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INDONESIA
EKONOMIA
Published by Universitas 17 Agustus 1945 Samarinda
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal yang memuat tulisan artikel dan penelitian tentang ilmu akuntansi dan manajemen.
Arjuna Subject : -
Articles 976 Documents
 65   66   67   68   69 
ANALISIS KINERJA KEUANGAN BANK MANDIRI KONVENSIONAL DAN BANK MANDIRI SYARIAH CABANG SANGATTA Putri, Cut Emylia
EKONOMIA Vol 7, No 2 (2018)
Publisher : EKONOMIA

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Abstract

This research is conducted at PT. Bank Syariah Mandiri and PT. Bank Mandiri, (conventional bank) in which the development of syariah banks are increasing rapidly in recent years encourage authors to conduct research on the performance of the bank and know which of the two who have better financial performance. This study aims to know and analyze how the financial performance of both banks based on capital aspect using CAR (Capital Adequacy Ratio) ratio, earning asset quality aspect using NPL (Non Performing Loan) ratio, rentability aspect using ROA (Return On Assets) using the ratio of BOPO (Operating Expense to Operating Income), the fund speculation using LDR (Loan to Deposit Ratio) ratio.Method’s used in this study is the method of documentation and observation. Data collected is a general overview of companies, organizational systems and Financial Report field by using Likert scale. The method of analysis used in conducting the research is by using the Independent Sample T-Test. Based on the results of research that has been done at PT. Bank Mandiri and Bank Syariah Mandiri, the analysis of financial performance derived from the ratio of CAR, NPL, ROA, BOPO, LDR indicates that there is a significant difference between the performance of syariah banking compared with conventional banking when viewed from the mean of bank performance as a whole represented by variable "performance" and performance of syariah banking is no better than conventional banking performance.
PENGARUH PROMOSI DAN BRAND IMAGE (CITRA PRODUK) TERHADAP KEPUASAN KONSUMEN DAN LOYALITAS PENGGUNA KARTU PERDANA SIMPATI DI KECAMATAN SAMBUTAN KOTA SAMARINDA Firdaus, Ganda Ganda
EKONOMIA Vol 7, No 2 (2018)
Publisher : EKONOMIA

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Abstract

Ganda Firdaus : Pengaruh Promosi, Dan Brand Image (Citra Produk), Terhadap Kepuasan Konsumen Dan Loyalitas Pengguna Kartu Perdana Simpati Di Kecamatan Sambutan Kota Samarinda.Ibu Theresia Militina sebagai Pembimbing I, dan bapak Sarwo Edi sebagai Pembimbing II.Seiring perkembangan teknologi komunikasi melalui smartphone banyak membuat provider-provider yang menyediakan jasa yang mampu mendukung akses berinternet dengan jaringan yang cepat dan stabil. Pentingnya akan kebutuhan teknologi komunikasi membuat persaingan diantara 3 Operator terbaik seperti XL, Telkomsel, dan Indosat. Telkomsel merupakan provider yang menjuarai persaingan dengan total pelanggan terbanyak. Tujuan penelitian ini adalah untuk mengetahui pengaruh promosi dan brand image secara langsung terhadap loyalitas atau secara tidak langsung melalui kepuasan konsumen terhadap loyalitas konsumen.Populasi dari penelitian ini adalah konsumen pengguna kartu perdana telkomsel simpati di kecamatan Sambutan kota Samarinda. Karena jumlah populasi yang tidak diketahui maka dilakukan penentuan sample menggunakan formula lemeshow dan didapatkan jumlah sampel sebanyak 384 orang. Penelitian ini dilakuka dengan menggunakan alat analisis jalur (path analysis) dengan alat bantu perhitungan statistik SPSS.23. Kemudian untuk pengujian digunakan uji t dan uji F.   Hasil penelitian ini menunjukan bahwa: 1. Promosi secara langsung berpengaruh signifikan terhadap kepuasan konsumen. 2. Brand image secara langsung berpengaruh signifikan terhadap kepuasan konsumen. 3. Promosi secara langsung berpengaruh signifikan terhadap loyalitas pelanggan 4. Brand image secara langsung berpengaruh signifikan terhadap loyalitas pelanggan 5. Kepuasan konsumen secara langsung berpengaruh signifikan terhadap loyalitas pelanggan 6. Promosi melalui kepuasan konsumen terhadap loyalitas pelanggan nilai signifikan tidak lebih besar daripada pengaruh langsung antara promosi terhadap loyalitas pelanggan 7. Brand image melalui kepuasan konsumen terhadap loyalitas pelanggan nilai signifikan tidak lebih besar daripada pengaruh langsung antara brand image terhadap loyalitas pelanggan
PERBANDINGAN KINERJA KEUANGAN PADA BRI KONVENSIONAL DENGANBRI SYARIAH TAHUN 2011-2015 PRADANA, HERWIDYAN EGA
EKONOMIA Vol 7, No 2 (2018)
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Abstract

Penelitian ini bertujuan untuk mengetahui perbedaan: 1) rasio likuiditas pada BRI Konvensional dengan BRI Syariah; 2) rasio effisien pada BRI Konvensional dengan BRI Syariah; dan 3) rasio rentabilitas pada BRI Konvensional dengan BRI Syariah. Populasi penelitian yang digunakan peneliti adalah BRI Konvensional dengan BRI Syariah pada periode 2011, 2012, 2013, 2014 dan 2015. Penelitian ini menggunakan metode penelitian deskriptif dengan pendekatan kuantitatif dengan menggunakan 3 rasio yaitu: 1) rasio likuiditas; 2) rasio effisien; dan 3) rasio rentabilitas. Hasil penelitian menyimpulkan bahwa: 1) selama periode 2011-2015 PT. Bank Rakyat Indonesia Syariah memiliki rasio likuiditas (LDR) lebih baik dengan nilai rata-rata sebesar 94,45 % dibandingkan dengan PT. Bank Rakyat Indonesia (Persero) Tbk dengan nilai rata-rata sebesar 82,65 %; 2) selama periode 2011-2015 PT. Bank Rakyat Indonesia Syariah memiliki rasio effisiensi (BOPO) lebih baik dengan nilai rata-rata sebesar 93,97 % dibandingkan dengan PT. Bank Rakyat Indonesia (Persero) Tbk dengan nilai rata-rata sebesar 64,13 %; dan 3) selama periode 2011-2015 PT. Bank Rakyat Indonesia (Persero) Tbk memiliki rasio rentabilitas (ROA) lebih baik dengan nilai rata-rata sebesar 4,80 % dibandingkan dengan PT. Bank Rakyat Indonesia Syariah dengan nilai rata-rata sebesar 0,67 %. Hasil penelitian menunjukkan bahwa: 1) hipotesis H1 diterima maka artinya rasio likuiditas pada BRI Syariah lebih tinggi dibanding BRI Konvensional; 2) Hasil penelitian menunjukkan bahwa hipotesis H2 diterima maka artinya rasio efisiensi pada BRI Syariah lebih tinggi dibanding BRI Konvensional; 3) Hasil penelitian, menunjukkan bahwa hipotesis H3 ditolak maka artinya rasio rentabilitas pada BRI Syariah lebih rendah dibanding BRI Konvensional.
ANALISIS KINERJA KEUANGAN PT. BLUE BIRD Tbk SEBELUM DAN SESUDAH GO PUBLIC Jannah, Selvia Maslachtul
EKONOMIA Vol 7, No 2 (2018)
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Abstract

Fundamental principle of the theory to research this is financial management that focuses on ratios. Hypothesis advanced by is financial performance seen from the aspect of liquidity after go public 2015 higher than before go public 2013, financial performance when viewed from the aspect solvability after go public 2015 lower than before go public 2013, financial performance when viewed from the aspect profitability after go public 2015 higher than before go public 2013 to PT. Blue Bird Tbk.            The results of the analysis and discussion show that liquidity of the aspect of current ratio after go public increased by 8 %, aspects quick ratio after go public increased by 7 %, aspects cash ratio after go public increased by 3 %. Solvability of aspects debt to asset ratio after go public decreased by 59 % and frowzy debt to equity ratio after go public decreased by 377 %. Profitability of the aspect of profit margin after go public increased by 42 %, aspects return on investment after go public increased by 1 percent, return on equity aspects after go public increased by 144 %. Based on the results of this analysis so show an increase in financial performance to PT. Blue Bird Tbk before go public 2013 and after go public 2015 , and thus hypothesis accepted.
FAKTOR – FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN MEMILIH KURSUS MENGEMUDI MOBIL DELTA DI KOTA SAMARINDA Giang, Giang Giang
EKONOMIA Vol 7, No 2 (2018)
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Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh faktor produk, harga, tempat, promosi, orang, proses dan wujud fisik terhadap keputusan konsumen memilih kursus mengemudi mobil Delta di kota Samarinda, dan mengetahui faktor yang dominan pengaruhnya terhadap keputusan konsumen memilih kursus mengemudi mobil Delta di kota Samarinda.               Sampel dalam penelitian ini sebanyak 59 responden, teknik pengambilan sampel adalah acidental sampling. Metode pengumpulan data menggunakan kuisoner. Teknik analisis yang digunakan adalah analisis regresi linear berganda di bantu program SPSS. Teori yang digunakan adalah  teori pemasaran dan perilaku konsumen termasuk teori tentang keputusan membeli.              Hasil analisis menunjukkan persamaan fungsi dari Y =0,675+ 0,109X1 + 0,494X2 + 0,116X3 – 0,053X4 + 0,265X5 +0,038X6 – 0,155X7. Nilai R (Koefesien korelasi ). diperoleh 45,4% dan nilai R square diperoleh 20,6%.               Pengujian hipotesis secara serentak (Uji F) berdasar tabel anova menunjukkan nilai signifikan pada tabel anova 0,0091< 0,10 yang berarti ke 7 variabel yaitu produk, harga, promosi, tempat, orang, proses dan bukti fisik secara serentak berpengaruh signifikan bernilai positif terhadap keputusan konsumen (Y). Sehingga disimpulkan Ho ditolak dan Ha diterima.                Dari variabel 7P produk, harga, promosi, tempat, orang proses dan bukti fisik. variabel yang berpengaruh signifikan terhadap keputusan konsumen ialah variabel promosi dan variabel harga, Variabel yang berpengaruh dominan adalah promosi.   penulis menyarankan agar Delta dapat berpromosi lebih luas lagi misalnya melalui sosial media, website resmi, membuka cabang di tempat lain serta mempertahankan kualitas yang sudah melekat sebagai image Delta.
ANALISIS KINERJA KEUANGAN PT. MUSTIKA RATU, Tbk -, Ratna Dewi
EKONOMIA Vol 7, No 3 (2018)
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Abstract

PT. Mustika Ratu, Tbk is a manufacturerof cosmetics and health care, this company is a pioneer in developing products using herbal ingredients. Companies are estabblished with the goal of having financial performance to gain profit,  Profits that increase from year to year can motivate investors to invest. Investors can know how a company’s financial performance and compare with other companies, the financial performance of the achievement achieved by the company with a certain period as a result of the work process during the period.            Puspose the research to know the financial performance of PT. Mustika Ratu, tbk  a financial performance improvement year 2012-2016 or wheather the financial performance of the company experienced decrease  in 2012-2016.      This study uses the calculation of financial performance  PT.Mustika Ratu,Tbk view from the ratio of liquidity average current ratio of 2012-2016 has decreased. The avearage profitability ratio of gross profit margin for 2012-2016 has increased.  The average leverage ratio of debt to equity for 2012-2016 has increased. The average activity turnover ratio for 2012-2016 increased.            The result of financial performance assesment of liquidity using current current ratio PT. Mustika Ratu, Tbk year 2012-2016 decreased due to the increase  in current ratio liabilities but not followed by a significant increase in current assets. Profitability ratios using  gross profit margin increased, gross profit margin increased due to company seles decreased followed by decrease in gross profit. The leverage ratio using  debt to equity has increaed due to an increase in  total liabilities but not followed  by an increase in total equity. The activity ratio using total assets turnover has increased due to a decrease in total assets resulting in a decreased in sales.
ANALISIS PENDAPATAN PADA BALAI PENGOBATAN SANTA FAMILIA BARONG TONGKOK KUTAI BARAT MAYANG, FIRMINA MAYANG
EKONOMIA Vol 7, No 3 (2018)
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Abstract

Income Analysis at Balai Keluarga Santa Familia Barong Tongkok under the advisory of Mr. LCA. Robin Jonathan as advisor I and Mrs. Elfreda Aplonia Lau as advisor II. The purpose of this study was to find out and analyze the income and residual business results of Santa Familia Treatment Center and know the level of revenue growth in 2013 and 2014. The research problems were formulated as follows:1.      Are the Income and Residual Business Results of Santa Familia Medical Center in 2013 having a targeted growth of 30%?2.      Are the Income and Residual Business Results of Santa Familia Medical Center in 2014 experiencing a targeted growth of 30%? The basic theory used in this study was the theory of Financial Management that focused on income and growth.Hypothesis as follows:1.      Operating Income and Residual Business Results of Santa Familia Medical Center in 2013 has not reached the target of profit of 30%.2.      Operating Income and Residual Business Results of Santa Familia Medical Center in 2014 has not reached the target of profit of 30%. The result of analysis showed that: first, thr growth of income and Residual Businness Results in 2012 and 2013 did not reach the target so that this hypothesis was accepted. Second, this reseaech is accepted if the income and the residual Business Results in 2014 reached the target as expected by management of Santa Familia Medical Center Barong Tongkok
PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN PUBLIK DALAM PEMBUATAN SURAT IZIN MENGEMUDI (SIM) DI KEPOLISIAN RESORT KUTAI BARAT TAHUN 2016 Putri, Isabella Amelia Handayani
EKONOMIA Vol 7, No 3 (2018)
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Abstract

The population in this study is the West Kutai people who took care of making a driver's license (SIM) at the Police Resort Kutai Barat using slovin formula, the importance of the sample in this study were 94 respondents. Mechanical Sampling in this study conducted by accidental sampling technique. Methods of data collection using questionnaires and documentation. The analysis technique used is multiple regression.  Results of analysis using SPSS version 14 indicates that: Fifth variable reliability, responsiveness, assurance, empathy, tangible simultaneously significant effect on people's satisfaction test results Fhitung 7.552 with a significance level of 0.000, using a significance value of 0.000 for significance value <0, 05. Tangible (physical form) the dominant influence on satisfaction of the people in the manufacture of SIM (Manes's license) in Kutai Barat district police. Reliability (reliability) significant negative effect on people's satisfaction in the manufacture of SIM (Manes's license) in Kutai Barat district police
EFEKTIVITAS ANGGARAN TAHUN 2013 PADA SEKOLAH DASAR NEGERI 021 LOA JANAN KUTAI KARTANEGARA ( Studi Kasus Pada Sdn 021 Loa Janan ) -, Fitriyani -
EKONOMIA Vol 7, No 3 (2018)
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Abstract

Tujuan penelitian ini adalah untuk memperoleh suatu gambaran dan mengetahui masalah-masalah apa yang terkait dengan Anggaran Sekolah, tentang dan dari mana saja anggaran diterima dan dikeluarkan Untuk keperluan dalam mengevaluasi dalam pembahasan, penulis menggunakan alat analisis yaitu Analisis Laporan Keuangan Anggaran (Abdul Halim,2004:135) yang akan dapat melihat antara efektif dan tidaknya anggaran yang dilaksanakan.Diterima atau ditolaknya hipotesis dalam penelitian ini tergantung dari Anggaran, Hipotesis diterima apabila Realisasi Anggaran dan Sasaran kegiatan pada Sekolah Dasar Negeri 021 Loa Janan Kutai Kartanegara kurang dari 70% dan hal ini menunjukkan bahwa penyusunan anggaran tidak dilaksanakan secara efektif, sebaliknya hipotesis ditolak apabila Realisasi Anggaran dan Sasaran Kinerja pada Sekolah Dasar Negeri 021 Loa Janan Kutai Kartanegara lebih dari 70% hal ini menunjukkan bahwa penyusunan anggaran telah dilaksanakan secara efektif. Kesimpulan berdasarkan hasil penelitian yang didapatkan selama penelitian  bahwa Anggaran yang direncanakan dan dilaksanakan memang sudah efektif dan sesuai karena Anggaran dan Realisasinya sesuai. Dan berdasarkan hal tersebut maka penulis dapat mengambil kesimpulan bahwa hipotesis ditolak.
ANALISIS PERHITUNGAN UPAH LEMBUR KARYAWAN TETAP PADA PT MIGAS MANDIRI PRATAMA SAMARINDA MENURUT SURAT KEPUTUSAN MENTERI TENAGA KERJA DAN TRANSMIGRASI NO. KEP. 102/MEN/VI/2004 -, Fitriani N. Buluda
EKONOMIA Vol 7, No 3 (2018)
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Abstract

The research method used in this research is descriptive research method by using quantitative approach. And data collection techniques used by researchers are field research and library research. And the analytical tool used is the Decree of the Minister of Manpower and Transmigration No. RI. Kep. 102 / MEN / VI / 2004 article 11.The results concluded that based on the calculation of overtime wages between companies with government regulations in this case the Decree of Minister of Manpower and Transmigration No. Kep. 102 / MEN / VI / 2004 there are differences and differences. PT. Migas Mandiri Pratama does not refer to the Ministry of Manpower and Transmigration Decree no. Kep. 102 / MEN / VI / 2004 in article 11 in determining the calculation of overtime pay, in particular in determining the overtime pay per hour and the calculation of overtime wages made on a normal working day and the excess in working hours. Calculation determined by PT. Migas Mandiri Pratama is lower than the calculation that has been set by the government that has been used as a research tool for analysis.Based on the analysis and calculation of the overtime wages, the proposed hypothesis can be accepted. The hypothesis proposed by the researcher is alleged that the calculation of employees' overtime wage remained at PT Migas Mandiri Pratama not in accordance with the government regulation in this case the Decree of the Minister of Manpower and Transmigration No. RI. Kep. 102 / MEN / VI / 2004.

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