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All Journal International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan
Muhammad Ikhsan Harahap
State Islamic University of North Sumatra
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Strategic Enhancement of Financial Inclusion through Shariah-Compliant Fintech: A SWOT Analysis of Bank Syariah Indonesia KCP Gunung Tua Risma Haryani Siregar; Muhammad Syahbudi; Muhammad Ikhsan Harahap
Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Vol 8, No 1 (2021): April
Publisher : Faculty of Sharia (Islamic Law) at Fatmawati Sukarno State Islamic University Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mzn.v8i1.4845

Abstract

This research aims to determine the strategy for increasing inclusive finance through Shariah fintech at Bank Syariah Indonesia KCP Gunung Tua using SWOT analysis. A qualitative research approach was utilized. The results of the SWOT analysis revealed that the IFAS matrix scored 0.6 and the EFAS matrix scored 0.54, indicating Quadrant I and suggesting an aggressive strategy that supports growth policies by leveraging all strengths to maximize opportunities. Based on these results, the improvement strategy for BSI KCP Gunung Tua includes: first, utilizing transaction services available anytime and anywhere to attract individuals who prefer mobile banking (BSI Mobile) (S3, O3); second, capitalizing on the predominantly Muslim community in Gunung Tua, which has great potential, by offering low operational cost services from the Indonesian Shariah bank (S1, O1); third, leveraging the preference for mobile banking transactions with an easy process at BSI (S2, O3)
Rewards and Work Environment as Predictors of Employee Job Satisfaction at PTPN IV Regional I Wahyu Pinastia Ningrum; Muhammad Irwan Padli Nasution; Muhammad Ikhsan Harahap
International Journal of Management, Entrepreneurship, Social Science and Humanities Vol. 10 No. 1 (2026): July - December Volume
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijmesh.v10i1.4519

Abstract

Employee job satisfaction remains an important human resource management issue in plantation companies because employees work under diverse operational and environmental conditions that influence their perceptions of organizational rewards and workplace quality. Despite extensive research on job satisfaction, empirical evidence regarding the relationships between rewards, work environment, and employee job satisfaction in Indonesia's plantation sector remains limited. Therefore, this study examined whether rewards and work environment are associated with employee job satisfaction at PT Perkebunan Nusantara IV Regional I Bandar Betsy. This study employed a quantitative explanatory survey involving 80 employees selected through stratified random sampling. Data were collected using a structured questionnaire and analyzed using multiple linear regression. The findings indicate that rewards are positively and significantly associated with employee job satisfaction. Likewise, the work environment is positively and significantly associated with employee job satisfaction. Furthermore, rewards and work environment jointly explain a substantial proportion of the variation in employee job satisfaction. These findings support the applicability of Herzberg's Two-Factor Theory in the plantation-sector context by demonstrating that both organizational rewards and workplace conditions are important predictors of employee job satisfaction. Practically, the findings provide empirical evidence that may assist the management of plantation companies in developing fair reward systems and supportive workplace conditions to enhance employee job satisfaction.
Co-Authors Muhammad Irwan Padli Nasution Muhammad Syahbudi Risma Haryani Siregar Wahyu Pinastia Ningrum