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All Journal Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Al Qodiri: Jurnal Pendidikan, Sosial dan Keagamaan
Yuniarti Herwinarni
Universitas Pancasakti Tegal, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Dari hadis ke praktik digital: Analisis taghrīr sebagai bentuk asimetri informasi dalam e-commerce dan implikasinya terhadap manajemen keuangan syariah serta akuntabilitas konsumen Budi Susetyo; Fadhil G Lusaputra; Lustono Lustono; Nisrina Tuhfatul Azizah; Yuniarti Herwinarni
Al Qodiri : Jurnal Pendidikan, Sosial dan Keagamaan Vol. 24 No. 1 (2026): Al Qodiri: Jurnal Pendidikan, Sosial dan Keagamaan
Publisher : Universitas Islam KH. Achmad Muzakki Syah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/alqodiri.v24i1.60

Abstract

Perkembangan pesat ekonomi digital telah secara fundamental mengubah struktur interaksi pasar sekaligus memperkuat permasalahan asimetri informasi, khususnya melalui distorsi representasi produk dan manipulasi persepsi dalam ekosistem e-commerce. Meskipun teori ekonomi konvensional menjelaskan fenomena ini sebagai ketidakseimbangan informasi, pendekatan tersebut masih belum memiliki kerangka normatif yang memadai untuk mengevaluasi implikasi etisnya secara komprehensif. Penelitian ini bertujuan untuk merekonstruksi konsep taghrīr sebagai praktik manipulasi informasi melalui pendekatan analisis berbasis hadis, serta mengkaji relevansinya dalam menjelaskan distorsi pasar digital kontemporer. Penelitian ini menggunakan desain kualitatif berbasis studi kepustakaan dengan mengintegrasikan metode validasi hadis klasik, yaitu analisis sanad dan matan, dengan kerangka teori asimetri informasi. Teknik purposive sampling digunakan untuk memilih hadis-hadis utama yang berkaitan dengan praktik penipuan dalam transaksi, yang kemudian dianalisis melalui proses interpretasi dan kontekstualisasi secara sistematis. Hasil penelitian menunjukkan bahwa taghrīr memiliki legitimasi epistemologis yang kuat dan dapat diredefinisi sebagai bentuk normatif dari asimetri informasi dalam sistem ekonomi digital. Selain itu, penelitian ini mengidentifikasi berbagai manifestasi taghrīr dalam e-commerce, seperti deskripsi produk yang menyesatkan, manipulasi ulasan, biaya tersembunyi, serta aset digital spekulatif, yang tidak hanya merugikan konsumen secara individual tetapi juga mengganggu kepercayaan dan efisiensi pasar secara sistemik. Dengan menjembatani epistemologi Islam dan teori ekonomi modern, penelitian ini memberikan kontribusi konseptual dalam pengembangan kerangka analisis etika pasar digital. Temuan ini menegaskan pentingnya integrasi antara regulasi teknis dan prinsip etika untuk mewujudkan sistem ekonomi digital yang transparan, akuntabel, dan berkelanjutan dalam konteks global.
The Influence of Job Transfer, Work Experience, Work Supervision, and Competence on the Performance of Civil Servants at Disparpora Pemalang Nini Apri Mulyani; Yuniarti Herwinarni; Tri Sulistyani
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1094

Abstract

The performance of Civil Servants (ASN) is a determining factor in the success of government organizations in delivering public services. This study aims to analyze the influence of job transfer, work experience, work supervision, and competence on the performance of Civil Servants at the Department of Tourism, Youth, and Sports (Disparpora) of Pemalang Regency, both partially and simultaneously. Preliminary findings indicated that ASN performance had not yet reached an optimal level, as reflected in the high percentage of low-performing employees, the high frequency of job transfers, variation in work experience, uneven supervision, and mismatches between educational background and position. This study employed a quantitative approach with an explanatory survey design. The population and sample consisted of all 55 Civil Servants at Disparpora Pemalang Regency, selected using the saturated sampling technique. Primary data were collected through a Likert-scale questionnaire, tested for validity and reliability, and then analyzed using classical assumption tests, multiple linear regression, t-test, F-test, and coefficient of determination analysis with the assistance of SPSS 25. The results show that job transfer, work experience, work supervision, and competence each have a positive and significant partial effect on ASN performance (significance values < 0.05). Simultaneously, the four variables also have a significant effect on ASN performance, with an Adjusted R Square value of 0.697, meaning that 69.7% of the variation in ASN performance can be explained by these four variables. These findings imply the importance of integrated human resource management combining transfer policy, experience development, strengthened supervision, and competence enhancement to optimize ASN performance in local government institutions.
The Influence of Job Transfer, Work Experience, Work Supervision, and Competence on the Performance of Civil Servants at Disparpora Pemalang Nini Apri Mulyani; Yuniarti Herwinarni; Tri Sulistyani
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1094

Abstract

The performance of Civil Servants (ASN) is a determining factor in the success of government organizations in delivering public services. This study aims to analyze the influence of job transfer, work experience, work supervision, and competence on the performance of Civil Servants at the Department of Tourism, Youth, and Sports (Disparpora) of Pemalang Regency, both partially and simultaneously. Preliminary findings indicated that ASN performance had not yet reached an optimal level, as reflected in the high percentage of low-performing employees, the high frequency of job transfers, variation in work experience, uneven supervision, and mismatches between educational background and position. This study employed a quantitative approach with an explanatory survey design. The population and sample consisted of all 55 Civil Servants at Disparpora Pemalang Regency, selected using the saturated sampling technique. Primary data were collected through a Likert-scale questionnaire, tested for validity and reliability, and then analyzed using classical assumption tests, multiple linear regression, t-test, F-test, and coefficient of determination analysis with the assistance of SPSS 25. The results show that job transfer, work experience, work supervision, and competence each have a positive and significant partial effect on ASN performance (significance values < 0.05). Simultaneously, the four variables also have a significant effect on ASN performance, with an Adjusted R Square value of 0.697, meaning that 69.7% of the variation in ASN performance can be explained by these four variables. These findings imply the importance of integrated human resource management combining transfer policy, experience development, strengthened supervision, and competence enhancement to optimize ASN performance in local government institutions.
Co-Authors Budi Susetyo Fadhil G Lusaputra Lustono Lustono Nini Apri Mulyani Nisrina Tuhfatul Azizah Tri Sulistyani