cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Ahmad Walid
Contact Email
waliddahlawi92@gmail.com
Phone
+6285724440644
Journal Mail Official
waliddahlawi92@gmail.com
Editorial Address
000 Jalan K.H. Muntaha, Kembang Jeruk, Kecamatan Banyuates, Kabupaten Sampang, Madura
Location
Kab. sampang,
Jawa timur
INDONESIA
Journal of Islamic Economics
Published by Sekolah Tinggi Agama Islam Al-Muntahy
ISSN : -     EISSN : 30898005     DOI : https://doi.org/10.65663/commercio.v2i2.303
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
COMMERCIO is a refereed scientific journal specialized in Islamic economics and business, and related fields of knowledge. The journal is published biannually, in June and December, and accepts contributions in English.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 2 No. 1 (2025): January-June 2025" : 5 Documents clear
Halal Awareness in Food Purchasing Decisions: A Systematic Review of the Literature 2019-2024: Kesadaran Halal Dalam Keputusan Pembelian Makanan: Kajian Sistematik Literatur 2019-2024 Eko Raharto
Journal of Islamic Economics Vol. 2 No. 1 (2025): January-June 2025
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v2i1.117

Abstract

Halal food awareness is an understanding that a person or consumer has about consuming halal food, which usually influences interest and purchasing decisions, among the ways to increase halal awareness is by increasing the level of religiosity. This Systematic Literature Review study aims to determine the themes of research studies on the topic of halal awareness in the period 2019-2024. This type of research uses a Systematic Literature Review (SLR) study through 3 stages, namely pre-selection (identification), selection, and determination of articles that meet the criteria. The results of the study show that there are 3 main themes or topics of discussion in this study, namely (1) study of themes based on the type of research, (2) study of themes based on the religion or beliefs of respondents (Muslim and non-Muslim), and (3) study of the role of halal awareness in influencing other variables, and moderating or mediating in consuming halal food. For further research, it is recommended to be more specific in determining respondents between Muslims and non-Muslims (not mixed) and the use of mix method research (qualitative-quantitative).
Implementation of Anti-Usury Practices in Islamic Finance: A Case Study at PT. Kredit Tanpa Usury (KRTABA) East Lombok: Penerapan Praktik Anti Riba Dalam Keuangan Islam: Studi Kasus Di PT. Kredit Tanpa Riba (KRTABA) Lombok Timur Hilalludin Hilalludin; Laily Alfi Zaitun Nisa
Journal of Islamic Economics Vol. 2 No. 1 (2025): January-June 2025
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v2i1.119

Abstract

This study aims to analyze the implementation of anti-usury principles in the financing practices of PT. Kredit Tanpa Riba (KRTABA), an Islamic financial institution operating in East Lombok Regency. This research uses a qualitative approach with a case study method. Data were collected through in-depth interviews, direct observation, documentation, and literature review. Key informants include management, staff, customers, and Islamic economic scholars. The main focus of the study is to evaluate whether KRTABA’s financing practices are genuinely free from usury elements and aligned with Islamic principles, particularly regarding murabahah contracts, price transparency, and interest-free policies. The results show that KRTABA consistently avoids usury in all aspects of its operations. The institution applies fixed pricing without additional interest, eliminates down payments, and offers free services without hidden fees. All contracts are based on principles of fairness, honesty, and mutual assistance. The financing concept has had a positive impact on society by enhancing Islamic financial literacy and providing an alternative solution to the dominance of the conventional interest-based system. Therefore, KRTABA can be regarded as a model of inclusive, just, and practical Islamic financing institutions.
Zakat Fund Management as Corporate Social Responsibility (CSR) at BPRS Karya Mugi Sentosa: Pengelolaan Dana Zakat Sebagai Corporate Social Responsibility (CSR) Di BPRS Karya Mugi Sentosa Muh Syaukin Muttaqin; Nurlailah; Susilowati
Journal of Islamic Economics Vol. 2 No. 1 (2025): January-June 2025
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v2i1.121

Abstract

Implementation of Zakat Fund Management as Corporate Social Responsibility at BPRS Karya Mugi Sentosa. The purpose of this study was to determine how zakat funds are managed as Corporate Social Responsibility. The type of research method used is descriptive qualitative. With data collection methods using observation, interviews and documentation. The results of this study indicate that BPRS Karya Mugi Sentosa distributes CSR funds from zakat funds and charity funds. BPRS Karya Mugi Sentosa distributes them through BAZNAS, Yatim Mandiri, Nurul Hayat, and other institutions. BPRS Karya Mugi Sentosa has carried out its obligations as a law-abiding sharia bank, namely in accordance with Law Number 23 of 2011 concerning zakat management and Regulation of the Minister of State-Owned Enterprises No. 4 of 2007, namely 2% of the company's profit must be set aside for PKBL (Partnership and Community Development Program). Scientifically, this research contributes to the discourse on integrating zakat and CSR in Islamic banking. Practically, it offers a strategic model for zakat fund management that can be adopted by other Islamic financial institutions.
The Influence of Income and Consumption Patterns on the Welfare of MSMEs in Sidomulyo Village, Jember: Pengaruh Pendapatan Dan Pola Konsumsi Terhadap Kesejahteraan Umkm Di Desa Sidomulyo Jember Izzah Dienillah; Putri Mega Utami Aulia; Supriyanto
Journal of Islamic Economics Vol. 2 No. 1 (2025): January-June 2025
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v2i1.127

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in Indonesia’s economy. MSMEs contribute significantly to the Gross Domestic Product (GDP) and employment absorption. However, many MSMEs in rural areas have yet to achieve an adequate level of welfare. One of the factors influencing MSME welfare is income and consumption patterns. This study aims to examine the effect of income on the welfare of MSMEs, as well as the effect of consumption patterns on MSME welfare. This is a descriptive study using a quantitative approach. The sample was obtained through a survey of 139 respondents from a total population of 230 MSME actors, using a random sampling technique. Hypothesis testing was conducted using multiple linear regression analysis. The results show that income has a significant effect on the welfare of MSMEs, and consumption patterns also significantly affect MSME welfare. These findings contribute to MSME development, particularly in shaping empowerment policies that focus on enhancing economic capacity and promoting productive consumption behavior.
Building Business Sustainability: The Role Of Islamic Financial Literacy And Basic Accounting Understanding Nuril Badria; Naimatul Hasanah
Journal of Islamic Economics Vol. 2 No. 1 (2025): January-June 2025
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v2i1.154

Abstract

This study aims to determine the effect of Islamic financial literacy and basic accounting understanding on business sustainability at Madura grocery stores in Malang City. Business sustainability is a crucial aspect in maintaining the existence of MSMEs, especially in facing economic challenges and market dynamics. Islamic financial literacy reflects a business owner's understanding of Sharia principles in financial management, while basic accounting understanding reflects the ability to systematically record, manage, and evaluate a business's financial information. This study used a quantitative approach with a sample of 136 respondents who were owners or managers of 24-hour Madura grocery stores in Malang City. Data analysis was conducted using multiple linear regression. The results indicate that, both simultaneously and partially, Islamic financial literacy and basic accounting understanding significantly influence business sustainability. This finding indicates the importance of improving Sharia-based financial education and providing simple accounting training for MSMEs to support business sustainability.

Page 1 of 1 | Total Record : 5

 1 

Filter by Year

2025 2025


Reset
Filter By Issues
All Issue Vol. 2 No. 2 (2025): July - December 2025 Vol. 2 No. 1 (2025): January-June 2025 Vol. 1 No. 2 (2024): July - December 2024 Vol. 1 No. 1 (2024): January-June