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ANALYSIS OF THE INFLUENCE OF FINANCIAL LITERACY AND DIGITAL LITERACY ON THE DECISION TO USE DANA E-WALLET Cahyo Pramono
Jurnal Apresiasi Ekonomi Vol 14, No 2 (2026)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v14i2.1094

Abstract

This study aims to determine the effect of Financial literacy and digital literacy on Fintech Payment on the Use of Funds. The number of samples used was 90 people, with a purposive sampling method. This study uses a quantitative research method processed through SPSS Version 25. The data analysis technique applied is multiple linear regression. The results of the analysis answer that Financial literacy has a positive and significant effect on Fintech Payment T count Financial literacy of 3.481> 1.661 and significance of 0.001 1.661 and significance of 0.002 F table 23.967> 0.20 at a significance of 0.000