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Jl. Raya Susukan, Susukan, Kec. Cipicung, Kabupaten Kuningan, Jawa Barat 45592, Kab. Kuningan, Provinsi Jawa Barat, 45592
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Journal of Islamic Economic Development
Published by Sekolah Tinggi Agama Islam Kuningan
ISSN : 30471818     EISSN : 30629136     DOI : https://doi.org/10.59261
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Islamic Economic Development (abbreviated as J.Isl.Eco.Dev) is a premier double-blind peer-reviewed journal dedicated to fostering multidisciplinary research in the field of Islamic economics and its applications in contemporary society. With a focus on promoting sustainable economic growth within the framework of Islamic principles, this journal serves as a platform for scholarly discourse on topics pertinent to Islamic economics, including Islamic business, development economics, and related fields.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol. 1 No. 1 (2023): Journal of Islamic Economic Development" : 5 Documents clear
Analysis of Digital Marketing Strategies in Encouraging SHaria Investment towards Economic Growth in Indonesia Pratama, Gama; Selasi, Dini; Vidiati, Cory; Salsabila, Syafira
Journal of Islamic Economic Development Vol. 1 No. 1 (2023): Journal of Islamic Economic Development
Publisher : P3M - STAI Kuningan

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Abstract

In this modern era, the acceptance of technology and the internet in society is widespread, so it is not surprising that digital marketing activities have become the main choice in doing business. Investment is the process of allocating a number of resources, such as money, time, and effort, into an asset or project with the aim of gaining profits in the future. In making investments, we must understand the risks involved and carry out proper analysis before making a decision. This research uses a qualitative research method with a descriptive, evaluative approach. The social impacts and conditions in question are the past, present, and even future conditions. It is also related to other objects such as social, economic, and cultural, as well as history and other social sciences. Digital marketing plays a very important role in introducing investment because it can help increase company profits, brand awareness, website traffic, conversions, and sales. Apart from that, digital marketing can also provide an opportunity for a company to understand consumer behavior more wisely so that it becomes an efficient tool for introducing investment. Currently, Indonesian people can take advantage of several Sharia-based investment instruments or instruments which, of course, have received permits and are registered with the Financial Services Authority (OJK). Then, this investment was strengthened by the legal basis of the Sharia Council or Indonesian Ulema Council (DSNMUI). Sharia investment can contribute directly to reality and optimally in overall economic growth. However, it should be noted that the contribution of sharia investment is fluctuating and has yet to be able to drive the rate of economic growth in Indonesia ideally.
The Influence of Fintech nn The Efficinecy and Stability of The Sharia Financial System Vidiati, Cory; Cucu Putria, Andieni
Journal of Islamic Economic Development Vol. 1 No. 1 (2023): Journal of Islamic Economic Development
Publisher : P3M - STAI Kuningan

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Abstract

The influence of Financial Technology (Fintech) on the efficiency and stability of the Islamic financial system has become the center of attention in modern financial literature. This research uses a literature study method to investigate the impact of Fintech in the context of Islamic finance. The main findings show that Fintech adoption has positively contributed to operational efficiency, reduced administrative costs, and increased accessibility of Islamic financial services. However, the regulatory challenges faced in balancing technological innovation and Sharia principles are a major highlight. In addition, the literature describes risks related to technological changes that can affect the stability of the Islamic financial system. This research provides recommendations for increasing cooperation between Islamic financial institutions and Fintech start-ups, developing responsive regulations, and expanding empirical research to test the impact of Fintech directly. In conclusion, this research provides in-depth insights into the evolution of Islamic finance in the Fintech era, providing a basis for better understanding and developing relevant policies.
Empowerment of MSMEs as a Strategy for Improving Welfare in the Indonesian Economic Context Cucu Putria, Andien; Pratama, Gama
Journal of Islamic Economic Development Vol. 1 No. 1 (2023): Journal of Islamic Economic Development
Publisher : P3M - STAI Kuningan

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Abstract

This research explores the role of empowering Micro, Small and Medium Enterprises (MSMEs) as a strategy to improve prosperity in the Indonesian economy. Through the literature study method, this research highlights the positive contribution of MSMEs to job creation, national income and economic inclusiveness. MSMEs have the potential to reduce unemployment rates by providing employment opportunities for vulnerable groups. Contribution to national income is seen through the creation of added value and economic diversification. Empowering MSMEs also positively impacts social aspects and community welfare, reducing disparities and strengthening local communities' social ties. Although promising, the challenges of financing access and global competition must be overcome. Policy recommendations include fiscal incentives, special financing facilities, and skills training programs. Indonesia can build a solid and inclusive economy by strengthening the role of empowering MSMEs.
Sharia-Based Investment Strategy: Optimizing Returns and Minimizing Risks in The Capital Market Selasi, Dini; Cucu Putria, Andieni; sutono
Journal of Islamic Economic Development Vol. 1 No. 1 (2023): Journal of Islamic Economic Development
Publisher : P3M - STAI Kuningan

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Abstract

Islamic capital markets have become the focus of increasingly intense research, sparking high interest in investments that align with Islamic finance principles. This journal, entitled "Sharia-Based Investment Strategy: Optimizing Returns and Minimizing Risk in the Capital Market," comprehensively discusses key concepts in Sharia investment strategies. The importance of developing an investment strategy that combines Islamic ethical principles to achieve optimal returns. The literature study research method investigates stock selection, portfolio diversification, and risk management in the Sharia context. The discussion results highlight the diversity of existing views and strategies and challenges and opportunities in implementing Sharia investment strategies. The conclusion summarises the findings and emphasizes the urgency of developing strategies that combine Islamic finance with effectiveness and sustainability in global capital markets.
Analysis Effectiveness of The Flip Application As A Digital Financial Service Instrument in Sharia Presfectve Masitoh, Ika Siti; Selasi, Dini; Pratama, Gama; Mohammad Ridwan, Mohammad; Rizki Bahari, Fauzi
Journal of Islamic Economic Development Vol. 1 No. 1 (2023): Journal of Islamic Economic Development
Publisher : P3M - STAI Kuningan

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Abstract

Fintech (financial technology) is technology and innovation that increases the efficiency, effectiveness, and speed of money and investment management. Digital financial services increasingly dominate the global financial sector, along with the increasing use of technology-based applications. One of the financial service applications that makes payments easier is Flip, which offers innovative solutions to users' financial needs. Flip is a digital application that offers various ways to manage money. This application allows you to make inter-bank transfers, transfer money to various countries, purchase credit and electricity tokens, and top up e-wallet balances. The method used in this research is descriptive and qualitative using secondary literature research methods. This research aims to determine the effectiveness of the flip.id application as a tool for providing virtual currency from a Sharia perspective. The research results show that the positive impact of the Flip application is seen in easy access to inclusive finance, fulfillment of Sharia financial principles, and acceleration of financial inclusion in Muslim communities. Flip has become an important factor in developing the Sharia economy in Indonesia thanks to innovation and efforts to improve fintech, which follows Sharia financial regulations.

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