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Contact Name
Faisal Efendi
Contact Email
faisalefendi215@gmail.com
Phone
+6282388405582
Journal Mail Official
faisalefendi215@gmail.com
Editorial Address
Balai Selasa, Jalan Air Batu No.9, Pelangai, Kec. Ranah Pesisir, Kabupaten Pesisir Selatan, Sumatera Barat 25666
Location
Kab. pesisir selatan,
Sumatera barat
INDONESIA
JIEFIS: Journal of Islamic Economics and Finance Studies
ISSN : -     EISSN : 31091660     DOI : -
Journal of Islamic Economics and Finance Studies (JIEFIS) publishes qualified and in-depth analysis of current issues within Islamic finance and Islamic economics. The journal welcomes robust evidence-based empirical studies and results-focused case studies. The central theme of the manuscripts received in Journal of Islamic Economics and Finance Studies (JIEFIS) is the study of Islamic economics and Islamic finance. Journal of Islamic Economics and Finance Studies (JIEFIS) theme focuses on case studies of Islamic economics and Islamic finance in various parts of the worlds. Journal of Islamic Economics and Finance Studies is published by the Institute for Research and Community Service, STAI Balaiselasa YPPTI Pesisir Selatan, Indonesia in collaboration with the International Islamic Studies Development and Research Center (IISDRC) https://iisdrc.org/. Journal of Islamic Economics and Finance Studies It is published twice in June and December every year
Articles 5 Documents
Search results for , issue "Vol. 1 No. 1 (2025): June" : 5 Documents clear
Main Economic Problems: Conventional and Islamic Perspectives Yosi Mardoni; Muhammad Fauzi; Duhriah Duhriah; Faisal Efendi; Kusnadi Kusnadi
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

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Abstract

This study aims to analyze the main economic problems from conventional and Islamic perspectives. This is based on the fact that conventional economists view the main problem of economics as scarcity. Scarcity occurs as a result of an imbalance between society's needs. However, Muslim economists have different views from conventional economists, even within Muslim economists they still have different opinions regarding the main economic issues. In this research, the methodology used is descriptive with a qualitative approach. The data used is secondary data in the form of literature which discusses the object of this research. Research analysis was carried out in steps, such as material collection, descriptive analysis, discussion and intuitive-subjective evaluation of the material. The findings show that  there is a fundamental difference in the perspective on the main economic problems between conventional economic views and Islamic economics.. Conventional economics focuses more on product objects so that the focus of problems is centered on the limitations and scarcity of products in order to meet human physical needs only. This perspective is different from Islamic economics which places greater emphasis on human objects so that the focus of problems is not only focused on products alone, but also on human empowerment to be able to prosper themselves, their families, society and the country. This is one of human efforts in realizing/maintaining Maqashid Sharia (Mashlahah) and achieving Falah. Islam views that human dignity is an essential thing, so that every human being plays a role in achieving happiness in life.
Patterns of Switching Behaviour of Ethnic Chinese Customers in Choosing Sharia Banking in Padang City Hafnil Saputra; Helmalia Helmalia; Afrikal Candra; Lili Suarni; Nurlaila Nurlaila
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

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Abstract

Understanding customer switching behaviour patterns from conventional to Islamic banks forms the basis for analysing various motives or reasons. Essentially, the switching principle, whether in terms of savings, transactions, or investments, contributes to the emergence of the code of using Islamic banks as either a choice or in totality. This research is a phenomenological study with a descriptive qualitative analysis, which provides information on the direct pattern of customer switching behaviour. The study focuses on minority groups in the city of Padang, namely the Muslim and non-Muslim Chinese ethnic groups, who are predominantly entrepreneurs. The study results indicate that the switching behaviour of Chinese ethnic customers in Padang, who choose Islamic banks, is driven by various motives. Religious motives influence Muslim Chinese ethnicity due to fears about transactions prohibited by Islamic law, such as those containing ribawi elements. Other explanations include the need for Islamic banks, development and concern for Islamic banks, and commercial reasons like using cash flow transactions or inflows and outflows through interbank transfers using Islamic bank services, salary receipts, security, and service comfort. The final motive is the perception that Islamic bank products are more attractive and diverse. Non-Muslim Chinese ethnicity is influenced by security, especially from certain burdens, particularly on Wadi’ah Amanah savings products, which allow saving without incurring fees.
The Existence of the Theory of Planned Behaviour: Implications for Purchasing Halal Cosmetics Eydina Hanni Abdila
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

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Abstract

Theory of Planned Behaviour (TPB) is a psychological framework used to understand and predict individual behavior. In the context of halal cosmetics, TPB can explain the factors that influence consumer intentions and decisions to purchase these products. Factors such as attitudes towards products, subjective norms, and perceived behavioral control have a major influence on purchasing decisions. With the increasing awareness of the importance of halal-compliant cosmetic products, it is important to understand how TPB can be applied in analyzing consumer behavior in the halal cosmetics market. This research aims to find out how the presence of the Theory of Planned Behavior (TPB) influences consumers' purchases of halal cosmetics. The method used in this research is a qualitative descriptive method with a phenomenological approach. This research includes library research using secondary data obtained from scientific articles and other relevant literature. The findings show that the Theory of Planned Behavior (TPB), which consists of attitudes, subjective norms, and perceived behavioral control, can determine consumer intentions and behavior in purchasing halal cosmetics. This means that the existence of TPB has a big influence on consumers' intentions and behavior to buy halal cosmetics.
Constructive Philosophy: From Innovation of Financial Institution Services Towards A Progressive Islamic Economy Paisal Rahmat; Marlian Arif Nasution; Fadhilah Hanum Lubis; Widia Sulastri
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

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Abstract

One measure of the success of Islamic banking can be achieved if the bank has a large number of customers. The number of customers is certainly based on good service quality. Based on this, the purpose of this study was to analyze the innovations that were built in improving service quality at the Mandailing Natal branch of Indonesian Sharia Bank. This study uses field research methods that are oriented towards in-depth interviews directly at the research location. The results obtained are that the bank always prioritizes good moral ethics towards customers, trains communication skills, complete attributes, and evaluates customers on employees in a consistent manner. Customer service must have expertise in the field of communication, which must be taken into account because each customer has different characteristics, so clear and directed communication is needed so that misunderstandings do not arise. Identification marks are always shown so that customers recognize the employee. If at any time the service provided to the customer is less than positive, the customer can report the customer service employee to evaluate his performance by simply stating the name of the employee himself and a thorough evaluation of the employee's performance.
The Role of Al-Hukm in Shaping Islamics Business Behaviour Delima Sari Lubis; Aliman Syahuri Zein; Erlina Yulianda; Ira Sumarni
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

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Abstract

The integral relationship between Al-Hukm and Islamic business behavior, which will have an impact on society and the surrounding environment. Legal principles in Islam function as a moral foundation in business practices. These principles guide business actors to make decisions that reflect Islamic values, namely honesty, transparency and social responsibility. This framework encourages businesses to not only achieve financial success now, but also consider future impacts. Through Islamic business ethics, Al-Hukm will shape business behavior that is not only in line with Islamic values ​​but also encourages economic development. This research is a qualitative-descriptive type of research The data collection method used is documentary study, namely a method related to various existing documents about the research object. The emphasis on business ethics as part of Al-Hukm has a positive impact on the sustainability of Islamic business. Honesty, transparency and social responsibility are an inseparable part of business practices inspired by Al-Hukm principles. This is what distinguishes Islamic business as a deep ethical force Overall, Al-Hukm's role is not only limited to regulation and compliance, but forms the essence of responsible and ethical Islamic business behavior. By understanding and respecting the principles of Al-Hukm, Islamic business becomes a transformational force that not only creates economic value but also contributes to the development of a better society. Thus, the role of Al-Hukm is not only normative but also formative in shaping the character of an empowered and ethical Islamic business.

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