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PENGENTASAN KEMISKINAN DAN KETIMPANGAN SOSIAL DI DESA SIDOREJO KECAMATAN KRIAN SIDOARJO Lailatul Chabibah; Lailatuz Fadiyah; Liiza Riska Nafisa; Mohammad Dliyaul Muflihin; Imam Buchori; Ade Irma Suryani Lating
Jurnal Pengabdian Masyarakat Khatulistiwa Vol 9, No 1 (2026): APRIL
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpmk.v9i1.4849

Abstract

ABSTRACT: This study examines the conditions of poverty and social inequality that occur in Sidorejo Village. Poverty is described as the inability of people to meet basic needs such as food, clothing, shelter, education, and health. Socioeconomic inequality can be seen from differences in income, access to health and education facilities, and job opportunities in the village. The main causes include low levels of education, limited access to basic services, and unequal distribution of wealth and opportunities. Various mitigation efforts are carried out through improving skills, access to capital, and improving basic facilities to reduce social disparities and improve the quality of life of the community. In addition, community participation and cooperation between parties are key to ensuring the sustainability of poverty alleviation programs and reducing social inequality. This study uses a qualitative approach with data collection through observation, interviews, and literature studies from various relevant sources. The results of the study indicate that poverty alleviation requires sustainable and integrated cross-sectoral efforts.Keywords: Poverty, InequalityABSTRAK: Penelitian ini mengkaji kondisi kemiskinan dan ketimpangan sosial yang terjadi di Desa Sidorejo. Kemiskinan digambarkan sebagai ketidakmampuan masyarakat dalam memenuhi kebutuhan dasar seperti pangan, sandang, papan, pendidikan, dan kesehatan. Ketimpangan sosial ekonomi terlihat dari perbedaan pendapatan, akses terhadap fasilitas kesehatan dan pendidikan, serta peluang kerja di desa tersebut. Faktor utama penyebabnya meliputi rendahnya tingkat pendidikan, keterbatasan akses terhadap layanan dasar, serta ketidakmerataan distribusi kekayaan dan peluang. Berbagai upaya penanggulangan dilakukan melalui peningkatan keterampilan, akses permodalan, dan peningkatan fasilitas dasar guna mengurangi kesenjangan sosial dan meningkatkan kualitas hidup masyarakat. Selain itu, partisipasi masyarakat dan kerjasama antar pihak menjadi kunci dalam memastikan keberlanjutan program pengentasan kemiskinan dan pengurangan ketimpangan sosial. Penelitian ini menggunakan pendekatan kualitatif dengan pengumpulan data melalui observasi, wawancara, dan studi literatur dari berbagai sumber relevan. Hasil penelitian menunjukkan bahwa pengentasan kemiskinan membutuhkan upaya lintas sektor yang berkelanjutan dan terintegrasi.Kata Kunci: Kemiskinan, Ketimpangan
Analisis Penerapan Akad Wadiah dalam Produk Tabungan Pada Bank Syariah Indonesia Liiza Riska Nafisa; Muhammad Yazid
As-Syirkah: Islamic Economic & Financial Journal Vol. 5 No. 4 (2026): As-Syirkah: Islamic Economic & Financial JournalĀ 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/0adb5783

Abstract

This is a Savings products at BSI use the wadiah yad dhamanah contract, where the bank can use the funds deposited by customers and the bank is not required to provide compensation except in the form of voluntary bonuses. This study is expected to provide a detailed description of the theory regarding the application of a systematic wadiah contract regarding matters related to bank business activities with sharia principles, especially in collecting funds, namely wadiah. The research method used is a descriptive qualitative research method. The object of this study uses secondary data from literature studies such as books, journals, articles and so on. The results of the study show that BSI applies the wadi'ah yad dhamanah contract, where the bank has the right to use the deposited funds and can provide bonuses to customers as a form of appreciation, even though it was not promised in advance. The application of this contract is in accordance with the fatwa of the National Sharia Council-Indonesian Ulema Council (DSN-MUI) and applicable regulations, and provides flexibility and security for customers in saving according to sharia principles.