in Bank Syariah Mandiri is a potent influence 0,370 promotions, both 0,529 products have potent influences and who was last 0,469 facilities had an influence that is.
ANALISIS KEBIJAKAN PEMBERIAN KREDIT DAN PENGARUH NON PERFORMING LOAN TERHADAP LOAN TO DEPOSIT RATIO PADA PT. BANK RAKYAT INDONESIA (PERSERO), TBK CABANG RANTAU, ACEH TAMIANG. ( PERIODE 2007-2011) Nurul Fitria; Raina Linda Sari
Ekonomi dan Keuangan Vol 1, No 1 (2012)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

Formulation of the problem in this research is How lending policy applied to PT Bank Rakyat Indonesia (Persero) Overseas Branch, Aceh Tamiang and the influence of non-performing loans (NPL) to loan to deposit ratio (LDR). The purpose of this study was to determine the credit policies were applied, and also find out if non-performing loans significantly affect the loan-to-deposit ratio. The hypothesis in this study is suspected of lending policies that are both based on the theories of credit policy with the principles 5C, and the significant influence of the non-performing loans to the loan-to-deposit ratio. The collection of secondary data obtained through company documents and other reports relevant to this study include: financial statement data for the five years from 2007 to 2011, books, company literature, and other data related with the object of research. The analysis method used is descriptive analysis is used to analyze the credit policy on the first hypothesis and simple regression analysis for the second hypothesis. In the first hypothesis of the study results show that the principle of prudence in lending policy is the principle 5C consisting of: Character, Capacity, Capital, Collateral, Condition. In the second hypothesis test simple regression analysis showed a significant effect of the non-performing loans to the loan-to-deposit ratio.
PENGARUH PENGUMUMAN DEVIDEN TERHADAP PERUBAHAN HARGA SAHAM SEBELUM DAN SESUDAH EX-DIVIDEND DATE DI BURSA EFEK JAKARTA (BEJ) Nana Lestary Nasir; Raina Linda Sari
Ekonomi dan Keuangan Vol 2, No 4 (2014)
Publisher : Departemen Ekonomi Pembangunan USU

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This study aims to determine the difference in the stock price caused by the announcement of the dividend before and after the ex-dividend date on LQ45, this giving an overview to the investor in making an investment decision on LQ45 companies in the Jakarta Stock Exchange ( JSX ).Data used for this this study is secondary data that was obtained from companies which are included to LQ45 group and listed on the Jakarta Stock Exchange during the period of January 2008 to December 2012. In this study analysis used is Paired Sample T-Test ( two different test average ) by using SPSS 17.The study result can be concluded that stock prices in Indonesia increasingafter the ex-dividend date, can beseen from stock price change of each stock sample overall was found any significant differences changes in stock prices before and after the ex-dividend date is statistically caused by dividend announcement on each sample company, and from the results of the test sample stock portfolio that showing changedof the overall stock price LQ45 in 2008 to 2012 is statistically reflected in the value of the dividend distributed.Keywords : Dividend Announcement, Ex-Dividend Date, Stock Price
ANALISIS PENGARUH RETURN ON ASSET, NET PROFIT MARGIN, EARNING PER SHARE TERHADAP RETURN SAHAM PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BEI Pibrianti Dahlia Lastria Simanjuntak; Raina Linda Sari
Ekonomi dan Keuangan Vol 2, No 7 (2014)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

This study aims to analyze the influence of Return on Assets (ROA), Net Profit Margin (NPM) and Earnings per Share (EPS) to towards stock return on banking companies listed in Indonesia Stock Exchange. The independence variables in this research are Return on Asset (ROA), Net Profit Margin (NPM), Earning per Share (EPS) and stock return as dependent variable. The samples in this research is 21 banking companies listed in Indonesia Stock Exchange in the study period 2008-2012. The sampling technique used was purposive sampling technique. The analysis technique used in this research is the analysis of panel data (pooled data) by using analytical methods Random Effects Model (REM). The results of this research show that Return on Assets (ROA), Net Profit Margin (NPM) and Earnings per Share (EPS) either partially or simultaneously had no effect to the banking company's stock return are listed on the Indonesia Stock Exchange.Keywords: Return on Asset (ROA), Net Profit Margin (NPM), Earning per Share (EPS) and stock return
ANALISIS PENGARUH PEMADAMAN LISTRIK SECARA BERKALA SERTA PENGGUNAAN GENSET TERHADAP KEGIATAN USAHA MIKRO DI KECAMATAN MEDAN BARU Ira Destiana Pasaribu; Raina Linda Sari
Ekonomi dan Keuangan Vol 2, No 8 (2014)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

This study purpose to analyze the effect of periodically power outage and using generators on revenues micro enterprises in the District of Medan Baru.The data used is primary, data obtained from the questionnaires to micros businesses as many as 25 respondents who use generators and 25 micro-businesses that do not use generators. In this study the use of generators using dummy variables. Data analysis method used is multiple regression with SPSS tools 19 .From the regression results indicate that the effect of periodically power outage on revenue equal to –253130,865 and the effect of using generators on revenue equal to –1,0696.Keywords : Periodically Power Outage, Revenue, Generator
ANALISIS PERMINTAAN WISATAWAN MANCANEGARA BERWISATA DI TUKTUK SIADONG, KABUPATEN SAMOSIR Atin Baoa Rorizki Hutasoit; Raina Linda Sari
Ekonomi dan Keuangan Vol 2, No 10 (2014)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

This thesis analyzes determinants of length of stay of international tourists on vacation in Tuktuk Siadong, Samosir regency, which is a major international tourism destination in Indonesia. Empirical modeling done by Ordinary Least Squares (OLS) and use primary data through questionnaires of 100 samples of international tourists in April 2014. Rising costs on vacation, quality of accommodation and infrastructure encouraging significantly increasing length of stay of tourists on vacation. Rising cost of vacation in other destination is complementary for adventurous international tourists in Indonesia, although not significantly reduce length for stay in Tuktuk Siadong. Income levels do not significantly increase demand for international tourists, but the beauty and serenity of nature gave pleasure to international tourists on vacation in Tuktuk Siadong.Key Words : International Tourist, Demand for Tourism, Tourism Costs, Income, Accommodation, Infrastructure
ANALISIS PERMINTAAN DEPOSITO BERJANGKA RUPIAH PADA BANK UMUM DI SUMATERA UTARA TAHUN 2001-2010 Arno Richarto Gultom; Raina Linda Sari
Ekonomi dan Keuangan Vol 2, No 11 (2014)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

The main purpose of this research was to analyze the factors that affect demand deposits at commercial banks in North Sumatera. The variables that affect demand in the considered time deposits and the research object are PDRB, the interest rate on time deposits and inflation rat. This research also aims to investigate the contribution of each variable on the demand for time deposits at commercial banks in North Sumatera. To achieve the purpose of analysis, this study used time series data with a range of time during the years 2001 -2010 in quarter to quarter. The method used to estimate this research is to analyze Ordinary Least Square (OLS) in estimating the results of research. The results found that the variable deposit rate, gross domestic product, and demand deposits of one year before a positive and significant impact on demand for time deposits at commercial banks in North Sumatera.Keywords : Demand Deposit , PDRB, the interest rate , inflation rate
727 TINGKAT KEMAMPUAN PENGUSAHA SEKTOR INFORMAL DALAM MENGAKSES LEMBAGA PERBANKAN DI KOTA MEDAN Taufik Ritonga; Raina Linda Sari
Ekonomi dan Keuangan Vol 2, No 12 (2014)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

The informal sector is very important in the scope of economic. Because this sector can absorb a lot of labor if it’s not absorbed in the formal sector. The aim of this study was to obtain an overview of the capabilities about ability of the employers informal sector to access banking institutions in the Medan city.The population is all of the employers informal sector in Medan city. Determination of the sample using purposive sampling method by 30 people. Primary data were collected through questionnaires distributed to the respondents.From the research conducted it can be concluded that the ability of the employers informal sector to access banking institutions are otherwise not well, because the average ability of the employers informal sector to access products and services banking only 48.48%.Keywords: The Employers Informal Sector, Access, BankingInstitutions
ANALISIS INVESTASI REKSADANA DAN LABA BUMN TERHADAP HARGA SAHAM BUMN DI BURSA EFEK INDONESIA Bryan Mehaga Sebayang; Raina Linda Sari
Ekonomi dan Keuangan Vol 3, No 2 (2015)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

This research aims to analyze the mutual funds invesment and SOE profit to SOE share price in Indonesia Stock Exchange. Later in the formulation of the problem can be divided into two, namely the influence of investment funds to the stock price of SOEs in Indonesia Stock Exchange and how the influence of SOE profits on share price of SOEs in Indonesia Stock Exchange. This study uses panel data which combines time series, that is quartal data from 2009 to 2013, and a cross section of 14 state-owned companies that meet the criteria. The analyis and processing of data uses descriptive analysis and panel regression by using Eviews. In the descriptive analysis is descriptive simple. In the panel data regression analysis, the method used is the method of Pooled Least Square (PLS), Fixed Effect Model (FEM), Random Effect Model (REM) and then determined the most appropriate model using the Hausman test and gained Fixed Effect Model (FEM) is a model the most appropriate. The result of reseach shows there is a positive effect of mutual funds investment to SOE share price in Indonesia Stock Exchange and positive effect from SOE profit to SOE share price in Indonesia Stock Exchange.Keywords: SOE Profit, Mutual Funds Investment, SOE Share Prices, SOEs.
ANALYSIS OF SOCIO-ECONOMIC CONDITIONS, COMMUNITY UNDERSTANDING, SERVICE QUALITY ON THE PROBABILITY OF BRIBERY THROUGH LICENSING TRANSPARENCY AS INTERVENING VARIABLES Daniel Ebenezer Silaban; Raina Linda Sari; Irsad Lubis
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 6, No 2 (2022): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v6i2.5443

Abstract

This research is motivated by bribery cases that have occurred both in North Sumatra. This indicates that there are problems that occur in the Investment Office so that officers have great potential to be bribed by the public. On that basis, the researchers tried to analyze socio-economic conditions, public understanding and service quality at the One Stop Integrated Licensing and Investment Service Office of North Sumatra Province on the probability of bribery with licensing transparency seen as an indirect or intervening variable. The type of research that will be conducted is quantitative research. Quantitative methods are used to see the similarities in responses to perceptions of the probability of bribing that occur in the One Stop Integrated Licensing and Investment Service Office of North Sumatra Province. This research is also specifically an Explanatory Survey, namely research that explains the relationship between the variables studied. The results of this study show that of the eight effects there are four hypotheses that have a significant effect, namely, public understanding of licensing transparency, public understanding of the probability of bribery, service quality towards licensing transparency and licensing transparency on the probability of bribery. In addition, there are three hypotheses that have no effect, namely socio-economic on the transparency of licensing, socio-economic on the probability of bribery and service quality on the probability of bribery. Furthermore, on the indirect effect, it can be seen that socioeconomics does not affect the probability of bribery through licensing transparency as an intermediate/indirect variable, public understanding affects the probability of bribery through licensing transparency as an intermediate/indirect variable and service quality affects the probability of bribery through licensing transparency as intermediate/indirect variable.
Co-Authors Aiga Fadillah, Rahmanta Ginting, Irsad Lubis Arno Richarto Gultom Atin Baoa Rorizki Hutasoit Bryan Mehaga Sebayang Coki Ahmad Syahwier Daniel Ebenezer Silaban Dastanta Irvan Ginting Dede Ruslan DEDE RUSLAN Dede Ruslan Asria Sapti Dewi Ratna Sari Simatupang Evi Yupitri Hendri Andika Saputra Inggrita Gusti Sari Nasution Ira Destiana Pasaribu M Ardy Rafian Nana Lestary Nasir Nurul Fitria Paidi Hidayat Pibrianti Dahlia Lastria Simanjuntak Rizky Azlina Siregar Saidah Khairiyah Hasibuan Sri Endang Putri Zagoto Sukma Hayati Hakim Syech Suhaimi Taufik Ritonga Yola Anggia