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Al-Infaq : Jurnal Ekonomi Islam
Published by Universitas Ibn Khaldun Bogor
ISSN : 20872178     EISSN : 25796453     DOI : https://doi.org/10.32832/alinfaq
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education Mathematics
Al-Infaq : Jurnal Ekonomi Islam published twice a year since 2010 (June and December), is a multilingual (Bahasa and English), peer-reviewed journal, and specializes in Islamic Economic. This journal is published by the Islamic Economic Department, Faculty of Islamic Studies, and Doctoral Program of Islamic Economic, Graduate School, Ibn Khaldun University of Bogor, in partnership with Ibn Khaldun University of Bogor, Indonesia, in partnership with Masyarakat Ekonomi Syariah (MES) Wilayah Bogor. Editors welcome scholars, researchers and practitioners of Islamic Economic around the world to submit scholarly articles to be published through this journal. All articles will be reviewed by experts before accepted for publication. Each author is solely responsible for the content of published articles.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 14 Documents
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Search results for , issue "Vol. 15 No. 1 (2024)" : 14 Documents clear
MSME ECONOMIC EMPOWERMENT THROUGH COMMUNITYBASED SHARIA MICROFINANCE PROGRAM IN DT PEDULI BOGOR Pertiwi, Putri; Nawawi, M. Kholil; Triwoelandari, Retno
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i1.2157

Abstract

This study purpose to determine the Economic Empowerment of Micro, Small and Medium Enterprises (MSMEs) through the ProgramMicrofinance Community-Based Sharia (Misykat) at Daarut Tauhid Cares Bogor. This Economic Empowerment can be seen from the results of interviews with Misykat members. This study uses a phenomenological qualitative descriptive method. Data collection in this study used observation, interviews, and documentation with DT Peduli Bogor and Misykat members. The number of respondents in this study were 15 respondents. The data analysis method used is interactive descriptive. The result of this research is that DT Peduli Bogor carries out economic empowerment through the Misykat program to improve people's welfare. Forms of empowerment efforts carried out for members by providing revolving fund assistance in the form of capital loans and mentoring every week.
MAXIMIZING PROFITABILITY: ANALYZING THE IMPACT OF OPERATIONAL EFFICIENCY AND CAPITAL STRENGTH ON BANK BJB SYARIAH'S FINANCIAL PERFORMANCE Siregar, Rahmi Annasari; Arif, Suyud; Kartika, Tika
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i1.2158

Abstract

This study aims to analyse the impact of the BOPO (Operating Costs to Operational Income) and CAR (Capital Adequacy Ratio) ratios on the profitability of Islamic banks registered with the OJK for the period from 2015 to 2022. Using the Vector Auto Regression (VAR) method, the research employs purposive sampling to select relevant data. The findings reveal that, for Bank BJB Syariah, the BOPO ratio does not have a significant effect on profitability, as indicated by a probability value of 0.2047, which exceeds the 10% significance level. Similarly, the CAR ratio also shows no significant impact on profitability, with a probability value of 0.9785, again above the 10% threshold. These results suggest that, within the context of Bank BJB Syariah, both operational efficiency and capital adequacy do not directly influence profitability as measured by Return on Assets (ROA). This study contributes to the understanding of the financial dynamics of Islamic banking, highlighting the need for further investigation into other factors that may affect profitability in this sector.
DRIVING CUSTOMER SATISFACTION THROUGH PRODUCT QUALITY, SERVICE EXCELLENCE, AND EMPLOYEE PERFORMANCE: INSIGHTS FROM BSI BOGOR Parhana, Parhana; Nawawi, Kholil; Kartika, Tika
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i1.2159

Abstract

This study aims to determine the effect of product quality and service quality and employee performance on customer satisfaction at Bank Syariah Indonesia (Case Study of BSI Customers in Bogor City). The subjects of this research are BSI customers. The data collection technique used was a questionnaire. By distributing questionnaires to 100 respondents. This sampling technique is non-probability sampling through purposive sampling technique. The research method used is multiple linear regression analysis using the SPSS version 29 software. Partially tested, the two independent variables namely product quality (X1) and employee performance (X3) have an effect on customer satisfaction with a significant level of product quality (X1) 0.014 <0.05, and employee performance (X3) 0.001 <0.05. While one independent variable, namely service quality (X2) has no significant effect on customer satisfaction with a significant level of servicequality (X2) 0.068> 0.05.
BOOSTING STUDENT PURCHASING INTENTION: THE ROLE OF INSTAGRAM MARKETING, HALAL AWARENESS, AND PRODUCT QUALITY FOR MOCHIBO Rismaningsih, Siswi; Kosim, Ahmad Mulyadi; Dewi, Reni Sinta
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i1.2160

Abstract

The objective of this study is to examine the impact of Instagram digital marketing, halal awareness, and product quality on the purchasing behavior of students at MSMEs Mochibo. This study employs a form of quantitative research. A non-probability sampling technique was employed to collect data from a sample of 101 respondents. A data collection technique was employed through the distribution of questionnaires. The data analysis technique employed includes classical assumption testing, multiple regression, hypothesis testing (t-test and F test), and the coefficient of determination. The data processing involves the utilization of SPSS software, specifically version 26. The findings of this study suggest that Instagram digital marketing has a notable impact on student buying interest at MSMEs Mochibo. However, the study did not find any significant effect of halal awareness on student buying interest at MSMEs Mochibo. Additionally, the studyfound that product quality has a significant influence on student buying interest at MSMEs Mochibo. This study aims to enhance students' understanding of halal practices and their impact on consumer behavior. Specifically, it focuses on how the message conveyed can influence students' buying interest in Mochibo MSMEs.

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