Journal of Humanity
The International Journal of Humanity Open-access and Non-profit journal provides a forum for academics and professionals to share the latest developments and advances in knowledge and practice of humanities and social sciences. It aims to foster the exchange of ideas on a range of important international subjects and to provide stimulus for research and the further development of Humanity and social science. The international perspective is further enhanced by the geographical spread of the contributors.
The International Journal of Humanity all Articles which are refereed, comprise: empirical studies with practical application; examinations of theoretical and methodological developments in the field of humanity and social science studies; and reviews of the literature in humanity and international social science.
International Standard Address Name 136-7099 Journal of Humanity is the official journal of the State University of Western Sulawesi.
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<![CDATA[ASSESSMENT OF CUSTOMER EXPECTATION AND PERCEPTION OF SERVICE QUALITY DELIVERY IN GHANA COMMERCIAL BANK ]]>
<![CDATA[William, Otu]]>;
<![CDATA[Appiah, Emma Eyison]]>;
<![CDATA[Botchway., Emmanuel Addo]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
Publisher : <![CDATA[Journal of Humanity ]]>
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DOI: 10.14724/jh.v4i1.59
<![CDATA[The study is to determine customersâ expectations and perception of quality of servicedelivery of Ghana Commercial Banks Limited. The study also aims at determining thegap between customersâ expectation and perception of service quality delivery(customer satisfaction /dissatisfaction) of the banks. To achieve the main aim of thestudy, the following specific objectives have been set out; determine customersâexpectations of the quality of service delivery of GCB, measure customersâ perceptionof the quality of service delivery of GCB, determine the gap (customer satisfaction ordissatisfaction) between customersâ perception and expectation of service qualitydelivery of the bank.]]>
<![CDATA[ETHICS AND THE PRINCIPLES OF ISLAMIC BANKING IN THE PERSFEKTIF ISLAMIC ECONOMICS LAW ]]>
<![CDATA[Bombang, Saifullah]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
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DOI: 10.14724/jh.v4i1.54
<![CDATA[Ethics, the value of which is sourced from the primary source of Islamic teachings inthe formation of the principles of Islamic banking in the legal system of Islamic economy. Theprinciple has been terekonstrumsi into the principle of a unified whole and undivided oneunified principle which has the same meaning and effect of all time. The two are inseparableand mutually binding becomes reference in carrying out the charitable effort (muamalah). Allactivity in the economy, including banking should always be in accordance with the principlesof Islamic teachings so as to avoid a banking practice that is full of violations of Islamic valuesand norms. The enforcement principle â the principle of Islamic banking Shariah Islamic lawin the dinormakan economy meant is to mengkonsistensikan the Islamic teachings with thepractice of the banking terkaontaminasi with other systems are generally incompatible with theethics and principles of Islam. Islam offers concept to humanity which is sourced from theQuran and Sunnah in terms of conducting relationships or transactions with other persons,including in the field of finance as manisfestasi of Islamic teachings in the field of banking.Ethics, values and principles into the source and reference in formulating norms of Islamic lawgoverning the legal relationship in banking issues. All financial transactions in banking shouldbe subject to the legal norms of islam and every muslim needs to take hatian and not get caughtup in the banking system that are not kosher (usury and subhat) so that the existence of theIslamic banking is getting solid growth and strong for the benefit of mankind.]]>
<![CDATA[THE DIFFICULTIES FACED BY MICRO AND SMALL ENTERPRISES IN THE FORMAL MARKET ACCESS: THE CASE IN SMALL AND MICRO ENTERPRISES IN THE CITIES OF MAKASSAR AND KABUPATEN GOWA SOUTH SULAWESI ]]>
<![CDATA[Rahman, Zainuddin]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
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DOI: 10.14724/jh.v4i1.60
<![CDATA[This research aims to analyze about the difficulties faced by micro and smallenterprises in accessing markets in sustaining and expanding the operation and the survivalof their businesses. Samples taken from the 45 micro and small businesses (UMK) chosendeliberately from the entire population. Design research in the applied ResearchExploratory. Data collection is done with in depth interviews with business owners(industry) to obtain data that is associated with this research. From a sample of researchfound that very few micro and small businesses (UMK) managed to access the formalmarket, the main reason is the inability of their products to meet the requirements set bythe institution of a formal marketing, they are only able to do marketing. The conclusionsof the research are: a). skills principals UMK on marketing management are generally verylow, b). quality of the resulting product is still low so as to make their difficulties indealing with competitors in the market, c) continuity in serving customers/partner has yetto be secured, d) difficulty in using modern production technology, because of lack ofcapital, e) slow in doing the response to changes in the market. Recommended: that theGovernment should also play a more active role in facilitating the ease of access to theformal market, by helping UMK in partnerships, and the provision of facilities for productmarket UMK on any area in the form of marketing outlets adopted the model AlphaMarch.]]>
<![CDATA[MATERNAL AND INFANT HEALTH SECTION OF THE DEMOGRAPHIC AND HEALTH SURVEY REPORT OF GHANA, 2008: A COMMENTARY ]]>
<![CDATA[Adu-gyamfi, Samuel]]>;
<![CDATA[Brenya, Edward]]>;
<![CDATA[Adjei, Gifty Nuako]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
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DOI: 10.14724/jh.v4i1.55
<![CDATA[This article is basically a commentary on some sections on infant and maternalhealthcare of the 2008 demographic and health survey of Ghana. The attention of bothpolicy makers and academics are drawn to the need to ensure the expansion of thematernal and infant healthcare in Ghana. In same commentary, attention of readershave been drawn to the proclivity of the free maternal health policy to positively shapematernal and infant care in Ghana.]]>
<![CDATA[THE POSITION AND FUNCTIONS OF LOCAL REGULATIONS (DISTRICT REGULATION) DISTRICT/MUNICIPALITY AS AN INSTRUMENT OF REGIONAL AUTONOMY WITHIN A SYSTEM OF LEGISLATION IN INDONESIA ]]>
<![CDATA[-, Jumadi]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
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DOI: 10.14724/jh.v4i1.61
<![CDATA[General understanding of the law indicates that the product areas that are made bythe local government, in no way can be separated from the system perundamginvitationnationally. Local regulations made by independent government units(autonomous) and Environment Authority an independent anyway. Therefore, doneagainst higher level legislation should not be solely based on pertingkatan, but ratheron the environment authority. in Indonesia is beside as further the elaboration oflegislation on it which produces district regulation delegasian, as well as the specialconditions in passenger areas that generate self-contained district regulation.]]>
<![CDATA[THE CRIMINAL DEAD AGAINST THE PERPETRATORS OF THE CRIME OF NARCOTICS ]]>
<![CDATA[Hamid, Suryana]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
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DOI: 10.14724/jh.v4i1.56
<![CDATA[Research conducted in Pinrang Regency District Court. The expected goal of researchis to know the elements of the crime of narcotics number 09/Pid. B/2015/PN.Prg.Data obtained by direct interviews with the resource person, and search thearchives/documents as well as reading literature related to the problems discussed.Data analysis was done using qualitative analysis.The research results showed that: (1) the elements of a criminal offence are containedin the Court ruling number 09/Pid. B/2015/PN. Prg has been proven by the defendantfulfills the elements in section 114 subsection (2) of the Act of the Republic ofIndonesia Number 35 in 2009. (2) the form of consideration given by the defendantbefore giving an award is to pay attention to the aspect of incriminating the accusedand defendants as well as relieve the aspect social values contained in its communityenvironment with reference to the existing legislation.]]>
<![CDATA[ANALYSIS OF THE RECIPROCAL RELATIONSHIP OF LOCAL GOVERNMENT EXPENDITURE TOWARDS HUMAN DEVELOPMENT INDEX (HDI) AND ITS INFLUENCE ON ECONOMIC PERFORMANCE IN SOUTH SULAWESI ]]>
<![CDATA[Nujum, Syamsu]]>;
<![CDATA[Pyriadi, Annas]]>;
<![CDATA[Nur, Muhammad]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
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DOI: 10.14724/jh.v4i1.57
<![CDATA[Analysis of the reciprocal Relationship of local GovernmentExpenditure towards human development index and its influence on economicperformance in South Sulawesi. The purpose of the research is to 1. Analyse theinfluence of the development expenditure against the human development index(HDI) 2. analyse the influence of the human development index against theperformance of construction economics, 3. The relationship of developmentspending on performance economic development. 4. The extent of theGovernments efforts in the construction of human resources in South Sulawesi.The data used are the primary data and secondary data, the method of analysisused was multiple Linear regression, this research was carried out on 4 CityDistricts in South Sulawesi. The results of the Penelitian human developmentindex in the city of Makassar 78.11 percent average during the period 2008-2013,higher than Regency Takalar and Gowa, Maros. The human development indexMakassar city showed no significant influence on performance development,currently, Takalar and Gowa Regency Maros simultaneously GRANT and HDImember influence significant, but does show the influence of partiallyproportionally in support of improved performance of economic development.Economic growth in the city of Makassar during 2008-2013 is experiencing apositive trend with the average the growth of the 9.66 percent and is the highestgrowth rate of Regency Takalar and Gowa, Maros]]>
<![CDATA[INITIATED PENALTIES FOR CORRUPT BEHAVIOR IN A SOCIOLOGICAL PERSFEKTIF ]]>
<![CDATA[Haling, Syamsul]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
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DOI: 10.14724/jh.v4i1.58
<![CDATA[Sociological persfektif in many social sanctions bid can be applied in corruptbehavior pananggulangan. The idea of social sanctions were proposed as a reactionagainst the growing number of corrupt behavior difficult resolved only throughnational and international legal instruments. It is time the exact type of sanctions werefound to tackle corrupt behaviour that are already classified as extraordinary crimes.Some ideas proposed as social sanctions to eradicate corrupt behavior i.e. criminalsanctions established on the basis of social stratification, pencemohan self and familycorruptor, no corpse mensholatkan corruptor before is no guarantee of the financialreturns of the State by the family of the perpetrator, serving in the corruptors facetelivisi and penalties for disseminating the corruptor after death and as sanctionsultimium remidium every corruptor will be charged all his deeds before God afterdeath.]]>
<![CDATA[THE IMPLEMENTATION OF PSAK 102 FOR MURABAHAH FINANCING; CASE STUDY IN SULSELBAR SYARIAH BANK MAKASSAR ]]>
<![CDATA[Menne, Firman]]>
<![CDATA[ Journal of Humanity Vol 4, No 1 (2016): February 2016 ]]>
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DOI: 10.14724/jh.v4i1.52
<![CDATA[This study aims to know the implementation of Murabahahh financing inSulselbar Syariah Bank Makassar and the conformity of its implementation to PSAKNo. 102. This study used descriptive comporative method to describe and indicatethe condition deeply the implementation of Murabahahh financing in PT BankSulselbar Syariah Makassar. The result of this research indicated that theimplementation of Murabahahh financing in PT Bank Sulselbar Syariah Makassarhas been suitable with PSAK 102 which sale and purchase agreement with the sellingprice of goods at cost plus an agreed profit which the seller must disclose theacquisition cost of the item to the buyer]]>
