cover
Contact Name
Firdaus Annas
Contact Email
rumahjurnal@uinbukittinggi.ac.id
Phone
+6282392662531
Journal Mail Official
uncang.uinbukittinggi@gmail.com
Editorial Address
Data Center Building, 2nd floor, State Islamic University of Sjech M. Djamil Djambek Bukittinggi. Gurun Aua St, Kubang Putih, Banuhampu, Agam - West Sumatra - Indonesia Tel. 0752 33136 | Fax 0752 22871
Location
Kab. agam,
Sumatera barat
INDONESIA
Uncang : Journal of sharia Banking and islamic finance
ISSN : -     EISSN : 31104789     DOI : https://doi.org/10.30983/uncang
Core Subject : Economy,
Journal of Sharia Banking and Islamic Finance focuses on field research and literature reviews related to issues in Islamic finance and economics. The journal is committed to promoting scholarly inquiry and critical analysis in the development and application of sharia-compliant financial systems, with particular attention to practices in Indonesia and the broader Muslim world.
Articles 3 Documents
Search results for , issue "Vol. 1 No. 2 (2025): December 2025" : 3 Documents clear
Indonesia Pengaruh gratis ongkos kirim dan price discount terhadap perilaku implusive buying gen z pad marketplace shopee (studi kasus mahasiswa uin sjech m.djamil djambek bukittinggi) Vinalia
UNCANG : Journal of Sharia Banking and Islamic Finance Vol. 1 No. 2 (2025): December 2025
Publisher : Program Studi Ekonomi Islam - UIN Sjech M. Djamil Djambek Bukttinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Phenomenon of impulsive buying which has become a concern along with the rapid development of e-commerce and aggressive marketing strategies. This study uses a quantitative approach. Primary data were collected through questionnaires distributed to 96 respondents of UIN Sjech M. Djamil Djambek Bukittinggi students who actively use the Shopee application. The sampling technique used was purposive sampling. Data analysis was carried out using descriptive statistical tests, validity tests, reliability tests, classical assumption tests (normality, multicollinearity, heteroscedasticity, autocorrelation), linear regression analysis, as well as partial (t-test) and simultaneous (F-test) hypothesis tests, and coefficient of determination. The results of this study indicate that the free shipping variable does not have a partial effect on impulsive buying behavior. This is evidenced by the t-count value of 1.293 and a significance value of 0.199≥ 0.05, and t-count ≤t-table (1.293 ≤1, 985). The effective contribution of free shipping to impulsive buying is 6% and the relative contribution is 17%. Then the price discount variable has a partial significant effect on impulsive buying behavior. This is evidenced by the t-count value of 4.694 and a significance value of 0.000 ≤0.05, and t-count≥ t-table (4.694≥ 1.985), the effective contribution of price discount to impulsive buying behavior is 28%, and the Relative Contribution is 83%. Then the F test shows that free shipping, price discount, have a positive and significant effect simultaneously on Gen Z impulsive buying behavior. This is evidenced by the F-count value of 23.602 and a significance value of 0.000 ≤0.05, and F-count≥ F-table (23.602≥ 3.09). The ability of the two independent variables to explain the dependent variable (impulsive buying) is 33.7% (Adjusted R Square = 0.337), while the remaining 66.3% is explained by other variables outside this research model.
Indonesia PENGARUH KUALITAS LAYANAN, KEAMANAN DAN KEPERCAYAAN TERHADAP LOYALITAS NASABAH PENGGUNA OLLIN BY NAGARI DI KABUPATEN TANAH DATAR Annisa
UNCANG : Journal of Sharia Banking and Islamic Finance Vol. 1 No. 2 (2025): December 2025
Publisher : Program Studi Ekonomi Islam - UIN Sjech M. Djamil Djambek Bukttinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/uncang.v1i2.10334

Abstract

Technological developments have had a significant impact on the banking industry, driving innovation in financial services. Bank Nagari Syariah launched the Ollin by Nagari Mobile Banking application to meet the needs of digital-era customers. Despite offering convenience, customer complaints regarding service quality, security, and trust still arise. This study analyzes the factors influencing customer loyalty to the Ollin by Nagari application using a quantitative associative method. A population of 2,612 customers was sampled with 96 respondents using the Slovin formula. Primary data from questionnaires and secondary data were processed using multiple linear regression. The results show: service quality has a significant positive partial effect (sig. 0.001 < 0.05), security (0.014 < 0.05), and trust (0.009 < 0.05). The simultaneous F ujit shows that all three have a significant positive effect on customer loyalty in Tanah Datar Regency. This finding indicauji that improving service quality and security can increase loyalty. The study provides input for Bank Nagari Syariah to improve services, secure applications, and build customer trust.
Inflasi Dalam Perspektif Ekonomi Islam roza andriani; Gebi Sintia
UNCANG : Journal of Sharia Banking and Islamic Finance Vol. 1 No. 2 (2025): December 2025
Publisher : Program Studi Ekonomi Islam - UIN Sjech M. Djamil Djambek Bukttinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/uncang.v1i2.10412

Abstract

Inflation is the general and sustained increase in the prices of goods and services over a certain period, which impacts economic stability and public welfare. This study aims to analyze the perspective of Islamic economics on inflation and the solutions offered by Islam in addressing inflation. The study uses a qualitative approach with secondary data sourced from the Qur'an, Hadith, Islamic economic literature, scientific journals, and related reference books. Data collection techniques were conducted through library research, while data analysis employed descriptive-analytical methods by examining and interpreting inflation concepts from the perspective of Islamic economics. The results of the study indicate that Islam views inflation as a phenomenon that can arise due to imbalances in the real and monetary sectors, the practice of usury, hoarding (ihtikar), and unfair economic distribution. The solutions offered by Islam in addressing inflation include strengthening the real sector, prohibiting usury and speculation, implementing justice in wealth distribution, and the role of the state in maintaining price stability and public welfare. Overall, the Islamic economy offers a preventive and solution-oriented approach to dealing with inflation, based on values of justice and public benefit.

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