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Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
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Core Subject : Economy,
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
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Does Shariah Supervisory Board Matter in Explaining Islamic Social Reporting by Indonesian Islamic Commercial Banks? Rifdah Safinatun Najah; Dita Andraeny
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp235-248

Abstract

ABSTRACT This study aimed to investigate the impact of Sharia Supervisory Board (SSB) on Islamic Social Responsibility (ISR) by Islamic Commercial Banks in Indonesia. Secondary data were collected from the annual reports of 14 Islamic Commercial Banks in Indonesia from 2010 to 2020, resulting in 125 firm-year data. A panel data regression was applied to analyze the data. The analysis results show that SSB age, cross-membership, and meeting frequency have a positive effect on ISR, whereas size has a negative effect. However, this analysis results did not manage to support the effect of SSB qualifications (Ph.D.) and expertise on ISR. The findings imply that SSB needs to increase the frequency of meetings to improve its supervisory function over Shariah banks' management, including in encouraging more comprehensive ISR disclosure. The contribution of this research is that research focuses on the characteristics of SSB on ISR by using Sharia Enterprise Theory (SET) to provide a better understanding of how these factors influence the implementation of ISR in the sharia context. Keywords: Sharia Supervisory Board Characteristics, Social Reporting, Islamic Bank, Indonesia ABSTRAK Tujuan dari penelitian ini adalah untuk menyelidiki dampak SSB terhadap Islamic Social Reporting (ISR) oleh Bank Umum Syariah di Indonesia. Data sekunder dikumpulkan dari laporan tahunan 14 Bank Umum Syariah di Indonesia sejak 2010 hingga 2020, menghasilkan 125 data firm-year. Regresi data panel diterapkan untuk menganalisis data. Hasil analisis menunjukkan bahwa usia SSB, lintas keanggotaan, dan frekuensi pertemuan berpengaruh positif pada ISR, sedangkan ukuran berpengaruh negatif. Namun hasil analisis ini tidak mendukung pengaruh kualifikasi (Ph.D.) dan keahlian SSB terhadap ISR. Temuan ini menyiratkan bahwa DPS perlu meningkatkan frekuensi pertemuan dalam rangka meningkatkan fungsi pengawasan terhadap manajemen bank syariah, termasuk dalam mmendorong pengungkapan ISR yang lebih komprehensif. kontribusi dalam penelitian ini yaitu Penelitian memfokuskan pada karakteristik SSB terhadap ISR dengan menggunakan Syariah Enterprise Theory (SET) untuk memberikan pemahaman yang lebih baik tentang bagaimana faktor-faktor tersebut mempengaruhi pelaksanaan ISR dalam konteks syariah. Kata Kunci: Karakteristik Dewan Pengawas Syariah, Pelaporan Sosial, Bank Syariah, Indonesia. REFERENCES Abdullah, W. A. W., Percy, M., & Stewart, J. (2013). Shari'ah disclosures in Malaysian and Indonesian Islamic banks The Shari'ah governance system. Journal of Islamic Accounting and Business Research, 4(2), 100–131. doi:10.1108/JIABR-10-2012-0063 Adiertanto, C. P., & Chariri, A. (2013). 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The Influence of Islamic Service Quality and Trust on Customer Satisfaction and Intention in Reusing The Services in The Implementation of Umrah and Special Hajj Pilgrimage Abdul Subhan; Achmad Firdaus Firdaus; Mukhamad Najib
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp275-289

Abstract

ABSTRACT: Seeing the high potential for Umrah and Special Hajj departures, with a very large number of Umrah and Special Hajj travel, making competition between travel even higher.  This study aimed to determine the effect of Islamic service quality and trust on customer satisfaction, which will relate to interest in using it again. The method used in this research was the quantitative exploratory method. The participants in this study were Umrah and Special Hajj pilgrims who are registered with Hajj and Umrah organisers with official permits and domiciled in Java. The sampling technique in this study was probability random sampling with a total sample of 100 respondents. The analysis technique of the study was SEM-PLS  by using the SmartPLS 3.2.9 application. The results showed that the quality of Islamic services provided by the travel company and the trust of pilgrims have a significant influence on customer satisfaction felt by Umrah and Special Hajj pilgrims, which also affects their interest in reusing Umrah and Special Hajj services at the travel company. This research is very useful for Hajj and Umrah travel organisers in Indonesia in order to improve the quality of organising Hajj and Umrah for the comfort and solemnity of customers' worship. Keywords: Islamic Service quality, trust, service satisfaction, re-patronage Intention. ABSTRAK: Melihat tingginya potensi keberangkatan Umroh dan Haji Khusus, serta jumlah travel penyedia layanan tersebut yang sangat banyak, membuat persaingan antar travel semakin tinggi.  Penelitian ini bertujuan untuk mengetahui pengaruh kualitas pelayanan islami dan kepercayaan terhadap kepuasan pelanggan, yang akan berhubungan dengan minat pelanggan untuk menggunakan jasa dan layanan kembali. Metode yang digunakan dalam penelitian ini adalah metode eksplanatori kuantitatif. Partisipan dalam penelitian ini adalah jamaah umroh dan haji khusus yang terdaftar pada penyelenggara haji dan umroh yang memiliki izin resmi dan berdomisili di Pulau Jawa. Teknik pengambilan sampel dalam penelitian ini adalah probability random sampling dengan jumlah sampel sebanyak 100 responden. Teknik analisis dalam penelitian ini adalah SEM-PLS dengan menggunakan aplikasi SmartPLS 3.2.9. Hasil penelitian menunjukkan bahwa kualitas pelayanan islami yang diberikan oleh perusahaan travel dan kepercayaan jamaah memiliki pengaruh yang signifikan terhadap kepuasan pelanggan yang dirasakan oleh jamaah umroh dan haji khusus, yang juga berpengaruh terhadap minat mereka untuk menggunakan kembali jasa pelayanan umroh dan haji khusus pada perusahaan travel tersebut. 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Compliance Factors of Paying Zakat on Trade for Muslim Fashion Traders at Pusat Grosir Surabaya Abdur Rahman Rofi; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp220-234

Abstract

ABSTRACT This study aimed to determine the effect of education level, income, and self-satisfaction on the compliance of Muslim fashion traders at the Pusat Grosir Surabaya in paying trade zakat. This study used a quantitative research approach, the SEM-PLS analysis technique involving 44 respondents, and purposive sampling technique. The criteria were traders at the Pusat Grosir Surabaya, muslim, have fulfilled haul and nishab, and have paid trade zakat. The research data was in the form of primary data obtained from online questionnaires using a Likert scale with statements from strongly disagree to strongly agree. The findings in this study indicate that income has a significant effect on the compliance of traders in paying trade zakat, while the variables of education level and self-satisfaction have no significant effect. The implication of this research in the development of science is to contribute to literature regarding the factors that influence traders in paying trade zakat. In addition, the implications for zakat practitioners and zakat management institutions that need to be considered are the level of education which has little effect on compliance with trade zakat payments, so it is necessary to increase literacy regarding trade zakat through other media besides religious lessons taught in formal education. Keywords: Trade Zakat, Zakat Compliance, Self Satisfaction, Education Level, Income. ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh tingkat pendidikan, pendapatan, dan kepuasan diri terhadap kepatuhan pedagang busana muslim di Pusat Grosir Surabaya dalam membayar zakat perdagangan. Penelitian ini menggunakan pendekatan penelitian kuantitatif dan menggunakan teknik analisis SEM-PLS dengan melibatkan 44 responden serta menggunakan purposive sampling yang kriterianya adalah pedagang di Pusat Grosir Surabaya, beragama islam, sudah memenuhi haul dan nishab, serta pernah membayar zakat perdagangan. Data penelitian berupa data primer yang didapatkan dari hasil kuisioner dengan menggunakan skala Likert dengan keterangan sangat tidak setuju hingga sangat setuju. Temuan pada penelitian ini menunjukkan bahwa pendapatan berpengaruh signifikan terhadap kepatuhan para pedagang dalam membayar zakat perdagangan, sedangkan variabel tingkat pendidikan dan kepuasan diri tidak memiliki pengaruh signifikan. Implikasi penelitian ini dalam pengembangan ilmu pengetahuan yaitu memberikan kontribusi literature mengenai faktor yang mempengaruhi pedagang dalam membayar zakat perdagangan. 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S. (2013). Analisis faktor-faktor yang memengaruhi tingkat kepatuhan membayar zakat: Studi Kasus Kabupaten Bogor. Jurnal Al-Muzara'ah, 1(1), 83-106. Muliati, Y. E., & Widiastuti, Y. (2014). Pengembangan model pembelian berulang pada pusat grosir dengan antiseden brand, quality, patron status, fashion involvment, dan store atmosphere. NeO-Bis: Jurnal Berkala Jemu Ekonomi, 8(2), 147-163. Mursidah, R., Sirajuddin, S., & Akramunnas, A. (2022). Pengaruh religiusitas dan pendapatan terhadap kepatuhan membayar zakat hasil tambak. Al Maal: Journal of Islamic Economics and Banking, 4(1), 106-118. doi:10.31000/almaal.v4i1.5918 Novia, N., Noor, I., & Ekawaty, M. (2018). Analisis pengaruh faktor non-ekonomi terhadap sikap pedagang Madura dalam membayar zakat perdagangan. Al-Muzara'ah, 6(1), 61–76. doi:10.29244/jam.6.1.61-76 Nugroho, N. E., & Indahingwati, A. (2020). 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Intention to Buy Halal Cosmetics based on Social Media Activities, Brand Equity, and e-WOM Syifa Rofifa Putri Rizq; Istyakara Muslichah
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp249-261

Abstract

ABSTRACT This study aimed to analyze the impact of social media marketing activities on the intention to buy halal skin care products because previous studies showed that there were still inconsistencies in the findings regarding what factors can influence consumer buying interest. This study used a quantitative approach with purposive sampling technique. the sample criteria of this study was social media users who follow halal cosmetic's account with a total of 200 respondents. The data analysis technique used in this study was the PLS-SEM method. The variables in this study were social media marketing activities, brand equity, electronic Word Of Mouth, and purchase intention. The results of this study indicate that social media marketing activities have a positive effect on brand equity, brand equity has a positive effect on electronic word of mouth, and the relationship between electronic word of mouth is stated to be positive on purchase intention. However, social media marketing activities do not significantly affect purchase intentions. The contribution of this research is that entrepreneurs can be encouraged to pay attention to the potential of social media marketing activities in forming patterns of developing marketing strategies because they can affect brand equity, electronic word of mouth, which in turn can encourage purchase intentions for halal skin care products. Keywords: Social Media Marketing Activity, Brand Equity, electronic Word Of Mouth (e-WOM), Purchase Intention. ABSTRAK Penelitian ini bertujuan untuk menganalisis dampak aktivitas pemasaran media sosial pada niat beli produk perawatan kulit halal karena pada penelitian-penelitian sebelumnya masih terdapat ketidakkonsistenan pada hasil temuan mengenai faktor apa saja yang dapat mempengaruhi minat beli konsumen. Metode dalam penelitian ini menggunakan pendekatan kuantitatif. Dengan teknik sampel purposive, sampel penelitian ini adalah pengguna media sosial yang mengikuti media sosial produk perawatan kulit halal dengan jumlah 200 responden. Teknik analisis data yang digunakan penelitian ini memakai metode PLS-SEM. Variabel pada penelitian ini yakni aktivitas pemasaran media sosial, ekuitas merek, electronic Word Of Mouth, dan niat beli. Hasil penelitian ini menunjukkan bahwa aktivitas pemasaran media sosial berpengaruh positif terhadap ekuitas merek, ekuitas merek terhadap electronic word of mouth memiliki pengaruh positif. Hubungan antara electronic word of mouth dinyatakan positif terhadap niat beli. Akan tetapi, pengaruh aktivitas pemasaran media sosial tidak signifikan mempengaruhi niat beli. Kontribusi penelitian ini agar pelaku bisnis memperhatikan potensi aktivitas pemasaran media sosial dalam membentuk pola pengembangan strategi pemasaran karena dapat mempengaruhi ekuitas merek, electronic word of mouth, yang pada akhirnya dapat mendorong niat beli pada produk perawatan kulit halal. Kata Kunci: Aktivitas Pemasaran Media Sosial, Ekuitas Merek, electronic Word Of Mouth (e-WOM), Niat Beli REFERENSI Abdillah, W. (2018). Metode penelitian terpadu sistem informasi: permodelan teoritis, pengukuran dan pengujian statistis. Yogyakarta: Andi Adriani, L. (2020). Pengaruh Islamic Religiosity dan Halal Knowledge terhadap purchase intention kosmetik halal dimediasi oleh attitude terhadap produk halal di Indonesia. AL-MUZARA'AH, 8(1), 57–72. Ahmad, F., & Guzman, F. (2021). Brand equity, online reviews, and message trust: The moderating role of persuasion knowledge. Journal of Product & Brand Management, 30(4), 549–564. doi:10.118/JPBM-09-2019-2564 Aji, P., Nadhila, V., & Sanny, L. 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The Influence of Electronic Word of Mouth (E-Wom), brand image, product knowledge on purchase intention. Jagaditha: Jurnal Ekonomi dan Bisnis, 5(2). Kurniawati, L. M. (2019). Effect of product quality and brand equity on buying interest. Journal of Digital Marketing and Halal Industry, 1(1), 75–82. doi:10.21580/jdmhi.2019.1.1.4369 Ngah, A. H., Gabarre, S., Han, H., Rahi, S., Al-Gasawneh, J. A., & Park, S. (2021). Intention to purchase halal cosmetics: do males and females differ? A multigroup analysis. Cosmetics, 8(1), 19. doi:10.3390/cosmetics8010019 Pasharibu, Y., & Nurhidayah, A. (2021). Digitalization strategies through brand image, celebrity endorser, and EWOM of Indonesian halal product towards a purchase decision. International Journal of Economics, Business and Accounting Research (IJEBAR), 5(3), 2771–2782. doi:10.29040/ijebar.v5i3.3034 Prasetio, A., Rahman, D., Sary, F., Pasaribu, R., & Sutjipto, M. (2022). The role of Instagram social media marketing activities and brand equity towards airlines customer response. International Journal of Data and Network Science, 6(4), 1195–1200. doi:10.5267/j.ijdns.2022.6.014 Schivinski, B., & DÄ…browski, D. (2013). The impact of brand communication on brand equity dimensions and brand purchase intention through Facebook. Journal of Research in Interactive Marketing, 9(1), 31–53. doi:10.1108/JRIM-02-2014-0007 Seo, E.-J., & Park, J.-W. (2018). A study on the effects of social media marketing activities on brand equity and customer response in the airline industry. Journal of Air Transport Management, 66, 36–41. doi:10.1016/j.jairtraman.2017.09.014 Sharma, S., Singh, S., Kujur, F., & Das, G. (2020). Social media activities and its influence on customer-brand relationship: An empirical study of apparel retailers' activity in India. 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Macroeconomics, sharia, and economic inequality in The Organization of Islamic Cooperation (OIC): An empirical study Zakwan Asrari; Taosige Wau
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp203-219

Abstract

ABSTRACT This study aimed to determine the factors that influence the level of income inequality in member countries of the Organization of Islamic Cooperation (OC). The research period used was from 2012 to 2021, using the System Generalized Method of Moment (GMM) analysis tool. The variables used consist of the Gini ratio (proxy of income inequality), economic growth, Foreign Direct Investment (FDI), inflation, the average length of schooling (human capital proxy), and corruption perception index (sharia proxy). The results showed that sharia, human, and inflation variables had a negative effect, while economic growth and FDI had a positive and significant effect on income inequality in OIC countries. These results show that in addition to economic factors and human capital, sharia elements cannot be released in overcoming income inequality in OIC countries. Sharia is a driving factor in a more even distribution of income. Keywords: Income Inequality, Organization of Islamic Cooperation (OIC), System Generalized Method of Moment (GMM), Sharia ABSTRAK Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi tingkat ketimpangan pendapatan di negara anggota Organization of Islamic Cooperation (OIC). Periode penelitian yang digunakan adalah dari tahun 2012 sampai dengan tahun 2021, dengan menggunakan alat analisis System Generalized Method of Moment (GMM). Variabel yang digunakan terdiri dari rasio gini (proksi ketimpangan pendapatan), pertumbuhan ekonomi, Foreign Direct Investment (FDI), inflasi, rata-rata lama sekolah (proksi human capital), dan indeks persepsi korupsi (proksi syariah). Hasil penelitian menunjukkan bahwa variabel syariah, human, dan inflasi berpengaruh negatif, sedangkan pertumbuhan ekonomi dan FDI berpengaruh positif  dan signifikan terhadap ketimpangan pendapatan di negara-negara OIC. Hasil ini menunjukkan bahwa selain faktor ekonomi dan human capital unsur syariah tidak bisa dilepaskan dalam mengatasi ketimpangan pendapatan di negara OIC. Syariah menjadi faktor pendorong dalam distribusi pendapatan yang lebih merata. Kata kunci: Ketimpangan Pendapatan, Organization of Islamic Cooperation (OIC), System Generalized Method of Moment (GMM), Syariah
Islamic Capital Market Integration in 5 ASEAN Countries in the Covid-19 Era Muhammad Ryan Romadhon; Siti Mutmainah
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp262-274

Abstract

ABSTRACT The purpose of this study was to analyze the short-term and long-term relationship between the Islamic capital markets of 5 selected countries in the Covid-19 era. This study used a quantitative approach using weekly secondary data from January 2020 to December 2022. The data analysis model used Vector Auto Regression (VAR) analysis. The results of this study show that in the short term, variants in the capital market will change due to shocks in other ASEAN Islamic capital markets, but short-term deviations in the Islamic capital market will adjust in the long term. meanwhile, in the long run, Islamic capital markets in ASEAN countries that were tested, have integrated despite the occurrence of a health crisis that also has an impact on the financial crisis. This provides an opportunity for investors to mitigate risks and increase profit margins, especially in Islamic stock exchanges in ASEAN countries. On the other hand, this research allows investors to reformulate a more diversified portfolio after the Covid-19 pandemic. Keywords: Integration, Islamic Capital Market, ASEAN, Covid 19 ABSTRAK Tujuan dari penelitian ini adalah untuk menganalisis hubungan jangka pendek dan jangka panjang antara pasar modal syariah 5 negara terpilih di era Covid-19. Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan data sekunder mingguan januari 2020 sampai dengan desember 2022. Model analisis data menggunakan analisis Vector Auto Regression (VAR). Hasil penelitian ini menunjukkan bahwa dalam jangka pendek, varian di pasar modal akan berubah karena guncangan di pasar modal syariah ASEAN lainnya, namun penyimpangan jangka pendek di pasar modal syariah akan menyesuaikan dalam jangka panjang. sementara dalam jangka panjang, pasar modal syariah di negara-negara ASEAN yang teruji, memiliki integrasi meskipun terjadi krisis kesehatan yang juga berdampak pada krisis keuangan. Hal ini memberikan suatu kesempatan bagi para investor untuk memitigasi risiko dan memperbesar margin keuntungan terutama di bursa saham syariah negara ASEAN. Disisi lain, dengan adanya penelitian ini memungkinkan membantu para investor untuk merumuskan kembali portofolio yang lebih terdiversifikasi setelah terjadinya pandemi covid-19. Kata Kunci: Integrasi, Pasar Modal Syariah, ASEAN, Covid 19 REFERENCES Abd. Majid, M. S. (2018). Who Co-Moves The Islamic Stock Market of Indonesia -The US, The UK, or Japan? Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 10(2), 267–284. doi:10.15408/aiq.v10i2.7288 Abdul Karim, B., & Abdul-Rahman, A. (2020). Market integration in asean-5: Evidence of Islamic and conventional stock markets. Polish Journal of Management Studies, 21(1), 186–198. doi:10.17512/pjms.2020.21.1.14 Abdulkarim, F. M., Akinlaso, M. I., Hamid, B. A., & Ali, H. S. (2020). The nexus between oil price and Islamic stock markets in Africa: A wavelet and Multivariate-GARCH approach. 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Faktor-Faktor yang menjadi penghambat bagi mahasiswa dalam memiliki investasi (Studi kasus pada mahasiswa Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Ar-Raniry). Global Journal of Islamic Banking and Finance, 2(1), 82–109. doi:10.22373/jihbiz.v2i1.8580 Nurlina., Abubakar, A., & Khalid, R. (2022). Investasi perspektif Al-Qur'an (Studi menggunakan metode Maudhu'i). E-QIEN: Jurnal Ekonomi dan Bisnis, 11(1), 997–1004. doi:10.34308/eqien.v11i1.832 Oceania, F. G., & Ardiansyah, M. (2023). Dampak shock pada indeks saham syariah global dan indeks saham syariah Regional Asean terhadap perubahan harga saham pada Jakarta Islamic Index Periode 2020-2022 2(03). (Thesis Magister, Universitas Islam Negeri Sunan Kali Jaga) https://digilib.uin-suka.ac.id/id/eprint/55880/ Pajar, R. C., & Pustikaningsih, A. (2017). Pengaruh Motivasi Investasi Dan Pengetahuan Investasi Terhadap Minat Investasi Di Pasar Modal Pada Mahasiswa Fe Uny. Profita: Kajian Ilmu Akuntansi, 5(1), 1–16. Pardal, P., Dias, R., Suler, P., Teixeira, N., & Krulicky, T. (2020). Integration in Central European capital markets in the context of the global COVID-19 pandemic. Equlibrium: Quarterly Journal of Economics and Economic Policy, 15(4), 627-650. doi:10.24136/eq.2020.027 Peristiwo, H. (2016). Analisis minat investor di kota Serang terhadap investasi syariah pada pasar modal syariah. Jurnal Ekonomi Keuangan dan Bisnis Islam, 7(1), 37–52. doi:10.32678/ijei.v7i1.7 Prasetyo, T. A. (2022). Analisis indeks harga saham syariah internasional dan variabel makro ekonomi terhadap Jakarta Islamic Index. At Tawazun, 10(01), 41–53. Qizam, I., Ardiansyah, M., & Qoyum, A. (2020). Integration of Islamic capital market in ASEAN-5 countries: Preliminary evidence for broader benefits from the post-global financial crisis. Journal of Islamic Accounting and Business Research, 11(4), 811–825. doi:10.1108/JIABR-08-2019-0149 Rabbani, I. A., & Saputra, I. (2022). Financial literacy dan overconfidence dalam keputusan investasi. Journal of International Management, 1(1),1–18. Romadhon, M. R., & Ardiansyah, M. (2022). Analisis Pasar Modal Syariah 5 Negara ASEAN di Era Pandemi. E-Journal Ekonomi Bisnis dan Akuntansi Universitas Jember, 9(1), 36–41. doi:10.19184/ejeba.v9i1.30412 Saiti, B. (2015). Cointegration of Islamic stock indices: Evidence from five ASEAN countries. International Journal of Scientific & Engineering Research. 6(7), 1392–1405. Sims, C. A. (1972). Money, income, causality. The American Economic Review, 62(4), 540–552. Siregar, P. A., Sari, S., & Batubara, M. (2022). Perspektif perkembangan dan tantangan pasar modal di Indonesia. Economic Reviews Journal, 2(1), 923–926. Sn, A., & Rahayu, S. E. (2022). Pengaruh indeks saham syariah Jepang (Djijp) dan inseks saham syariah Malaysia (Djmy25d) terhadap indeks saham syariah Indonesia (Issi). Point: Jurnal Ekonomi & Manajemen, 4(1), 53–66. Storey, I., & Choong, W. (2022). 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Corporate Image As Mediator of Islamic Marketing Mix to Intention in Becoming a Customer of Bank Syariah Indonesia in East Java Hani Rosanti; Yayuk Sri Rahayu
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp305-321

Abstract

ABSTRACT This study aimed to determine the effect of Islamic marketing mix on the intention of the people of East Java to become BSI customers mediated by corporate image. This research method used was quantitative research. The sampling technique in this study used a convenience sampling technique. The research sample was 175 respondents. Respondents were taken from the people of East Java, both those who have become BSI bank customers and those who have the potential to become BSI bank customers. Data was collected by distributing questionnaires. Researchers used questionnaires on the Google form and conducted interviews with some people in the East Java region with the aimed of obtaining information. The results of the study show that there is no influence between the Islamic marketing mix on the intention to become a customer which is mediated by corporate image. This is because the public's intention in becoming customers of BSI bank is mostly motivated by factors or encouragement from oneself, agency obligations, products offered by BSI bank in accordance with community needs, and so on. So, the corporate image is still not able to mediate the Islamic marketing mix on the intention in becoming a customer of BSI bank in East Java. The Islamic marketing mix can influence people's intention in becoming customers, but not the Islamic marketing mix which is mediated by corporate image. The results of this study should be used by BSI bank to improve its corporate image which is a merger of three banks in order to attract the intention of the people of East Java to become customers at BSI bank. Keywords: Corporate Image, Islamic Marketing Mix, Public Intention, Customers ABSTRAK             Penelitian ini bertujuan untuk mengetahui pengaruh Islamic marketing mix terhadap minat masyarakat Jawa Timur menjadi nasabah BSI yang dimediasi oleh citra perusahaan. Metode penelitian ini menggunakan penelitian kuantitatif. Teknik pengambilan sampel dalam penelitian ini menggunakan teknik convenience sampling. Sampel penelitian berjumlah 175 responden. Responden diambil dari masyarakat wilayah Jawa Timur, baik yang sudah menjadi nasabah bank BSI maupun yang berpotensi menjadi nasabah bank BSI. Data dikumpulkan melalui penyebaran kuesioner. Peneliti menggunakan kuisioner pada google form serta melakukan wawancara kepada sebagian masyarakat wilayah Jawa Timur yang bertujuan untuk mendapatkan keterangan atau informasi. Hasil penelitian menunjukkan bahwa tidak terdapat pengaruh antara Islamic marketing mix terhadap minat menjadi nasabah yang dimediasi oleh citra perusahaan. Hal ini dikarenakan minat masyarakat menjadi nasabah bank BSI sebagian besar masih dilatarbelakangi oleh factor atau dorongan dari diri sendiri, kewajiban instansi, produk yang ditawarkan bank BSI sesuai dengan kebutuhan masyarakat, dan lain sebagainya. Jadi, citra perusahaan masih belum dapat memediasi Islamic marketing mix terhadap minat menjadi nasabah bank BSI di Jawa Timur. Islamic marketing mix dapat mempengaruhi minat masyarakat menjadi nasabah, namun tidak dengan Islamic marketing mix yang dimediasi oleh citra perusahaan. Hasil penelitian ini dapat digunakan oleh bank BSI untuk meningkatkan citra perusahaannya yang termerger dari tiga bank agar dapar menarik minat masyarakat Jawa Timur menjadi nasabah di bank BSI.  Kata Kunci: Citra Perusahaan, Islamic Marketing Mix, Minat Masyarakat, Nasabah REFERENCES Azizuddin, Maksum & Fikriah. (2020). Bauran pemasaran dan minat beli konsumen produk kosmetik Wardah dalam perspektif Islam. 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Determinants of Crowdfunder Intention on Using The Crowdfunding-Waqf Model: A Case Study of Kitabisa.Com Applications Anggun Adilah Maharani; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp290-304

Abstract

ABSTRACT   This study aimed to analyze the influence of variable factors in the UTAUT2 (Unified Theory of Acceptance and Use of Technology) model on behavioral intention to use CWM (Crowdfunding-Waqf Model) in the Kitabisa.com application. The population used in this study were active users of the Kitabisa.com application, which are spread throughout Indonesia. Data collection techniques in this study used survey techniques by distributing questionnaires online to 174 respondents. The sampling technique used in this study was purposive sampling, which is a sampling technique with certain criteria. This study used the SEM-PLS analysis technique. The results of this study indicate that the Effort Expectancy (EE) and Habit (HB) variables have a significant positive effect on behavioral intention to use CWM (Crowdfunding-Waqf Model) in the Kitabisa.com application, thus wakif really considers the ease of use of  technology and habits as a determining factor in the adoption of a technology, while 5 other variables, namely Performance Expectancy (PE), Price Value (PV), Social Influence (SI), Hedonic Motivation (HM), and Facilitating Condition (FC) variables have no significant positive effect on behavioral intention to use CWM (Crowdfunding-Waqf Model). The reason of these 5 variables are not significant is because the test results from the Hypothesis Test showed a number that was greater than the significance level of 5% or 0.05. Thus, the dependent variable in the form of Behavioral Intention to Use is only influenced by the Effort Expectancy (EE) and Habit (HB) variables. The contribution of this research is to encourage the policy makers to make policies or laws and regulations that can optimize the benefits of developing the waqf crowdfunding model (CWM) and protect all processes related to the use of productive waqf assets whose funds are collected from the Kitabisa.com application. Keywords: Crowdfunding Waqf Model, Kitabisa.com Application, Unified Theory of Acceptance and Use of Technology, Productive Waqf ABSTRAK Peneltian ini bertujuan untuk menganalisis pengaruh faktor variabel di dalam model UTAUT2 (Unified Theory of Acceptance and Use of Technology) terhadap behvioral intention to use CWM (Crowdfunding-Waqf Model) pada aplikasi Kitabisa.com. Populasi yang digunakan dalam penelitian ini adalah pengguna aktif aplikasi KitaBisa.com yang tersebar di seluruh Indonesia. Teknik pengumpulan data pada penelitian ini menggunakan Teknik survey dengan membagikan kuesioner secara online kepada 174 responden. Jenis pengambilan sampel yang digunakan Purposive sampling yaitu teknik penentuan sampel dengan kriteria tertentu. Penelitian ini menggunakan Teknik analisis SEM-PLS. Hasil penelitian ini menunjukkan bahwa variabel Effort Expectancy (EE) dan variabel Habit (HB) berpengaruh positif signifikan terhadap behvioral intention to use CWM (Crowdfunding-Waqf Model) dalam aplikasi Kitabisa.com, dengan demikian wakif sangat mempertimbangkan kemudahan dalam penggunaan suatu teknologi dan kebiasaan merupakan faktor penentu dalam adopsi suatu teknologi, sementara 5 variabel lainnya yaitu variabel Performace Expectancy (PE), Price Value (PV), Social Influence (SI), Hedonic Motivation (HM), dan variabel Facilitating Condition (FC) tidak berpengaruh positif signifikan terhadap behvioral intention to use CWM (Crowdfunding-Waqf Model). Adapun alasan 5 variabel tersebut tidak signifikan adalah karena hasil pengujian dari Uji Hipotesis menunjukkan angka yang lebih besardari tingkat signifikansi 5% atau 0.05. Dengan demikian, variabel dependen berupa Behavioral Intention to Use hanya dipengaruhi oleh variabel Effort Expectancy (EE) dan variabel Habit (HB) di dalam penelitian ini. Kontribusi dari adanya penelitian ini bagi para policy maker adalah dapat membuat kebijakan atau peraturan perundang-undangan yang dapat mengoptimalkan manfaat dari pengembangan Crowdfunding wakaf model (CWM) dan melindungi segala proses terkait pemanfaatan asset-aset wakaf produktif dan dana yang dikumpulkan dari aplikasi Kitabisa.com. Kata Kunci: Crowdfunding Wakaf Model, Aplikasi Kitabisa.com, Unified Theory of Acceptance and Use of Technology, Wakaf Produktif REFERENCES Alalwan, A. A. (2020). Mobile food ordering apps: An empirical study of the factors affecting customer e-satisfaction and continued intention to reuse. 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Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
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