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All Journal Tasharruf : Journal of Islamic Economics and Business Cashless
Konita Mardia
Sekolah Tinggi Agama Islam Salahuddin Pasuruan, Indonesia
Economics, Econometrics & Finance

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Analisis Dampak Penerapan IT Terhadap Proses Pembukaan Rekening Tabungan Di Bank Muamalat KCP Pasuruan Konita Mardia; Saiful Bakhri; Ilham Wahyudi
Cashless : Journal of Sharia Finance and Banking Vol. 2 No. 1 (2024): Cashless : Journal of Sharia Finance and Banking (April)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v2i1.416

Abstract

Currently, it can be said that almost all banks in Indonesia have mobile banking applications to suit the lifestyle of their customers, including Bank Muamalat by launching a mobile banking application (Muamalat DIN). So in this research the researcher will discuss the impact of implementing IT (Mobile Banking) to find out what impacts it has had on customers and companies, where this research was carried out using qualitative methods, namely field research using primary and secondary data. The impact of implementing IT is very significant on the customer opening process, one of which is being able to provide direction or understanding to access various banking services at any time 24 hours a day and this also has a positive effect on the company
Analisis Dampak Penerapan IT Terhadap Proses Pembukaan Rekening Tabungan Di Bank Muamalat KCP Pasuruan Konita Mardia; Saiful Bakhri; Ilham Wahyudi
Cashless : Journal of Sharia Finance and Banking Vol. 2 No. 1 (2024): Cashless : Journal of Sharia Finance and Banking (April)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v2i1.416

Abstract

Currently, it can be said that almost all banks in Indonesia have mobile banking applications to suit the lifestyle of their customers, including Bank Muamalat by launching a mobile banking application (Muamalat DIN). So in this research the researcher will discuss the impact of implementing IT (Mobile Banking) to find out what impacts it has had on customers and companies, where this research was carried out using qualitative methods, namely field research using primary and secondary data. The impact of implementing IT is very significant on the customer opening process, one of which is being able to provide direction or understanding to access various banking services at any time 24 hours a day and this also has a positive effect on the company
Faktor dan Dampak TKW Terhadap Kondisi Sosial Ekonomi Keluarga Petani Nailatul Khoiriyah C; Konita Mardia
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 2 (2021): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v2i2.79

Abstract

Poverty is a global problem, often associated with needs, difficulties and deficiencies in various living conditions, especially in the agricultural sector. The picture of material shortages which usually includes daily needs for food, clothing, housing, and health services. The problem of poverty in rural areas is more commonly found in dry land-based areas, and the symptoms of poverty are caused, among others, by the relatively less natural carrying capacity, Socio-economic infrastructure is not evenly distributed and institutions have not yet reached the local community and the quality of human resources is still relatively low. This study aims to describe: (1). What are the factors that cause peasant women to become migrant workers abroad, (2). Describe the impact of international migration of female workers (TKW, on the socio-economic conditions of the farming families left behind, while the TKW is abroad, 3) Describe the impact of international migration of female workers (TKW), on the socio-economic conditions of farming families, after TKW returns to their home area The results of this study are as follows: the study shows there are (1) factors that influence respondents to make international migration which are grouped into three parts, namely: personal factors, push factors, pull factors. The amount of remittance contributions for basic household needs. The chosen business capital is trading or opening a shop, while savings or savings are in the form of jewelry because according to them jewelry is also useful to show prestige in society.
Co-Authors Ilham Wahyudi Nailatul Khoiriyah C Saiful Bakhri