Nika Sulistiawati
Universitas Pelita Bangsa

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E-Book Berbasis AR dengan CBL SDGs : Meningkatkan Literasi Keuangan pada Siswa Sekolah Dasar Septian Mukhlis; Ira Restu Kurnia; Muhamad Syahwildan; Nika Sulistiawati; Rifa Naila Meiliani Manoppo Kenju
Action Research Journal Indonesia (ARJI) Vol. 7 No. 4 (2025): Action Research Journal Indonesia (ARJI)
Publisher : PT. Pusmedia Group Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61227/arji.v7i4.578

Abstract

Financial literacy is a crucial life skill that must be developed from an early age, yet Indonesia’s financial literacy index remains relatively low despite broader access to financial services. This study examines the effectiveness of an Augmented Reality (AR)-enhanced e-book integrated with Challenge-Based Learning (CBL) and Sustainable Development Goals (SDGs) in improving financial literacy among elementary students. A total of 240 fourth-grade students from four public schools participated in a mixed-methods design, divided into experimental and control groups. Data were collected through pre- and post-tests, questionnaires, interviews, and observations. Results showed that the experimental groups achieved higher post-test scores and medium N-Gain values (0.45–0.49), whereas the control groups remained in the low category (0.19–0.22). Statistical analysis further confirmed significant treatment effects, with Group factor values ranging from F = 16.72–20.08; p < .05, indicating that improvements were attributable to the AR-based intervention rather than initial ability differences. The Pre-test factor also showed significance (p < .05), yet the intervention demonstrated a stronger influence, supported by moderate-to-large effect sizes (Partial η² = 0.22–0.26). The study concludes that AR-based CBL–SDGs e-books effectively enhance financial literacy and foster meaningful learning experiences in primary education.
Financial Literacy of Elementary Students: A Preliminary Study on Early Financial Knowledge and Attitudes in Jakarta and Bekasi Septian Mukhlis; Ira Restu Kurnia; Muhamad Syahwildan; Nika Sulistiawati; Rifa Naila Meiliani Manoppo Kenju
International Journal of Education and Learning Studies Vol. 1 No. 2 (2025): International Journal of Education and Learning Studies (IJELS)
Publisher : PT. Intelektiva Global Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64421/ijels.v1i2.7

Abstract

This study aims to analyze the financial literacy of elementary school students through three dimensions: knowledge, attitudes, and financial behavior. Using a descriptive-quantitative design supported by qualitative data, the study involved 240 fifth- and sixth-grade students from elementary schools in Bekasi and Jakarta. The instrument was a 25-item financial literacy questionnaire on a Likert scale, analyzed using descriptive statistics, complemented by observations and informal interviews. The findings show that 62.1% of students fall into the low category of financial knowledge, while only 19.5% achieve a high level. Financial attitudes tend to be consumptive (M=3.89; SD=0.72), and financial behavior has not yet developed consistently, with only 27.8% of students practicing regular saving. The main inhibiting factors are the limited integration of financial education in the curriculum and the lack of family support. The study emphasizes the need for holistic, contextual, and collaborative strategies to embed financial literacy as part of 21st-century character and life skills education.
Workshop Integrasi STEM dan Deep Learning (Pedagogical Approach) dalam Pengembangan Profesional Guru di Sekolah Indonesia Bangkok Bramianto Setiawan; Ira Restu Kurnia; Septian Mukhlis; Vina Iasha; Nika Sulistiawati; Muhammad Alvin Firmansyah
Indonesian Journal of Community Service in Education Vol. 1 No. 3 (2025): Indonesian Journal of Community Service in Education (IJCSE)
Publisher : PT. Intelektiva Global Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64421/ijcse.v1i3.50

Abstract

Kegiatan Pengabdian kepada Masyarakat (PkM) ini bertujuan untuk meningkatkan kompetensi pedagogik guru melalui integrasi pendekatan STEM dan prinsip Deep Learning (pendekatan pedagogis) dalam pembelajaran di Sekolah Indonesia Bangkok. Program pengembangan profesional dilaksanakan secara daring melalui Zoom dalam bentuk pelatihan intensif satu hari yang dirancang secara terstruktur, interaktif, dan berbasis praktik. Subjek kegiatan adalah 28 guru Sekolah Indonesia Bangkok yang mengikuti seluruh rangkaian pelatihan. Data dikumpulkan melalui kuesioner pra dan pascaprogram, analisis rancangan pembelajaran mendalam (RPM) yang dikembangkan peserta, serta refleksi tertulis. Hasil menunjukkan bahwa skor rata-rata pemahaman guru terhadap integrasi STEM dan Deep Learning meningkat dari kategori sedang (M = 3,02) menjadi tinggi (M = 3,86). Sebanyak 82% peserta mampu menyusun RPM yang mengintegrasikan unsur STEM dengan prinsip pembelajaran bermakna (keterhubungan lintas disiplin, konteks nyata, dan refleksi siswa). Selain itu, 76% guru menunjukkan peningkatan kesiapan dalam merancang pembelajaran berbasis masalah kontekstual. Meskipun dilaksanakan dalam durasi terbatas, kegiatan ini memberikan penguatan awal yang signifikan terhadap praktik pedagogik guru. Program ini dapat menjadi model alternatif PkM berbasis pelatihan daring bagi pengembangan profesional guru, khususnya pada konteks sekolah Indonesia di luar negeri.