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All Journal Al Musa’adah : Journal of Community Service STAI Minhajul Haq Dirham: Journal of Islamic Economics
Cahyudi Prima
Sekolah Tinggi Agama Islam Minhajul Haq
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

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Analysis of the Role of Productive Waqf as a Fiscal Policy Instrument in Islamic Economic Asep Hasan Sulaeman; Rohman Pranoto; Cahyudi Prima; Tatang Hidayat; Miftah Wangsadanureja
Dirham : Journal of Islamic Economics Vol. 1 No. 1 (2026): Dirham : Journal of Islamic Economics
Publisher : Sekolah Tinggi Agama Islam Minhajul Haq

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66891/dg5hfc02

Abstract

 This study looks at how productive waqf can be a key tool in fiscal policy under an Islamic economic system, highlighting its ability to help a country achieve financial independence. The study uses a qualitative library research approach to gather and combine information from historical Islamic texts, scientific articles, and official documents about public finance. The results show that productive waqf is an important and lasting source of income for the government, helping it fund public services like education and infrastructure without having to take on debt that involves interest or pay too much in taxes. Historical models from the time of Caliph Umar bin Khattab, handled through the Baitul Maal, show a good example of a balanced budget and fair sharing of wealth. In today's situation, even though Indonesia's yearly cash waqf potential could be as high as Rp 15 trillion to Rp 180 trillion, there is still a big gap in literacy, which is a major problem. Modern innovations such as Cash Waqf-Linked Sukuk, digital platforms, and partnerships with small businesses—like those used by institutions like Al-Azhar—show how productive assets can have a big impact by creating a large multiplied effect. This study says that including waqf in the official financial system is important for reaching falah and the Sustainable Development Goals, but only if there is good management by nadzir, helpful laws, and the use of digital technology.  
FINANCIAL MANAGEMENT ANALYSIS OF MINHAJUL HAQ ISLAMIC BOARDING SCHOOL IN PURWAKARTA Rohman Pranoto; Isrun Abdurahman; Cahyudi Prima; Rizaldy Alpiansyah; Irfan Alkhotiri
Dirham : Journal of Islamic Economics Vol. 1 No. 1 (2026): Dirham : Journal of Islamic Economics
Publisher : Sekolah Tinggi Agama Islam Minhajul Haq

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66891/6224km02

Abstract

The aim of this research is to analyze the extent of financial management that occurs at the Minhajul Haq Kiarapedes Purwakarta Islamic boarding school, what obstacles arise in this regard and what efforts must be made in order to achieve ideal financial management. In this research, the method used is descriptive research and is a case study which is studied quantitatively. In this case, the financial condition of the Minhajul Haq Islamic boarding school is explained, while quantitatively the strength of effectiveness and efficiency of financial management of the Minhajul Haq Islamic Boarding School is calculated. The unit of analysis in this research is the financial management of the Minhajul Haq Islamic boarding school from 2020 to 2022. The results of this research show that the calculation of the formulation of the level of effectiveness of Islamic boarding school financial management from 2020 to 2022 fluctuates with an average effectiveness level of 92.09%. . This shows that the financial management of the Minhajul Haq Islamic Boarding School is at an effective management level. Meanwhile, the results of the analysis of financial management efficiency show that the calculation of the overall efficiency level formulation is an average of 107.14%. This shows that the level of efficiency is still low because the results are more than 100%. Thus, the Minhajul Haq Islamic Boarding School is still wasteful in using its budget. Apart from that, it also explains the principles of financial management such as transparency, accountability as well as obstacles in supporting ideal financial management and efforts to achieve them.   Keywords: Financial Management, Effectiveness, Efficiency
The Effectiveness of a Community Engagement Program Based on Structured Study of the Book of Tawhid in Enhancing Aqidah Understanding and Religious Behavior among Urban Communities Isrun Abdurahman; Rohman Pranoto; Agus Salim; Cahyudi Prima
Al Musa’adah : Journal of Community Service STAI Minhajul Haq Vol. 1 No. 2 (2026): Volume 1 Number 2, 2026
Publisher : STAI Minhajul Haq

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66891/6vjwnk25

Abstract

Low levels of religious literacy and the prevalence of value shifts among urban communities pose serious challenges to strengthening the understanding of tawhid. This study aims to analyze the effectiveness of a structured study program of the Book of Tawhid by Shaykh Salih bin Fawzan Al-Fawzan, implemented over twelve months (48 sessions), in enhancing aqidah understanding and fostering changes in participants’ religious behavior. The community engagement program employed an andragogical approach and involved 50 lay participants from an urban setting, of whom 46 remained until the end of the program. Evaluation was conducted through a pretest–posttest (30 items), a self-assessment questionnaire on behavioral change (five indicators), a participant satisfaction questionnaire, and in-depth interviews with ten participants. Data were analyzed using the Shapiro–Wilk test, paired-sample t-test, Cohen’s d, and thematic analysis. The results revealed a significant increase in mean scores from 57.8 to 86.6 (an increase of 28.8 points), with a highly significant t-test result (p < 0.001) and a very large effect size (Cohen’s d = 2.15). All behavioral change indicators showed improvement, particularly the ability to explain the divisions of tawhid (an increase of 62 percentage points) and independent reading of the text (an increase of 59 percentage points). Participant retention reached 92%, with an average attendance rate of 89.4%, and participant satisfaction was rated very high (mean = 4.75 out of 5). The structured and sustained study of the Book of Tawhid proved effective in transforming both the cognitive understanding and religious behavior of urban community members. This model is recommended as a measurable and sustainable alternative for non-formal education-based community engagement.
Transformation of Madrasah Teachers’ Scientific Writing Competence: Integration of Artificial Intelligence, Self-Efficacy, and Demystification of Online Journal Systems Through Sustainable Publication Clinics Isrun Abdurahman; Cahyudi Prima; Rohman Pranoto; Agus Salim; Nurhuda Abdillah
Al Musa’adah : Journal of Community Service STAI Minhajul Haq Vol. 1 No. 2 (2026): Volume 1 Number 2, 2026
Publisher : STAI Minhajul Haq

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66891/3avp9a40

Abstract

Teachers’ scientific publication competence remains a major challenge in implementing Sustainable Professional Development (Pengembangan Keprofesian Berkelanjutan/PKB), particularly in madrasah education, where limited publication literacy, insufficient mentoring, and low digital scholarly competence often hinder publication outcomes. This study aimed to evaluate the effectiveness of a Sustainable Scientific Publication Clinic in improving madrasah teachers’ scientific publication competence through continuous individualized mentoring and ethical integration of digital scholarly tools. The study employed a mixed-methods approach using an explanatory sequential design involving 30 teachers from Madrasah Tsanawiyah (MTs) and Madrasah Aliyah (MA). Quantitative data were collected using a pretest–posttest scientific publication competence questionnaire, while qualitative data were obtained through observations and semi-structured interviews with ten purposively selected participants. The intervention was implemented over three months through academic writing workshops, individualized coaching, ethical use of Generative Artificial Intelligence (AI), Mendeley training, and Open Journal System (OJS) publication mentoring. Paired Sample t-test results showed a significant increase in the mean competency score from 2.26 to 4.36 (p < 0.001), with a very large effect size (Cohen’s d = 2.91) and an N-Gain of 77%. Furthermore, 73.33% of participants successfully submitted manuscripts, while 26.67% achieved article acceptance. Qualitative findings indicated that continuous mentoring, ethical AI utilization, and digital scholarly tools reduced writing barriers, strengthened self-efficacy, and improved participants’ readiness to complete the publication process. These findings suggest that the Sustainable Scientific Publication Clinic provides an effective, technology-supported, and output-oriented mentoring model for strengthening teachers’ scientific publication competence and supporting sustainable professional development.
Co-Authors Agus Salim Asep Hasan Sulaeman Irfan Alkhotiri Isrun Abdurahman Miftah Wangsadanureja Nurhuda Abdillah Rizaldy Alpiansyah Rohman Pranoto Tatang Hidayat