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Falah : Jurnal Ekonomi Syariah
Published by Universitas Muhammadiyah Malang
ISSN : 25023918     EISSN : 25027824     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
FALAH: Jurnal Ekonomi Syariah is managed by Department of Islamic Economic, Faculty of Islamic Studies, University of Muhammadiyah Malang (p-ISSN 2502-3918, e-ISSN 2502-7824) This journal published two times a year (Pebruary and August) since 2016. The journal presents the results of research in the field of Islamic Economic, Islamic Banking, Islamic Management and so on.
Arjuna Subject : -
Articles 217 Documents
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Persepsi Masyarakat Pengguna Jaminan Kesehatan Nasional (JKN) tentang Pelayanan Kesehatan Masyarakat di RSUD Dr. H. Slamet Martodirdjo Pamekasan Madura Dwi Marita Fitriana A.S Imamul Hakim
Falah: Jurnal Ekonomi Syariah Vol. 2 No. 2 (2017)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v2i2.5108

Abstract

This study aims to determine the public perception of health services that use the program of National Health Insurance in Dr. H. Slamet Martodirdjo Pamekasan Madura as well as the existence of BPJS Health itself. This type of research is descriptive quantitative. Methods of data collection in this study is to use questionnaires (questionnaires) and interviews. The sample in this research is obtained by purposive sampling method. Based on the existing criteria, obtained 168 respondents. Data analysis method is done by using likert scale, with data scoring analysis technique. Based on the results of data analysis from the existing sub-dimensions, some sub dimensions responded positively by the community, some sub dimensions responded to doubt / neutral such as the availability of drugs for patients BPJS, BPJS patient acceptance procedures, and sub dimensions of hospitality, courtesy. The best community response is in the Assurance dimension associated with the availability of a specialist physician with a score of 707 in the agreed category. Neutral response with the highest score of 570 is in the sub-dimension of the doctor trying to calm the patient's anxiety about the illness suffered. In addition there is also a negative response that is in the sub Empathy (concern) related nurses spend a special time to communicate with patients score 404 in the category disagree. In addition to the sub dimensions of access (acess) related service personnel do not discriminate the patient’s economy responded negatively with a score of 398 in the category disagree.
Pemikiran Muhammad Hashim Kamali dalam “Principle of Islamic Jurisprudence” Salman Abdullah Rahmad
Falah: Jurnal Ekonomi Syariah Vol. 2 No. 2 (2017)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v2i2.5109

Abstract

Tradisi hukum Islam (fiqh) mengenal adanya sumber-sumber hukum yaitu Alquran, Sunnah, Ijma’ dan Qiyas. Landasan penetapan hukum model qiyas asy-Syafi’i memiliki kesamaan secara struktur logika dengan cara berfikir Aristoteles. Akan tetapi, landasan penemuan ‘illat hukum harus didasari pada apa yang ditemukan dalam Alquran, Sunnah, dan Ijma’. Dalam konteks ini, peran akal ada tetapi dibatasi oleh peran teks.
Analisis Pengaruh Toko Ritel Modern Terhadap Pendapatan Pedagang Tradisional dalam Perspektif Ekonomi Islam Andi Triyawan
Falah: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v3i1.5830

Abstract

The aim of this research isto find out the influence of retail modern existence through traditional retail seller income at Subdistrict Ngawi Regency Ngawi and discover its solution in islamic economic. And giving some sugestion for retial traditional seller to evolving their business. This research is quantitativefield research, by obtaining primary source from questioner which had devided to traditional retail seller in subdistric Ngawi. The result is showing that, Sig in Coefficient table are about 0,433>0,05 which tell that Ho is rejected, which mean is, there is some effect between the existence of modern retailwith traditional retail seller income in subdistrict Ngawi. And with T-Test also showed that Ho is rejectedwith t-count<t table (-0,031<2,093). Then, we can conclude regresion equation Y’ = 4,539 - 0,031X + e, which means, if the exixtence of modern retail is valued 0, then the income of traditional retail seller is valued 4,539. Because of regresion coefficient the existence of modern retail is about -0,031, then every additional one unit of modern retail will affect to decrease of traditional retail seller income about Rp 0,031.
Analisis Perbandingan Penghimpunan Dana Pihak Ketiga Bank Syariah Sebelum dan Sesudah Kebijakan Tax Amnesty Tk. Umar Johan; Muslikhati Muslikhati
Falah: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v3i1.5831

Abstract

This study aims to reveal the comparison of Third Party Funds (DPK) of sharia bank as Bank Perception Tax Amnesty policy in 2016.This study used a comparative quantitative approach with the subject of research is the Third Party Funds of sharia bank the receiver of Tax Amnesty funds in 2016. The selection of DPK as a research setting based on the existence of funds for bank is vital for business continuity, because without sufficient funds the bank will not be function properly. The determination of samples was decided by Ministry of Economic in Republic Indonesia No.600/KMK.03/2016, so the sample of this research compare within 3 banks, those are; Bank Muamalat Indonesia, Bank Negara Indonesia Syariah, and Bank Syariah Mandiri. The test equipment used Paired Sample T-Test assisted software SPSS 21. The result of Paired Sample T-Test founded that there was α  P value t equal to 0,000 or< 0,05, means a significant difference of DPK accumulation before and after Tax Amnesty policy in 2016. The average of DPK sharia bank before Tax Amnesty policy accumulated Rp 124,1 Trillion and increased Rp 132,9 Trillion after Tax Amnesty policy.
Korelasi Antara Penerapan Akad Mudharabah dan Profitabilitas Pada Bank Syariah Mandiri Nuraini Nuraini; Azhar Muttaqin
Falah: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v3i1.5832

Abstract

This research aims to know the correlation between implementation of mudharabah and the profitability in the Bank Syari’ah Mandiri. Quantitative approach was used in this research with Bank Syari’ah Mandiri as the subject. The research based on mudharabah development in Bank Syariah Mandiri, and it was observed from the data of financial statements that have been published in 2012 to 2016. The method is collecting data from Bank Syariah Mandiri financial statements in 2012 to 2016 and observing the data. Independent variable in this research is mudharabah and its dependent variable is profitability. The statistical method of data analysis used is a simple regression. The result showed that mudharabah as independent variable has correlation with profitability as dependent variable. It could be seen from the significant value which is 0,023 <0,05. Based on the significant value of the coefficient table can be said that mudharabah has a correlation with profitability positively and significantly, which is 0.023 <0.05.
The Influence of Village Fund Towards Achievement of Society’s Welfare at Wukirsari Village, Yogyakarta Septrida Kurniawati; Rayyan Ramdhani Djayusman; Ahmad Lukman Nugraha
Falah: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v3i1.5833

Abstract

This paper aims to investigate the management of village fund in Wukirsari village and second, to analyze the influence of village fund towards the achievement of welfare of society in this village based on Mashlahah concept. The method used mixed method with Concurrent Triangulation model by combining equally between qualitative and quantitative method. The collecting data uses interview and questionnaire. the conclusion are; first, the management of village fund is established on annually program of development, while the implementation is managed by a teamwork of village development consists of government and society. All of development activities are completely controlled by the Head of Village and the Monitoring team. Second, the analysis shown that village fund has a positive influence toward welfare. The result of t test that analyzed by simple regression analysis concluded the value of village fund coefficient is 10,739 and t table is 1,661. It shows that tarithmetic > ttable (10,739 > 1,661). Coefficient determination value shows the result of adjusted R Square is 0.538 means that village fund variable (X) has 53,8% significance influence towards Mashlahah of society.
Strategi Pemasaran Produk PRULink Syariah Assurance Account Pada PT. Prudental Life Assurance Cabang Kota Malang Ernawati Ernawati; Moch. Novi Rifa’i
Falah: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v3i1.5834

Abstract

This study aims to determine what marketing strategy implemented by PT. Prudential Life Assurance Malang City Branch in marketing PRUlink Syariah Assurance Account. Selection of PT. Prudential Life Assurance Malang Branch as a place of research is based on developments on the world of insurance, and PT. Prudential Life Assurance Malang Branch is one of the fastest growing insurance companies. This research uses descriptive research with qualitative approach, that is researcher analyze data based on information obtained from interview result, observation, and other source. While for data analysis using qualitative analysis. From the results of this study can be concluded that the marketing strategy implemented by PT. Prudential Life Assurance Malang Branch On PRUlink Syariah Product Assurance Account is using internal marketing strategy that is strategy conducted by company related to the company itself and external marketing strategy that is indirect influence where is outside of power or control of marketer.
Jual Beli Model ‘Inah di Lembaga Keuangan Syariah: Tinjauan Konsep, Hukum dan Implementasi Richa Angkita Mulyawisdawati; Mufti Afif
Falah: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v3i1.5835

Abstract

The sale and purchase of 'inah and tawarruq is a classic problem that is recognized or not continues to grow and be practiced by individuals and financial institutions to date. Based on the facts on the ground, this type of engineering of sale and purchase occurs in Islamic Financial Institutions (LKS), where Islamic Financial Institutions only serve and serve financial services for its customers who need funds. So much is found that most LKS activities lead to financing through murabahah scheme where the scheme of the contract is considered safe for the LKS because the level of risk is lower than other types of contract. This paper is intended to determine the nature of the concept and legal sale and purchase 'inah and tawarruq according to scholars fiqh classics and how the practices of these two transactions became an issue on financial transactions in LKS. By using descriptive qualitative method, literature approach and history, it is produced that the type of sale of 'Inah and Tawarruq is still debated by the jurists of fiqh jurisprudence and the tendency is forbidden because there is a rift of ribawi transaction in it. While in practice in LKS is still widely applied and growing especially in superior products (murabahah) as in financing business capital, credit card, home financing or home renovation or the like and gold-based financing.
Persepsi Nasabah Terhadap Tingkat Kualitas Pelayanan Bank Syariah Cabang Malang Lailatul Iffah
Falah: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v3i1.5836

Abstract

This study aims to determine the perceptions of customers on the level of service quality of Syariah Mandiri Bank Malang branch based on five dimensions of service quality. This research used quantitative method with research subjects on BSM savings customers who used mudharabah muthlaqah contract of Syariah Mandiri Bank Malang branch. The data used in this study is the primary data through questionnaires. Questionnaires were distributed to customers as much as 53 questionnaires and sampling techniques using Purposive Sampling method. The result of the research showed that customer perception of Syariah Mandiri Bank Malang branch is very satisfied under the perception of emphaty dimension as dimension which dominates customer’s perception toward service quality of the Bank.
Memaknai Peran Pondok Pesantren An-Nuqayah GulukGuluk dalam Pengentasan Kemiskinan di Pedesaan Anis Isti’anah; Sutikno Sutikno
Falah: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v3i1.5982

Abstract

Penelitian ini bertujuan untuk: 1) mengetahui konsep pemberdayaanpondok pesantren Annuqayah dalam pengentasan kemiskinan; 2)memaknai peran modal sosial yang dimiliki dalam pelaksanaankegiatan pemberdayaan pada pondok pesantren Annuqayah. Penelitianini menggunakan metode pedekatan kualitatif, dengan teknik analisisantara lain: Analisis Life History, Studi Kasus, dan penggunaan bahandokumentasi. Penelitian ini menemukan bahwa: Pertama, konseppemberdayaan yang dilakukan oleh pondok pesantren Annuqayahterdapat dua model. Model pertama pemberdayaan menggunakandakwah bil-hal. Dakwah bil-hal dalam pemberdayaan disini dilakukandengan membentuk kelompok binaan yang mempunyai masalah sosialdan ekonomi untuk diberikan modal usaha. Model yang keduapemberdayaan dilakukan dengan cara pemberian tabungan danpembiayaan tanpa jaminan dan tanpa bunga. Semua kegitan dalampemberdayaan yang dilakukan oleh Pondok Pesantren Annuqayahberpedoman pada konsep Al-Qur’an dan Hadits. Kedua, modal sosialyang dimiliki oleh pondok pesantren Annuqayah dalam kegiatanpemberdayaan adalah budaya dan tradisi di masyarakat sekitarpesantren yang beriringan dengan agama sehingga menghasilkansebuah norma agama dan norma kesopanan, kepercayaan yangdiberikan antara para pengasuh pondok pesantren dan juga mitrapondok pesantren. Penerapan nilai-nilai seperti kejujuran yangdiajarkan oleh pesantren terus melekat pada masyarakat dalam prosespemberdayaan. Konsep kemitraan dengan sistem jaringan yang berupaselalu menjaga tali silaturrahim antara alumni, pesantren danmasyarakat, serta repirositas yang berupa saling membantu antarpesantren dan masyarakat memperlancar terlaksananya pemberdayaan.Semua unsur modal sosial tersebut mempunyai pengaruh yang cukuppenting dalam kegiatan pemberdayaan masyarakat di sekitar pesantrenAnnuqayah.

Page 17 of 22 | Total Record : 217

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