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All Journal Shirkah: Journal of Economics and Business JIEB : Jurnal Ilmiah Ekonomi Bisnis Bertuah : Jurnal Syariah dan Ekonomi Islam Tsaqafatuna: Jurnal Ilmu Pendidikan Islam Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis Tasharruf: Journal of Islamic Economics and Business Journal of Islamic Education Counseling Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Jurnal Serambi Ekonomi dan Bisnis Revenue Journal: Management and Entrepreneurship Maslahah: Jurnal Manajemen dan Ekonomi Syariah JEBD Neraca Manajemen, Akuntansi, dan Ekonomi Assyfa Journal of Islamic Studies Proceeding of International Conference on Humanity Education and Society Seroja Husada: Jurnal Kesehatan Masyarakat PENG: Jurnal Ekonomi dan Manajemen Tasharruf : Journal of Islamic Economics and Business Jurnal Ekonomi Syariah

Saiful Bakhri

Sekolah Tinggi Agama Islam Salahuddin Pasuruan, Indonesia

Author-ID : 6075915

Religion Humanities Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

Published : 39 Documents Claim Missing Document

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Articles

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Metamorfosis Layanan Produk Lembaga Keuangan Mikro Syariah Saiful Bakhri; Siti Pamrih Anjas Wulandari
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Islamic microfinance institutions are one of the pillars in the financial intermediation process. Microfinance is needed by small and medium-sized groups of people for both consumption and production as well as saving their business results. The results of the study indicate that the development of LKMS products is through the company's planning process to find out market desires, make strategic decisions in product formation, improve products, and even make new product innovations as an effort to improve the quality of LKMS services and products. This is a form of improving managerial quality in LKMS. Abstract

Dinamika Ekonomi Dalam Perspektif Pesantren Saiful Bakhri; silda Labibi
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 2 (2020): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Pesantren as a cultural institution that was born on the initiative and initiative (figure) of the community and is autonomous, since its inception it has been a strategic potential in the middle community life. Although many esantren position themselves (only) as an education and religious institution, but since birth until now several Islamic boarding schools have tried to reposition in addressing various social problems society, such as economic, social and poliyical. Therefore, pesantren are required to make updates that can optimize its potential. In particular, in community empowerment through the economy.

Analisis Manajemen Risiko Likuiditas Dimasa Pandemi pada lembaga Keuangan Mikro Syariah: (Studi Kasus BMT Maslahah) Saiful Bakhri; Muhammad Alwi
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 1 (2021): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

In contrast to banking-based financial institutions, regulations or regulations governing risk management and supervision of Islamic microfinance institutions with cooperative legal entities (BMT) are still minimal and still very weak. BMT as a microfinance institution only relies on internal regulations. This study aims to determine the implementation of liquidity risk management in BMT Maslahah. This study concluded that liquidity risk management at BMT Maslahah is managed professionally and neatly with layered supervision. the risk management process includes identification, measurement, monitoring and control carried out systematically with good risk management standards

Analisis Peningkatkan Pendapatan Fee Based Income dengan Penggunaan Aplikasi Mobile Studi Kasus Pada KSPPS BMT UGT Nusantara Saiful Bakhri; Muchamad Iqbal Fatah; Fatmah Hanum
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 2 (2021): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Cooperatives have the opportunity to empower their members who have businesses such as basic food traders, street vendors, and other tradesmen, to be able to offer PPOB payment services owned by cooperatives. The type of research used in this study is a qualitative method. From the results of research that has been done, there are factors that influence members in using the UGT Mobile application because it is easier to use than mobile banking in a number of banks, safer because it is easy to communicate and handle complaints, feel ownership because as a member is also the owner of a cooperative. BMT UGT members are less than optimal in using the UGT Mobile application due to lack of knowledge about the UGT Mobile application. The increase in fee-based income for BMT UGT is less than optimal due to the lack of maximum socialization of Mobile UGT to members of BMT UGT and the lack of equal distribution of employee knowledge in terms of the benefits of the Mobile UGT application

Peran Lembaga Keuangan Syariah dalam Industri Halal sudut Pandang Maqosid Syariah Saiful Bakhri; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

This paper explores the contribution of Islamic financial institutions in the halal industry from the point of view of maqashid sharia. Financial transaction activities are aimed at achieving mashlahah or economic prosperity for each person and citizen. However, the implementation of this mashlahah as the conceptual framework of sharia maqashid requires criticism that can contribute instantly to sharia business activities. The formulation of each Islamic banking and financial product is inseparable from the study of ushul fiqh and sharia maqashid. Linked to Islamic banking products, ushul fiqh with a maqashid sharia perspective shares philosophical perspectives and rational thoughts about contracts in each Islamic banking product. With the Maqashid Syariah approach, Islamic banking and financial products can grow well and can respond to rapidly changing business progress. This research uses content analysis by conducting a literature review on the theme. This paper formulates that Islamic financial institutions are driven by spirituality and ethical values derived from maqashid al-syari'ah

Analisis Faktor – Faktor Penggunaan Aplikasi Mobile Dalam Meningkatkan Jasa Layanan Terhadap Lembaga Keuangan Mikro Syariah Saiful Bakhri; Aunur rofiq; Dikril Faizun
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

The type of research used in this study is a qualitative method. This study aims to analyze the factors that influence members in the use of mobile application services BMT UGT Nusantara with qualitative descriptive method. The results of the study indicate that there are factors that influence members in using the UGT Mobile application, namely it is easier to use than mobile banking in a number of banks, safer because it is easy to communicate and handle complaints, thereby cutting transportation costs, A sense of belonging arises because as a member automatically as a member as a member. the owner of the cooperative, according to the cooperative spirit of kinship. BMT UGT members are less than optimal in using the UGT Mobile application due to a lack of knowledge about the UGT Mobile application. It is necessary to conduct periodic surveys to members as evaluation material to find out whether the services and facilities provided by KSPPS BMT UGT Sidogiri Nusantara are in accordance with the expectations of members.

Efektifitas Penggunaan E-Bekal Sebagai Uang Saku Elektronik di Pesantren Fathma Hanum; Saiful Bakhri; Fathor Rozi
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

E-bekal is electronic pocket money used in the Nurul Jadid Islamic boarding school environment. The emergence of e-bekal is the answer to several problems. Many students from out of town and even abroad have difficulty receiving pocket money from their parents, uncontrolled student pocket money, and many cases of losing money. The emergence of e-bekal as an answer to the problem certainly has a practical value because in solving the problem, there must be some obstacles that will be faced so that researchers feel the need to conduct research related to the effectiveness of using e-supply as electronic pocket money in Islamic boarding schools. This study wants to examine how effective the presence of e-bekal among students as direct users of e-bekal is. The method used in this research is descriptive and quantitative with the type of case study. The results of this study conclude that the use of e-Bekal is still less effective because there are still many students who have not felt the benefits that can be supposed in using e-bekal, even though they tend to be less inclined to use e-bekal as a medium of payment because there are still many obstacles in its use, so that need a lot of system improvements and also upgrade the e-stock software it self.

The Use of Information Technology System for Risk Control at a Sharia Cooperative Saiful Bakhri; Nur Asnawi; Ahmad Djalaluddin
Shirkah: Journal of Economics and Business Vol 8, No 1 (2023)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v8i1.516

The use of technology plays an unnegotiable role in the risk control of sharia cooperatives. Because almost all sharia cooperatives lack proper information technology systems, many cooperatives are unable to recognize the risks, particularly due to a lack of liquidity as well as a lack of managerial supervision and control over operational transactions carried out by officers. An improvement in the current information technology systems can replace these roles. This study analyzes the use of information technology systems in the financing, liquidity, and sharia compliance risk control in the BMT UGT Nusantara Cooperative, located in Pasuruan East Java. This descriptive qualitative involves informants of administrators, supervisors, managers, branch heads, and IT providers. With automatic notification system, applicant screening, application adjusting policies and regulation, this study indicates that upgrading information technology systems are critical to minimizing risks and lowering the ratio of non-performing financing. It also eases the applicants as well as the institution in the process of application and screening as well as an installment payment.

Productive Waqf Development In Improving Islamic Boarding School Independent Economics Saiful Bakhri; Fuadah Johari; Hainnuraqma Binti Rahim
Tasharruf : Journal of Islamic Economics and Business Vol. 4 No. 1 (2023): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v4i1.250

Penelitian ini bertujuan untuk mendeskripsikan pelaksanaan dan peran wakaf produktif dalam pemberdayaan ekonomi pondok pesantren. Penelitian ini menggunakan metode penelitian kualitatif. Teknik analisis yang digunakan adalah deskriptif dengan metode studi kasus dimana penelitian ini dilakukan dengan melakukan wawancara, dokumentasi dan observasi langsung. Hasil kajian menunjukkan bahwa L-kaf sidogiri sudah memberdayakan wakaf uang sebagai intsrumen untuk pengumpulan dana abadi yang selanjutnya dana tersebut diinvestasikan dalam unit unit bisnis yang ada di sekitar pesantren sidogiri dan unit bisnis lain diluar pesantren serta dininvestasikan dalam kegiatan bisnis real kemudian hasil dari dana abadi itu digunakan dengan porsi 60% untuk kegiatan berbasis pesantren dan 40% untuk kegiatan diluar pesantren

EFEKTIVITAS SISTEM E-REGISTRATION TERHADAP PENDAFTARAN NOMOR POKOK WAJIB PAJAK DI KANTOR PELAYANAN PAJAK PRATAMA PASURUAN Silda Labibi; Abdussalam; Saiful Bakhri
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 3 No. 9 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : CV SWA Anugrah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v3i9.2002

Nomor Pokok Wajib Pajak (NPWP) merupakan suatu alat dalam administrasi perpajakan yang digunakan sebagai tanda pengenal diri atau identitas Wajib Pajak (WP). E-Registration merupakan sistem pendaftaran, perubahan data Wajib Pajak dan atau pengukuhan maupun pencabutan pengukuhan Pengusaha Kena Pajak melalui sistem yang terhubung langsung secara online dengan Direktorat Jenderal Pajak. Jenis Data yang digunakan dalam penelitian adalah data kualitatif. Hasil penelitian ini menunjukkan bahwa sistem e-Registration di KPP Pratama pasuruan telah memenuhi syarat efektivitas sistem karena sistem e-Registration memberikan kemudahan pendaftaran NPWP bagi wajib pajak dan kemudahan pemrosesan pendaftaran NPWP bagi petugas pajak.

Co-Authors A Ifayani Haanurat Abdussalam Ahmad Djalaluddin Anisak Anisak Anisak Anisak1, Anisak Anjas Wulandari, Siti Pamrih AUNUR ROFIQ Aunur Rofiq Ayun, Qurrotal Dikril Faizun Eki Puspita Ariyanti Faizum, Dikril Fatah, Muchamad Iqbal Fathma Hanum Fathor Rozi Fatmah Hanum Firdaus, Salsabila Fuadah Johari Hainnuraqma Binti Rahim Hanum, Fathma Hanum, Fathmah Hanum, Fatmah Hidayat, Ahmad Dani Taufik Iqbal Fatah, Muchamad Irham Maulana, Moh. Jahirotul Holisah Kasuwi Saiban Labibi, silda Mardliyyah Maulana, Moh Irham Mauliddiva, Aziza Misbahul Munir Misbahul Munir Moh. Irham Maulana Muchamad Iqbal Fatah Muhammad Alwi Muhammad Alwi Novi Dian Pertiwi Nur Asnawi Nur Jannah, Laila Nur Kholis, Muhammad Nursaid nurul khofifah Rachmawati, Putri Yani Rahman, Anisur Rozi, Fathor Sagita Martha Triyani Silda Labibi silda Labibi Siti Pamrih Anjas Wulandari Wahyudi Yusuf Yusuf

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