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All Journal Journal of Artificial Intelligence and Digital Business Socius: Social Sciences Research Journal JURNAL ILMIAH PENELITIAN MAHASISWA JURNAL MULTIDISIPLIN ILMU AKADEMIK
Akdila Bulanov
UIN Sjech M. Djamil Djambek Bukittinggi
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Social Sciences

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Fenomena Pinjaman Amartha Dalam Meningkatkan Solidaritas Sosial Di Jorong Binubu Kubu Gadang Nagari Sontang Cubadak Kecamatan Padang Gelugur Kabupaten Pasaman Ahmad Radika; Akdila Bulanov; Noor Fadlli Marh; Tyka Rahman
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.8459

Abstract

Amartha merupakan Lembaga Keuangan Mikro (LKM) berbadan hukum koperasi yang bertujuan menyediakan akses keuangan bagi masyarakat desa yang belum terjangkau perbankan. Didirikan pada April 2010, Amartha mulai beroperasi di Kabupaten Pasaman pada Juni 2022 dan menjangkau berbagai wilayah, termasuk Jorong Binubu Kubu Gadang. Kehadirannya memberikan kemudahan bagi masyarakat dalam memperoleh pinjaman usaha dengan persyaratan yang lebih sederhana dibandingkan bank. Selain itu, Amartha juga berperan dalam memperkuat solidaritas sosial melalui program seperti tanggung renteng dan pertemuan mingguan. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif untuk menggambarkan fenomena pinjaman Amartha dalam meningkatkan solidaritas sosial masyarakat. Teknik pengumpulan data dilakukan melalui wawancara tidak terstruktur, observasi nonpartisipan, dan dokumentasi. Informan terdiri dari 5 nasabah, 5 karyawan Amartha, dan 2 tokoh adat setempat. Analisis penelitian menggunakan teori solidaritas Emile Durkheim. Hasil penelitian menunjukkan bahwa implementasi program Amartha dilakukan melalui pembentukan kelompok nasabah beranggotakan 15–20 orang. Interaksi sosial dalam kelompok terlihat melalui pertemuan rutin, adanya saling membantu ketika anggota mengalami kesulitan pembayaran, serta munculnya rasa tanggung jawab kolektif. Solidaritas yang terbentuk tidak hanya didasarkan pada kepentingan ekonomi, tetapi juga empati dan kebersamaan. Program Amartha juga mendorong praktik gotong royong, memperkuat jaringan sosial, serta menginternalisasi nilai kolektivisme yang didukung oleh nilai adat dan agama. Dengan demikian, pinjaman Amartha terbukti mampu meningkatkan solidaritas sosial masyarakat setempat.
Sosiologi Pembangunan dan Ruang Lingkupnya Azmiatul Khairiyah; Sonia Muliani; Akdila Bulanov
JURNAL ILMIAH PENELITIAN MAHASISWA Vol 4 No 3 (2026): JUNI
Publisher : Kampus Akademik Publiser

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jipm.v4i3.2356

Abstract

This study aims to present the sociology of development and its scope through a systematic literature review (SLR) approach. The sociology of development is defined as a branch of sociology specifically examining social change in relation to economic, political, social, educational, and religious development. The sociology of development and its scope are important to study because they aim to understand changes in social structures and institutions as a result of planned and directed development processes. A literature search was conducted through databases, Google Scholar, and Google Books, covering publication years 2021-2026. Based on the stages of identification, screening, eligibility, and included studies, 15 relevant articles were identified for analysis. The results indicate that the sociology of development and its scope is a social science that studies development processes in society from economic, social, political, educational, and religious perspectives.
Alternative Approaches in Development: Perspectives on Religion- and Community-Based Participatory Development Destia Henni; Widia Sukma; Nurhijjah N; Akdila Bulanov
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 10 (2026): May 2026
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20177892

Abstract

The concept of development has generally focused on economic growth and modernization, often neglecting the social, cultural, and religious aspects of society. As a result, various problems such as social inequality, poverty, and low community participation continue to occur. These conditions have given rise to alternative development approaches that emphasize human welfare, social justice, community empowerment, and active public participation in the development process. One form of this alternative approach is religion-based development, which uses religious values as guidelines in building social life within society. This study aims to explain alternative development and analyze the role of religion in supporting social development. The method used in this study is a literature review by examining various books, journals, and scientific sources related to the sociology of development. The results of the study show that religion-based development contributes to strengthening social solidarity, increasing public awareness, and encouraging economic and social empowerment through various religious activities. Therefore, religion-based alternative development approaches can become one of the solutions for development that is more participatory, humane, and oriented toward social welfare.
PEMBENTUKAN, NILAI, HINGGA PENGIMPLEMENTASIAN PANCASILA DALAM SISTEM EKONOMI ISLAM INDONESIA Tasya Putri Dwi Fanny; Fadilatil Gina; Sofia Rusmadani; Desti Tiara Ilya Putri; Melani Widya Fitri; Eka Amanda Sipahutar; Larasati; Akdila Bulanov
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 3 No. 4 (2026): Agustus
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v3i4.11878

Abstract

Abstrak. This study examines the formation of Pancasila values within Indonesia's economic system, their alignment with Islamic economic principles, and their application in Islamic economic instruments. A qualitative method with a library research approach was employed. Data were collected from scientific journals, books, official reports, and relevant policy documents, then analyzed through data reduction, data presentation, and conclusion drawing. The findings reveal that Pancasila values are closely aligned with Islamic economic principles, including tawhid (monotheism), justice (al-'adl), brotherhood (ukhuwah), deliberation (shura), and social welfare (maslahah). These values are reflected in the development of Islamic banking, zakat, infaq, sadaqah, productive waqf, Islamic cooperatives, and the halal industry. The study concludes that integrating Pancasila values with Islamic economics can strengthen a just, inclusive, and sustainable national economy. Abstrak. Penelitian ini bertujuan mengkaji pembentukan nilai-nilai Pancasila dalam sistem ekonomi Indonesia, keselarasan dengan prinsip ekonomi Islam, serta penerapannya pada berbagai instrumen ekonomi syariah. Penelitian menggunakan metode kualitatif melalui pendekatan studi kepustakaan. Data diperoleh dari jurnal ilmiah, buku, laporan resmi, dan dokumen kebijakan yang relevan, kemudian dianalisis melalui reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa nilai-nilai Pancasila sejalan dengan prinsip ekonomi Islam, terutama pada aspek tauhid, keadilan, persaudaraan, musyawarah, dan kemaslahatan. Implementasinya tercermin dalam pengembangan perbankan syariah, pengelolaan zakat, infak, sedekah, wakaf produktif, koperasi syariah, serta industri halal. Integrasi keduanya berpotensi menjadi landasan pembangunan ekonomi nasional yang adil, inklusif, dan berkelanjutan.
Co-Authors Ahmad Radika Azmiatul Khairiyah Desti Tiara Ilya Putri Destia Henni Eka Amanda Sipahutar Fadilatil Gina Larasati Melani Widya Fitri Noor Fadlli Marh Nurhijjah N Sofia Rusmadani Sonia Muliani Tasya Putri Dwi Fanny Tyka Rahman Widia Sukma