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Kukuh Tondoyekti
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ShariaBiz International Journal of Economics and Business
Published by Universitas Islam Al-Azhar Mataram
ISSN : *     EISSN : 30632749     DOI : -
Core Subject : Religion, Economy, Humanities, Science, Social,
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
Description At the crossroads of tradition and innovation, ShariaBiz International Journal of Economics and Business emerges as a compass guiding pioneers in the world of Islamic economics, management and business. Published biannually, in January and July, this journal embarks you on an enlightening intellectual journey through cutting-edge research on: Shaping a Flourishing Islamic Economy: Sharia Economic Theory and Applications: Exploring the theoretical foundations and practical applications of Islamic finance, including innovative instruments, risk management strategies, and ethical considerations. Islamic Banking and Financial Services: Examining the evolving landscape of Islamic banking, microfinance, takaful (Islamic insurance), and sukuk (Islamic bonds). Zakat Management and Social Welfare: Delving into the principles and best practices for zakat collection, distribution, and its role in promoting social justice. Waqf (Islamic Endowments) and Philanthropy: Investigating the effective management of waqf for sustainable social development, alongside exploring the broader role of Islamic philanthropy (infaq, sadaqah). Halal Business and Supply Chains: Delving into the opportunities and challenges within the halal food, cosmetics, tourism, and other industries, promoting ethical and transparent supply chains. Building Ethical and Sustainable Businesses: Business Management: Designing effective and management models aligned with Islamic values in areas like marketing, human resources, and operations. Digital Business and Entrepreneurship: Exploring innovative applications of technology in entrepreneurship, including social entrepreneurship, start-ups, and the development of the Islamic tourism sector. Finance and Accounting: Studying finance and accounting including banking, corporate and MSME, capital market, investment, tax and risk management Business Ethics and Corporate Social Responsibility: Navigating the complexities of ethics in the modern business world, from responsible leadership and transparent governance to environmental sustainability practices. Green Economics and Sustainable Development: Promoting environmentally friendly and sustainable business practices for a greener future, exploring the integration of Islamic principles with sustainable development goals.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 25 Documents
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THE EFFECT OF GOVERNANCE ON ECONOMIC GROWTH IN ASEAN COUNTRIES -, Muhammad Mashduqi; Ahmad Ramadhan
ShariaBiz International Journal of Economics & Business Vol. 2 No. 2 (2025): ShariaBiz International Journal of Economics & Business
Publisher : Fakultas Agama Islam Universitas Islam Al-Azhar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36679/stqqj321

Abstract

This study analyzes economic growth in 11 ASEAN countries (Indonesia, Malaysia, Singapore, Philippines, Myanmar, Brunei Darussalam, Cambodia, Laos, Thailand, Vietnam, Timor Leste) for the period 2018-2022 using the panel data analysis method with the Eviews 10 application. The focus of the research is to evaluate the effect of governance on economic growth, with indicators of Political Stability, Government Effectiveness, Regulatory Quality, Rule of Law, and Control of Corruption. Secondary data is obtained from the annual report of World Government Indicators (2023). The results showed that Political Stability, Regulatory Quality, and Control of Corruption had no significant effect on economic growth. This indicates that political stability, the government's ability to formulate policies, and regulations that support the private sector have not been able to directly influence economic growth in ASEAN countries. This research is quantitative in nature and contributes to the understanding of the relationship between governance and economic development in the ASEAN region.
ANALYSIS OF THE COMPANY'S FINANCIAL PERFORMANCE BY USING THE ECONOMIC VALUE-ADDED METHOD (EVA) ON PT BANK MUAMALAT INDONESIA TBK -, Muhammad Mashduqi; Ahmad Ramadhan
ShariaBiz International Journal of Economics & Business Vol. 2 No. 2 (2025): ShariaBiz International Journal of Economics & Business
Publisher : Fakultas Agama Islam Universitas Islam Al-Azhar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36679/m3tp7533

Abstract

This research is motivated by the serious profitability problems faced by Bank Muamalat Indonesia Tbk, this can be seen from the company's net profit which tends to decline. This will affect people's desire to become funding or landing customers, thereby reducing public interest and trust so the problem formulation in this research is how to describe the performance and assess the financial performance of PT Bank Muamalat Indonesia using the Economic Value Added (EVA) method. The aim of this research is to determine the performance description and financial performance assessment of PT Bank Muamalat Indonesia using the Economic Value Added (EVA) method. A theory regarding financial performance that contains a description of the financial conditions that will be used as a benchmark for a company. And the theory regarding the Economic Value Added (EVA) method, there are several steps in calculating EVA, namely calculating Net Operating Profit After Tax (NOPAT), Weighted Average Cost of Capital (WACC), Invested Capital (IC) and Capital Chargers (CC). This type of research is descriptive quantitative. The data collection techniques used in this research are documentation study and literature study. The population in this research is all annual financial reports at PT Bank Muamalat Indonesia, consisting of balance sheets and profit and loss reports which have been distributed on the website www.bankmuamalat.co.id for the 2016-2020 period
QRIS SHARIA TRANSACTIONS FROM THE PERSPECTIVE OF FIQH MUAMALAH: A STUDY ON THE INTEGRATION OF DIGITAL PAYMENTS AND THE POTENTIAL FOR GHARAR. Muhammad Imtiaz Humed
ShariaBiz International Journal of Economics & Business Vol. 2 No. 2 (2025): ShariaBiz International Journal of Economics & Business
Publisher : Fakultas Agama Islam Universitas Islam Al-Azhar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36679/4wsp6z33

Abstract

The integration of Sharia QRIS as a digital payment system in the Islamic economic ecosystem presents both opportunities and challenges from the perspective of fiqh muamalah. On the one hand, Sharia QRIS promotes efficiency, security, and financial inclusion; however, on the other hand, issues arise regarding the clarity of contracts, the potential for gharar, and the protection of users' digital rights, which require a comprehensive review of Islamic law.  This study uses a qualitative descriptive approach based on literature review to identify the compatibility of the QRIS Syariah transaction structure with Islamic contract principles. The analysis results indicate that the use of QRIS can be considered valid if it meets the elements of information transparency, mutual consent between parties, and a clear contract structure, even in digital form. The potential for gharar can be minimized through the provision of complete transaction descriptions and a fair verification system. Additionally, the implementation of QRIS Syariah based on the values of Maqashid Syariah contributes to the protection of wealth (ḥifẓ al-māl), justice (‘adl), and the public interest (maslahah ‘ammah). Systematic Shariah supervision and education for users are key to ensuring the validity and blessings of Shariah-based digital transactions.
ROLE OF POTENTIAL AND COMPETENCY ASSESSMENTS IN PREDICTING PERFORMANCE APPRAISAL OUTCOMES FOR ECHELON III CIVIL SERVANTS IN WEST NUSA TENGGARA Rivalikal Payanta, Lalu
ShariaBiz International Journal of Economics & Business Vol. 2 No. 2 (2025): ShariaBiz International Journal of Economics & Business
Publisher : Fakultas Agama Islam Universitas Islam Al-Azhar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36679/6y6hfx02

Abstract

This study investigates the impact of potential and competency assessments on performance appraisal outcomes for Echelon III administrators in West Nusa Tenggara Province. Using a quantitative approach with data from 60 civil servants, the research highlights the critical role of competency assessments in predicting performance. Competency scores, covering managerial, interpersonal, and technical skills, accounted for 42% of the variance in performance outcomes, while potential scores, including leadership and intellectual capacity, contributed 28%. The combined model explained 62% of the variance, confirming their complementary nature. Competency, particularly strategic analysis, decision-making, and communication, predominantly shapes performance, supported by potential. These assessments support evidence-based HR practices, such as recruitment, promotion, and training, aligning with Indonesia’s bureaucratic reform for transparent, merit-based HR policies. The study enriches talent management literature, offering practical insights for enhancing HR practices in the public sector.
PRINCIPLES OF ISLAMIC BUSINESS ETHICS IN ONLINE BUSINESS: A SHARIA COMPLIANCE FRAMEWORK AND SCORECARD FOR E-COMMERCE PLATFORMS Mariana, Mariana
ShariaBiz International Journal of Economics & Business Vol. 2 No. 2 (2025): ShariaBiz International Journal of Economics & Business
Publisher : Fakultas Agama Islam Universitas Islam Al-Azhar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36679/q1nj2a57

Abstract

The growth of e-commerce in Indonesia has propelled the digital economy, reaching a market value of $62 billion in 2024. However, ethical challenges such as fraud, lack of price transparency, and consumer rights violations undermine trust and contravene sharia principles. This study proposes a Sharia-Compliant E-Commerce Ethics Framework, integrating tauhid, equilibrium, free will, responsibility, and ihsan with digital trust metrics, and a Sharia Compliance Scorecard to quantitatively evaluate sellers. Developed through a synthesis of Islamic business ethics, digital trust theory, and behavioral economics, the framework is tested via a Tokopedia fraud case and validated with a hypothetical Shopee scenario to demonstrate scalability. The study evaluates the rights and obligations of buyers, sellers, and platforms, offering solutions like sharia-based seller certification, consumer education, and national regulatory guidelines. This approach minimizes fraud, fosters a fair and sharia-compliant business ecosystem, and enhances trust and customer loyalty, contributing academically through a novel framework and practically through measurable evaluation tools

Page 3 of 3 | Total Record : 25

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