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Jurnal Al-Qardh

qardh
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Published by Institut Agama Islam Negeri Palangka Raya

ISSN : 23546034 EISSN : 25990187 DOI : 10.23971/jaq.v1i2.

Core Subject : Religion, Economy, Humanities, Social,

Religion Humanities Economics, Econometrics & Finance Social Sciences

Journal Alqardh published by Faculty of Islamic Economics and Business is aimed at being a medium for research results dissemination and scientific papers on the Indonesian economy and business among international academics, practitioners, regulators, and public. The Alqardh is issued two times annually, i.e., in July, and Desember. The Editor receives research manuscripts that not have been offered for publication elsewhere. Since its first issue published in 2016, the Journal Al-Qardh has more progress. Its commitment toward the development of education, especially in the realm of research, the aim Alqardh being a prestigious scholarly periodical in the world on the Indonesian economy and business

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 198 Documents

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PROBLEMATIKA PEDAGANG BUAH KAKI LIMA DI KOTA PALANGKA RAYA Sofyan Hakim; Sali Sali; Akhmad Alfauji
AL-QARDH Vol 3, No 2 (2018): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

The problem of fruit street vendors is because they open their trade use the part of fruit street or sidewalk and other places for public’s importance that not for the trade and the place that not belong to them that’s way the street vendors become a difficult problem to solve well. The research problem are 1) What is the problem faced by fruiterer when trading in Palangka Raya City? 2) How does the view from the fruiterer about the government’s role in helping the fruiterer when trading?.This research used field research and used qualitative approach. The object of this research was the problem faced by fruiterers at Palangka Raya City. The subject of this research was the fruiterers that trade at sidewalk. The data collection technique used interview, observation and documentation.The result of this research shows that 1) There is no special place for street vendors that make them difficult to trading. 2) The street vendors hopefully for government to gave them a special place for trade especially for the fruiterers.

SKEPTISME NASABAH TERHADAP KLAIM SYARIAHDARI PERBANKAN SYARIAH DI INDONESIA Alex Fahrur Riza
AL-QARDH Vol 2, No 2 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

This study aims to examine the factors that affect level of skepticism of Islamic bank customers where researchers try to see the paradigm of thinking and consumer attitude using the perspective of Theory of Reason Action (TRA)from Ajzen and Fishbein (1980). The survey was conducted on 597 Islamic bank customers using a Google form distributed online. All hypotheses proposed in this study are supported. These results show that in the context of Islamic banking in Indonesia, researchers find that the level of skepticism will decrease as customers better understand the information received and evaluate information according to their needs and according to their expectations. Researchers try to contribute both practically and theoretically.First, practically this research provides important information for practitioners that customers still have a skeptical attitude towards sharia claims from Islamic banking. Finally, theoretically this study contributes to the literature by testing the skepticism of Islamic banking customers which is still a research gap in marketing research and consumer behavior in general and the research of sharia banking in particular.

PERAN PEMERINTAH TERHADAP LANJUT USIA PADA PANTI SOSIAL TRESNA WERDHA SINTA RANGKANG DI KOTA PALANGKA RAYA Rahmaniar Rahmaniar; Enriko Tedja Sukmana; Sri wulandari
AL-QARDH Vol 1, No 2 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Elderly was someone who was at the age of 60 years and older with conditions of reduced function of the health, social and economic.The condition was often the elderly had problems in terms of neglected or abandoned by families and communities. Overcoming the problems of the elderly in neglected or abandoned, the government has been providing social welfare institution of Tresna Werdha Sinta Rangkang for the elderly. Social welfare institution was a residence for the elderly who did not had a place to stay with the purpose of empowering the neglected elderly and abandoned. However, such observations can be in social welfare institution have a policy that only receives elderly healthy and independent. In fact, that should be more in need were elderly who were not in these circumstances in order to be empowered in this social institution.Then, with the issue of this study discusses the role of government to the elderly at social welfare institution of tresna Werdha Sinta rangkang in the city of Palangkaraya. The formulation of the problem, namely: (1) What is the role of government on the economy of the elderly in the city of Palangkaraya. (2) How is the role of government to the elderly in Social Welfare Institution Tresna Werdha Sinta rangkang.This study, a field research using qualitative descriptive approach.The object of this study is the role of government in the city of Palangka Raya and the research subject is the section head elderly Provincial and head of the Social Welfare Institution of Tresna Werdha Sinta Rangkang in the city of Palangkaraya. Methods of data collection by observation, interview and documentation. This results indicate that the function of government on the economy of the elderly in the city of Palangka Raya with the function of community empowerment through productive economic business assistance program. The assistance was in addition to venture capital for income elderly. Then the role of the government to social welfare institution Tresna Werdha Sinta Rangkang with service function society through meeting the needs of the elderly both in compliance with food and clothing and health care. It was the role of government to the elderly was maximal however, further enhanced by not limiting the client acceptance process

AKUNTANSI DALAM ERA URBAN BERDASARKAN PERSPEKTIF PANCASILA DAN AL-QURAN Geovani Geovani; Erina Sudaryati
AL-QARDH Vol 3, No 1 (2018): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Urban society is a group of social creatures that need each other in a common life called the community. Accounting as a science is used every day and every moment in human life. Pancasila is also proved to have a meaning related to that has been written in the Quran as the holy book of Muslims. This paper will discussed about accounting in the urban era based on the point of view of Pancasila and Al-Quran. This research is based on the ontology aspect of the relitas that occurs in Indonesian urban society.

PERSPEKTIF IMAM MALIK TENTANG PENGAWASAN HARGA (STUDI TERHADAP HARGA SEMBAKO OLEH DINAS PERINDUSTRIAN DAN PERDAGANGAN KOTA PALANGKA RAYA) Sadiani Sadiani; Siti Maisyaroh
AL-QARDH Vol 2, No 2 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Penelitian ini tentang perspektif Imam Malik tentang pengawasanharga (studi terhadap harga sembako oleh Dinas Perindustrian dan Perdagangan Kota Palangka Raya. Fokus penelitian ini tentang: fenomena harga sembako di pasar Palangka Raya. Peran Dinas Perindustrian dan Perdagangan dalam melakukan pengawasan harga sembako di pasar Palangka Raya, Perspektif Imam Malik terhadap pengawasan harga sembako yang dilakukan oleh Dinas Perindustrian dan Perdagangan Kota Palangka Raya. Metode yang digunakan dalam penelitian ini adalah penelitian lapangan (field research) dengan pendekatan kualitatif dan pendekatan fiqh. Objek penelitian adalah harga sembako sedangkan subjeknya Dinas Perindustrian dan Perdagangan Kota Palangka Raya. Teknik pengumpulan data terdiri dari observasi, wawancara, dan dokumentasi, dilanjutkan dengan pengabsahan data dan analisis data. Hasil penelitian dan analisis menunjukan bahwa fenomena harga sembako di pasar Palangka Raya, fluktuatif yaitu turun-naik, manakala harga naik disebabkan beberapa faktor; sembako dipasok berasal dari Jawa, gagal panen, biaya sewa lapak mahal, menjelang bulan ramadhan hingga menjelang idul fitri dan hari natal. Peran Dinas Perindustrian dan Perdagangan Kota Palangka Raya dalam melakukan pengawasan harga sembako di pasar Palangka Raya, petugas dari dinas tersebut melaksanakan tugasnya dengan cara memantau ke pasar, melakukan dialog dengan para pedagang sembako, mengadakan operasi pasar dan pasar murah/pasar penyeimbang dan pembinaan kepada para pedagang. Perspektif Imam Malik terhadap pengawasan harga sembako yang dilakukan oleh Dinas Perindustrian dan Perdagangan Kota Palangka Raya, yaitu terdapat sedikit perbedaan. Menurut Imam Malik pemerintah boleh menentukan harga sedangkan Dinas Perindustrian dan Perdagangan Kota Palangka Raya bukan sebagai penentu harga melainkan hanya mengawasi dan mengadakan pasar penyeimbang untuk menstabilkan harga pasar.

E-PAYMENT: INOVASI LAYANAN PENGHIMPUNAN DAN REDISTRIBUSI WAKAF UANG BERBASIS ONLINE DALAM PERCEPATAN PEMBANGUNAN EKONOMI INDONESIA Izra Berakon; Agus Muhammad Irsad
AL-QARDH Vol 2, No 1 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Indonesia as a majorMuslim population country, has a large potential of cash waqf. Indonesian Waqf Board (BWI) predicted the potential of cash waqf in Indonesia is Rp 20 trillion, but had not followed by the effective collection method, so that potential has not been able to develop optimally. On the other hand, technology grown rapidly, followed by the numberof internet users in Indonesia. Based on the data of the Association of Internet Service Providers Indonesia (APJII) shows that internet users in Indonesia by aged 20 years and plus, reached 119.2 million inhabitants. It allows the integration of the effective system of collectingwaqf property. One of the effective collecting efforts done by the government is to establish a waqfbank which role as nadzir beside a liason between wakif with the waqf management institutions. The main duty ofwaqf management institution here is as nadzir who will manage cash waqfproductively and fostering the communityso as toempower the economy. However, the current establishment of waqf bank is still in the process of finalization, so there is no core principle in collecting waqf. Therefore, the purpose of this research is to offer an electronic application of collecting and redistributing cash waqf by the internet networking and the development of the digital era. It concept called e-payment.It choosen an e-payment as the concept, which wakif must fill the balance of waqf bank account from commercial bank accounts owned by wakif. Then wakif choose waqfallocation with options that have been provided by waqfbank.The research method usedis descriptive analysis and conjoint analysis. The final implication by the innovation of the e-payment application is that the existing ease of waqfcollection is expected to be effective and reach many people and able to increase the economy of Indonesian society.

Pengaruh Customer Satisfaction, Brand Trust, dan Customer Feedback Terhadap Customer Loyalty Pada Perusahaan Mobil Suzuki Jhony Putra Satria Arianto
AL-QARDH Vol 1, No 1 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

The background of this research to understand the importance of customer satisfaction will result customer loyalty on consumer’s of automobile. The design of this research applies a research model based on consumer’s of Suzuki Ertiga In Suzuki Indonesia Company which locard in East Bekasi. A total of seventy consumers as respondents were analyzed using multiple regression analysis with SPSS 17. The objectives of this research to examine the importance will result on customer retention and generation of positive word of mouth. The result of this research that the effect of positively Customer Satisfaction, Brand Trust, dan Customer Feedback toward Customer Loyalty. The managerial implication for marketing managers for understanding the importance of customer loyalty to increase company profitability.

Pengaruh Pengamalan Dzikir Asmaa-ul Husna terhadap Peningkatan Kinerja Karyawan pada Industri Manufaktur di Yogyakarta Tahun 2016 Dinik Fitri Rahajeng
AL-QARDH Vol 2, No 2 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Permasalahan kinerja merupakan permasalahan yang banyak diteliti karena kinerja merupakan aspek yang paling penting di dalam keberlangsungan suatu organisasi. Karyawan membolos, pemborosan sumber daya, penggelapan uang, rasa bosan dan malas merupakan permasalahan kinerja yang harus dicari tahu penyebab dan solusinya. Asmaa-ul Husnaa merupakan pintu rahasia terbukanya ilmu-ilmu Alloh, yang akan menuntun kita menuju jalan yang dikehendaki-Nya. Jika pengamalan dan pemahaman Asmaa-ul Husnaa ini diterapkan di dalam pekerjaan maka karyawan akan memiliki kinerja yang unggul dengan cara pengamalan sesuai dengan syarat dan ketentuan seperti yang diajarkan para ulama.Penelitian ini bertujuan untuk memberikan alternatif solusi bagaimana melakukan pembinaan kepada karyawan secara mendasar dengan dzikir Asmaul Husna sehingga kinerja karyawan akan terus meningkat dari waktu ke waktu seiring dengan peningkatan ketulusan bekerja karena Alloh, merasa selalu diawasi Alloh dan kedekatan dengan Alloh yang melahirkan rasa ketenteraman hati dan merasa cukup dengan apa yang dimiliki karena limpahan rahmat dan ampunan.Penelitian ini merupakan jenis penelitian eksplanatori atau penelitian pengujian hipotesis, penelitian ini bertujuan untuk menjelaskan macam hubungan tertentu, pengaruh, atau menetapkan perbedaan antar kelompok atau independensi dari dua atau lebih dalam suatu objek yang diteliti. Data dikumpulkan dengan metode eksperimen yaitu melakukan intervensi terhadap subjek penelitian melalui pengamalan dzikir, kemudian melakukan pengukuran dan observasi pasca pengamalan secara rutin untuk mengatahui pengaruhnya terhadap kinerja karyawan.

MANAJEMEN DANA IURAN RUKUN KEMATIAN DI PUNTUN KOTA PALANGKA RAYA Jirhanuddin Jirhanuddin; Ahmad Dakhoir; Sulistyaningsih Sulistyaningsih
AL-QARDH Vol 1, No 2 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

The existence of rukun kematian (RKM) nowadays is extremely helpful for the society. Therefore, it needs a good management in order to make RKM running well and functioning as the purpose when it was established. However, the result of observation toward RKM Puntun, Palangka Raya showed several inexpediencies about the application of management elements and the distribution of compensation that given by RKM. Then this research discussed about funding management and compensation practices by RKM to its member. There were two problems of the study: (1) How is the funding management in RKM in Puntun, Palangka Raya, (2) Is the distribution of compensation appropriate with ta’awun principal. This research used qualitative-descriptive approach which the object of the study was funding management of RKM Puntun, Palangka Raya and appropriate distribution of compensation with ta’awun principal. Meanwhile, the subject of the study consisted of 3 board members. Collecting data method was used observation, interview, and documentation. Whereas, data validation was proven with triangulation technique then analyzed with collection, reduction, display, and conclusion method. Through various reference of theory that was used in order to support the study. The result of funding management of RKM Puntun, Palangka Raya was not fully applied the management elements. Afterwards, the distribution of compensation of RKM was not fully applied ta’awun principal as well. This can be seen when parties from RKM provides a perind for 3 months against members of the new register, in a period of 3 months before new members receive accident (died), then the member is not entitled to receive compensation from the RKM.

POLIGAMI DAN POWER EKONOMI Ahmad Dakhoir
AL-QARDH Vol 1, No 1 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

The motive of polygamy in Indonesia is very diverse. Public perception against one of the motives of polygamy is very strong due to economic problems. Economic motives as power for of polygamy is not always right.This paper mainstreem denied the presumption that of polygamy carried out by economic forces. In short those who practice polygamy only potentially be implemented for the rich or the elite tier of other groups.Theoretically-normatively basic theory which became one of the parameters can be polygamous in Indonesia, namely the existence of evidence of the husband‟s income would be polygamous is a figure that could provide for the economy to all the wives and children. The result is that a strong economic motive is considered the basis for of polygamy was not entirely right.In Surabaya, for example secretly polygamous husband of 64 polygamous marriages procedural was only earning less than Rp. 17 million. Of these 39% are self-employed husband by profession who earn no more than 2.5 million per month, and 31.3% earn Rp. 4.9 million.While polygamous husband in secret of 56 polygamous marriages only income below 24 million. Of these the most that 50% are self-employed husband by profession who earn no more than 2.4 million every month

Page 5 of 20 | Total Record : 198

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