Iqtisad: Journal of Islamic Economic and Civilization (E-ISSN 3090-7896) is a blind peer-reviewed journal studying Islamic Economics and Civilization published by Student Rihlah Indonesia. IJIEC is motivated by a lack of Muslim-spiritual values to understand the contribution of Islam to the development of many scientific disciplines for modern civilization. Hence, IJIEC attempts to integrate such kind science disciplines into Islam as a way of life in modern civilization. For this purpose, IRJIEC is designed as a unique peer-reviewed open-access online scientific journal that provides an interdisciplinary, national, international, and interfaith forum for scientists from any discipline area. It encourages reflective thinking and progressive working on modern Islamic civilization. IJIEC welcomes theoretical or empirical studies about the application of Islamic and Sharia concepts in many disciplines including economics and Civilization. IJIEC, a journal, provides a forum for publishing quality research. IJIEC publishes quality and in-depth analyses of current issues to investigate Economics, Management and Business topics in an Islamic perspective, in theory and practice, across Muslim in the world. This journal encompasses original research articles and review articles (only selected/invited authors), including: (a) Islamic Economics (b) Islamic Economics Law (c) Islamic Business Management (Human Resource, Marketing, Halal Supply Chain and Enterprise System) (d) Islamic Banking and Finance (e) Islamic Philantrophy (Zakat, Infaq, Shodaqoh and Waqf) (f) Islamic Business Ethics and Entrepreneurship (g) Islamic Insurance.