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Contact Name
Riza Faishol
Contact Email
riezha09@gmail.com
Phone
+62 812-5245-1076
Journal Mail Official
ribhunajournal@gmail.com
Editorial Address
Jl. KH. Hasyim Asy'ari No. 1 Genteng Banyuwangi 68465 Telp. (0333) 845654
Location
Kab. banyuwangi,
Jawa timur
INDONESIA
Ribhuna: Jurnal Keuangan dan Perbankan Syariah
ISSN : 28294548     EISSN : 28294181     DOI : https://doi.org/10.69552/ribhuna
Core Subject : Economy,
Focus and Scope The topics are as follows, but not limited to : - Takaful and Risk MAnagement - Inclusive financial development - Money payment system & Financial Innovation - Islamic pricing risk & Liquidity Management - Economics analysis of Islamic Banking & Finance - Regulation & Stability of Islamic Banking & Finance - Sharia supervisory boards in Islamic Banking & Finance - Product development Islamic Finance institution - Islamic Economics & Finance - Islamic Finance Service - Islamic Ethics and Governance - Islamic Capital Market - Islamic Microfinance - Islamic financing Modes - Islamic Social Finance and other related topics
Articles 5 Documents
Search results for , issue "Vol. 4 No. 1 (2025): January 2025" : 5 Documents clear
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUASAN DAN DAMPAKNYA TERHADAP LOYALITAS PADA PEMBELIAN PRODUK ES TEH INDONESIA Asfina Safa Maulida
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 4 No. 1 (2025): January 2025
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v4i1.2538

Abstract

This research aims to evaluate the influence of store atmosphere, product quality, and halal labels on customer loyalty, as well as the mediating role of satisfaction among Indonesian Iced Tea customer on the island of Java. Quantitative methods were used in this research invloving five constructs, and the number of samples used was 253 respondents from Indonesian Iced Tea consumers on Java Island. The sampling technique used was purposive sampling. This research uses the PLS (Partial Least Square) analysis technique, using SmartPLS with inner model and outer model as well as bootstrapping. Testing the hypothesis that store atmosphere variables, product qualitu, and halal labels have a positive and significant effect on customer loyalty through customer satisfaction. The product quality variable has a positive and significant effect on customer loyalty. meanwhile, the store atmosphere and halal label variables do not have a significant effect on customer loyalty.
PENGARUH PERSEPSI, LOKASI, DAN PENGETAHUAN TERHADAP MINAT MEMBUKA REKENING BANK SYARIAH INDONESIA (BSI) PADA MASYARAKAT KECAMATAN ASTAMBUL Salmiah Salmiah; Yulida Mardini; Husna karimah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 4 No. 1 (2025): January 2025
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v4i1.2570

Abstract

Penelitian ini bertujuan untuk mengkaji persepsi, lokasi, dan pengetahuan terhadap minat membuka rekening BSI. Deengan adanya persepsi, terjangkaunya lokasi dan bertambahnya tingkat pengetahuan masyarakat akan meningkatkan minat membuka rekening di BSI. Penelitian ini menggunakan metode penelitian kuantitatif dengan jenis penelitian kuantitatif deskriptif dan sumber data yang digunakan adalah data primer. Sebanyak 100 orang masyarakat Kecamatan Astambul dipilih sebagai responden. Berdasarkan hasil analisis persepsi dan pengetahuan memiliki pengaruh secara parsial terhadap minat membuka rekening BSI dengan thitung sebagai 4,415 > ttabel 1.661 dan thitung sebanyak 4,726 > ttabel 1,661 secara berurutan. Dimana Ho ditolak, artinya persepsi dan pengetahuan berpengaruh positif dan signifikan terhadap minat membuka rekening. Sedangkan lokasi tidak berpengaruh secara parsial terhadap minat membuka rekening BSI dengan t hitung 1,196 < ttabel 1,661. Dimana Ho diterima, berarti lokasi tidak memiliki pengaruh secara parsial terhadap minat membuka rekening. Serta persepsi, lokasi, dan pengetahuan memiliki pengaruh secara simultan terhadap minat membuka rekening BSI dengan uji F didapatkan Fhitung 39,448 > Ftabel 2,698. Dimana Ho ditolak, artinya persepsi, lokasi, dan pengetahuan berpengaruh posotif dan signifikan terhadap minat membuka rekening BSI. Hasil R2 didapatkan 53,8% menunjukan bahwa variabel persepsi, lokasi, dan pengetahuan berpengaruh secara bersama-sama. Kata Kunci : Persepsi, Lokasi, Pengetahuan, Minat menggunakan BSI
PENGARUH PENERIMAAN DANA ZISWAF, GWM, DAN BEBAN PROMOSI TERHADAP ROE DAN FIRM SIZE SEBAGAI VARIABEL MODERASI PERIODE 2018.Q1-2023.Q3 Habibatus Syauqiyah; Eka Wahyu Hestya Budianto
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 4 No. 1 (2025): January 2025
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v4i1.2591

Abstract

Abstract This research aims to understand and test the impact of ziswaf, GWM, and promotion expenses on ROE and firm size, with profitability as a moderating variable. The study applies a sample of financial sector companies listed on the Indonesia Stock Exchange (BEI) from 2018Q1 to 2023Q3. The sample selection uses purposive sampling technique, with a total of 115 companies over a 5-year period. The data analysis techniques employed include Panel Data Regression Analysis and Moderated Regression Analysis (MRA) using Eviews 12. The research findings indicate that ziswaf funds significantly and positively influence the ROE in the financial sector during the period 2018-2023. In future research, it is recommended to explore other variables as moderating factors, such as dividend policies, and to include samples from different business sectors to enhance the generalizability of the findings Keywords : Ziswaf Funds, Gwm, Promotional Expenses, ROE, Firm Size. Abstrak Penelitian ini bertujuan untuk mengetahui dan menguji pengaruh dana ziswaf, GWM, beban promosil terhadap ROE dan firm size dengan Profitabilitas sebagai Variabel Moderasi. penelitian ini mengaplikasikan Sampel penelitian pada perusahaan sektor keuangan yang tercatat dalam Bursa Efek Indonesia (BEI) tahun 2018Q1-2023Q3. penarikan sampel pada penelitian ini menggunakan teknik purposive sampling, dengan jumlah sampel sebanyak 115 perusahaan selama 5 tahun. Teknik analisa data yang laklukan adalah Analisis Regresi Data Panel dan Moderated Regression Analisys (MRA) menggunakan aplikasi Eviews 12. Hasil penelitian menunjukkan dana ziswaf berpengaruh positif signifikan terhadap ROE sektor keuangan periode 2018-2023. Pada penelitian selanjutnya diharapkan menggunakan variabel lain sebagai variabel moderasi, seperti kebijakan dividen dan menggunakan sampel perusahaan dari sektor lain agar hasil penelitian juga dapat mewakili sektor usaha lain.
ANALISIS SWOT DAN STRATEGI PEMASARAN SYARIAH PADA UD R_DESIGN PRINTING Yeni Rokhilawati; Nurul Hidayah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 4 No. 1 (2025): January 2025
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v4i1.2768

Abstract

ABSTRACT The printing business is a business that has a wide scope, this business can include graphic design, screen printing, digital printing, print media and advertising. There are many printing businesses spread across Indonesia that provide different services and products, ranging from those that specialize in just one service/product to businesses that provide almost all services and products. The large number of printing businesses currently creates a lot of competition, so printing business owners must be able to create a good strategy to face this competition.This research aims to explain how to analyze SWOT (Strengths, Weaknesses, Opportunities, Threats) and Marketing Strategy in a Micro, Small and Medium Enterprise (UMKM), namely a Printing Business which is managed by an individual by analyzing the internal and external factors of a business and how the business works. in carrying out marketing strategies.The results of this research show that the result of the SWOT Analysis are that R_Design Printing has several points which are divided into 2 internal and external factors consist of 2 elements, namely Strenghts and Weaknesses. And also external factors which consist of 2 elements, namely Opportunities and Threats. Apart from analyzing SWOT, this research also explains the Sharia Marketing Strategy at R_Design Printing using the 9P’s Marketing Mix.
PERBANDINGAN PERHITUNGAN PENETAPAN BIAYA JASA SIMPAN PADA PEGADAIAN SYARIAH DENGAN BIAYA SEWA MODAL PADA PEGADAIAN KONVENSIONAL Afrila Mu'arrofah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 4 No. 1 (2025): January 2025
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v4i1.2794

Abstract

Pegadaian is the only business entity in Indonesia that officially has a license to carry out financial institution activities in the form of financing in the form of distributing funds to the public on the basis of pawn law. The emergence of institutions that implement a pawn system in Indonesia, such as pawnshops, has become a new alternative for people who need large amounts of funds quickly and with a transaction process that is not difficult. Customers can use gold, electronic goods and other valuables to be pawned as collateral. Along with the many developments in sharia-based financial institution products in Indonesia, PT. Pegadaian also produce sharia-based products, better known as pegadaian syariah. Researchers want to examine the comparison of the calculation of costs borne by customers at conventional pegadaian and pegadaian syariah. The researcher used a qualitative approach method. The results of this research show that the costs that must be borne by customers when making loans at pegadaian, both conventional pegadaian and pegadaian syariah, show that pegadaian syariah are more convenient than pegadaian.

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