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INDONESIA
El Dinar
ISSN : -     EISSN : 26220083     DOI : -
Core Subject : Education,
Adalah jurnal berkala peer-reviewed yang diterbitkan biannually atau setahun dua kali oleh Jurusan Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang. EL DINAR merupakan sarana komunikasi yang diperuntukkan bagi para peneliti, akademisi, maupun praktisi dalam bidang keuangan dan perbankan syariah. Demi mewujudkan kontribusi bagi pengembangan ilmu keuangan dan perbankan syariah, dewan redaksi mengundang para pemerhati untuk dapat berpartisipasi dalam menyumbangkan karya ilmiah berupa jurnal-jurnal penelitian
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Articles 5 Documents
Search results for , issue "Vol 5, No 1 (2017): El Dinar" : 5 Documents clear
PENGUKURAN KEPUASAN NASABAH TERHADAP IMPLEMENTASI SYARIAH MARKETING PADA PT. BANK SYARIAH MANDIRI CABANG MALANG Hasan, Irmayanti
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 5, No 1 (2017): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (641.369 KB) | DOI: 10.18860/ed.v5i1.5234

Abstract

Competition is increasingly competitive in the development of Islamic bank in Indonesia and policy enforcement office channeling makes the atmosphere seizure of shari'ah loyalists consumers increasingly viscous. The phenomenon of this competition requires marketers to constantly innovate marketing strategies. One step to achieve this is through the implementation of sharia marketing.The approach used in this study is a survey approach and type of research is quantitative. This study used 16 items, then the sample is 80 customers.The results of this study are customers already feel very satisfied with the services of employees of PT. Bank Syariah Mandiri Malang Branch, but the performance of employees of PT. Bank Syariah Mandiri Malang Branch must still be improved. There are several strategies to increase customer satisfaction, there are some things that should be emphasized and some are already well do not need to be prioritized, but still need to be considered by PT. Bank Syariah Mandiri Malang Branch.
PATRON CLIENT: KONTRAK SEMI MUDHARABAH DALAM TEORI KEAGENAN DI PERIKANAN LAUT Qurrata, Vika Annisa
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 5, No 1 (2017): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (441.359 KB) | DOI: 10.18860/ed.v5i1.5230

Abstract

This study aims to find out how the skipper (as principal) interact with pandega fishermen (as agents) in creating mudaraba-style contracts in marine fisheries (patron-client). With in-depth interviews, there are two important findings: in general juragandi Blue Water Waters especially in the payang fishermen and the lifeboats impose exploitation fees or operational costs to the pandega fishermen in a shared way. Then there is a bit of aberration in the profit-sharing system, but this institution seems to exist and be a deal that never openly conflicts. Based on the findings and some literature, mudaraba contracts can be a purely alternative financing if it is more just and beneficial to both parties ie the master / shahibul maal as principal and pandega / mudharib as agent. To minimize the possibility of moral hazard and adverse selection on the mudaraba contract, it is advisable to monitor each return of the vessel for the sale of fish and the skipper can place one of the trustees other than the pandega fisherman.
PENGEMBANGAN PROGRAM PEMBERDAYAAN MASYARAKAT MELALUI LEMBAGA AMIL ZAKAT INFAQ DAN SHODAQOH (ZIS) BERBASIS ENERGI TERBARUKAN DI INDONESIA Trapsila, Aji Purba
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 5, No 1 (2017): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (560.257 KB) | DOI: 10.18860/ed.v5i1.5231

Abstract

Indonesia is known well for having the greatest number of energy in the world, such as the energy of air, wind, biomass, and solar. However, the energy has not been empowered yet by Lembaga Zakat Infaq dan Shodaqoh (ZIS), which is an institution managing zakah, infaq, and, shadaqa in Indonesia. The institution currently empowers only the products of education and economic. Regarding to that fact, this study describes a concept of an empowerment product of renewable energy conducted by Lembaga ZIS through a finance scheme of mudhorobah and musyarokah. To empower the energy, moreover, Lembaga ZIS uses Participatory Rural Appraisal (PRA) so that the energy finance can give either social impacts or economic ones.This study reveals that it needs participation from any parties and particularly support from the government and the state energy enterprise in order to finance the energy for society. Furthermore, this study shows that the scheme of mudhorobah and musyarokah is a scheme that can be used to finance therenewable energy.
PERAN KOMITMEN ORGANISASI SEBAGAI MEDIATOR PENGARUH ETIKA KERJA ISLAM TERHADAP SIKAP PADA PERUBAHAN Andriyanto, Irsad; Haerudin, Haerudin
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 5, No 1 (2017): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (445.361 KB) | DOI: 10.18860/ed.v5i1.5232

Abstract

The aim of this this study is to uncover the impact of Islamic Work Ethics on Attitude toward Change trough organizational commitment as mediating variable. CEO of BPRS (Bank Pembiayaan Rakyat Syariah) in Indonesia was asked to express their opinion about the statements in the questionaire. Structural Equation Modelling (SEM) was used to analyze the complect relationship in the model aided by Visual Partial Least Square (VPLS) software.The results indicated that there is no direct effect from Islamic work ethics on attitude toward change. The interested finding in this research showed that organizational commitement mediated Islamic work ethic in only one dimension, affective commitment. The implication of this research is that management need to develop the application of Islamic work ethic to increase organizational commitment, so that can bring up attitude of employees ready to face change even if only on affective dimension only.
URGENSI SPIRITUAL MARKETING SEBAGAI MEDIA PEMASARAN PARIWISATA DI MADURA (PENDEKATAN SHARIA TOURISM AND CULTURE) Fahrudin, Muhammad Arif; Kholidiyanti, Nina Amiliya; Mois, Fathul Arifin
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 5, No 1 (2017): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (737.659 KB) | DOI: 10.18860/ed.v5i1.5233

Abstract

So far, business and marketing practices have only caught on to rational and emotional considerations. The spiritual aspect tends to be ignored, as evidenced by the outbreak of financial scandals in the United States with the collapse of giant corporations, such as Enron, WorldCom, or Global Crossing. So the necessary paradigm shift thinking in the concept of marketing.Spiritual marketing comes to be the solution to the problem. The concept of spiritual marketing developed by Hermawan Kertajaya, we use as a medium of tourism marketing in Madura with sharia tourism and culture approach in accordance with the characteristics of Madurese society that is religious and full of cultural nuances. In the concept of Spiritual Marketing there are four variables: theistic (rabbaniyah), ethical (akhlaqiyyah), realistic (a-waqi'iyyah), and humanist (insaniyyah) that will guide in this concept. Spiritual marketing has an orientation to God, so the whole process in marketing activities follows the guidance of Islam.The method used in this paper is qualitative descriptive with primary and secondary data. This concept requires synergy between government, religious leaders, academics, MUI, and society in Madura so that its implementation can take place and produce positive results for the progress of tourism in Madura.

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