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All Journal Mutamayyiz: Journal of Islamic Studies Minhajul Haq
Agus Salim
Sekolah Tinggi Agama Islam Minhajul Haq

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A REVIEW OF FIQH MUAMALAH ON CONSUMER PROTECTION IN THE E-COMMERCE ERA: AN ANALYSIS OF PERSONAL DATA, REFUND POLICIES, AND STANDARD CLAUSES Rizaldy Alpiansyah; Rohman Pranoto; Agus Salim; Miftah Wangsadanureja; Tatang Hidayat
Mutamayyiz: Journal of Islamic Studies Vol. 1 No. 1 (2026): Mutamayyiz: Journal of Islamic Studies
Publisher : STAI Minhajul Haq

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66891/0ft2p154

Abstract

The rapid growth of e-commerce in Indonesia brings economic efficiency but also creates major risks for consumers. These risks include the misuse of personal data, unfair refund policies, and one-sided standard contracts (adhesion contracts). This article examines these consumer protection issues by comparing Indonesian Positive Law with Fiqh Muamalah (Islamic Commercial Jurisprudence). Using a library research method, this study finds that cyber disputes mostly stem from gharar (uncertainty) and jahalah (lack of clear information). The analysis reveals that: (1) Islam views personal data protection as a sacred trust (amanah) to protect honor (hifz al-'irdh) and wealth (hifz al-mal). Data breaches are a transgression (ta'addi) that requires financial compensation and carries spiritual sanctions in the afterlife, a concept missing in state laws; (2) E-commerce refund policies use principles similar to the Islamic right of choice (khiyar). However, these policies are often unfair, either by forcing innocent buyers to pay return shipping or by letting bad-faith buyers exploit the system, which harms small sellers; (3) Standard contracts that free the platform from all liability are unjust. Although clicking "I agree" is a valid digital contract under Islamic law, hiding liability release clauses violates the principle of true mutual consent ('an taradin) and makes the contract void (fasid). Therefore, e-commerce platforms must create fair digital contracts and online dispute resolution systems based on mediation (shulh) to ensure mutual benefit.
INTERNALISASI NILAI KARAKTER ANAK MELALUI PENGULANGAN SURAT AL-FATIHAH: SEBUAH SINTESIS KOMPREHENSIF BERDASARKAN NEUROSAINS, PSIKOLOGI PENDIDIKAN, DAN TEOLOGI ISLAM Isrun Abdurahman; Rohman Pranoto; Agus Salim; Rizaldy Alpiansyah; Irfan Alkhotiri
Mutamayyiz: Journal of Islamic Studies Vol. 1 No. 1 (2026): Mutamayyiz: Journal of Islamic Studies
Publisher : STAI Minhajul Haq

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66891/g7e2j421

Abstract

This study is a Systematic Literature Review (SLR) that aims to analyze and synthesize findings from various studies related to the internalization of children's character values through the repetition of Surah Al-Fatihah in prayer, as well as to identify patterns, consensus, and existing research gaps.1 The synthesis results show that Surah Al-Fatihah contains comprehensive character values, encompassing spiritual-moral, social-leadership, and educational aspects.1 The repetition of reciting Al-Fatihah acts as a mechanism for internalizing values through the processes of neuroplasticity and habit formation.1 This paper bridges Islamic theological studies with recent findings in cognitive psychology and neurobiology to provide an operational foundation for children's character education in the modern era.
The Prophetic Mud Standard: A Comprehensive Jurisprudential, Socio-Technical, and Ecological Critique of Water Extravagance in Ritual Purification Harsing Harsing; Irfan Alkhotiri; Agus Salim
Mutamayyiz: Journal of Islamic Studies Vol. 1 No. 1 (2026): Mutamayyiz: Journal of Islamic Studies
Publisher : STAI Minhajul Haq

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66891/tzbvbn35

Abstract

Ritual purification (Wudu) is a fundamental Islamic practice, yet contemporary implementation often results in significant water waste (Israf). This study analyzes the Prophetic benchmark of one Mud—approximately 600 to 775 ml—against modern consumption patterns in mosques. Using a mixed-methods approach, including historical metrological analysis and a review of empirical data from Indonesian mosques, the research identifies a socio-technical mismatch between traditional values and modern plumbing systems. Findings indicate that modern practitioners consume between 2.47 and 7 liters per Wudu, representing a 300% to 1100% deviation from the Sunnah. The study proposes a synergistic model combining technical interventions, such as Water-Efficient Aerators (WEAs) and "transparent tank" designs, with behavioral changes rooted in "Ecological Tauhid." Implementation of these strategies can achieve up to a 76% reduction in water usage, aligning contemporary worship with global sustainability goals.
Co-Authors Harsing Harsing Irfan Alkhotiri Isrun Abdurahman Miftah Wangsadanureja Rizaldy Alpiansyah Rohman Pranoto Tatang Hidayat