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All Journal LA RIBA: Jurnal Perbankan Syariah Al-Iqtishad
Herlina
Institut Agama Islam Al-Qur???an Al-Ittifaqiah (IAIQI) Indralaya

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PROSPEK CAPITAL MARKET GAIN DI INDONESIA Herlina; Hidayani
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.128

Abstract

The article discusses and describes a bit of governance and deregulation of the capital market as a Capital Market and increasing Capital Gain. The capital market has an important role for the economy of a country because the capital market performs two functions, namely as a means for business funding or as a means for companies to obtain funds from the community of investors (investors). Funds obtained from the capital market can be used for business development, expansion, additional working capital and others. The capital market is a means for the public to invest in financial instruments such as stocks, bonds, mutual funds. The public can place their funds according to the characteristics of the benefits and risks of each instrument.Investors' interest in issuers has increased significantly by utilizing the capital market as a source of financing and investment facility for companies and investors. This activity can be seen from the increase in companies issuing shares and bonds as well as the number of capitalized funds. The increase in the number of investors is reflected in the increase in trading volume and the composite stock price index (JCI). In modern society, the capital market can be an alternative in obtaining profits by buying shares of companies listed on the capital market or going public (selling company shares in the capital market).
PEMBIAYAAN UMKM DAN LIKUIDITAS TERHADAP RESIKO PEMBIAYAAN BANK UMUM SYARIAH DI INDONESIA PERIODE 2019-2021 Herlina; Hairunnisa; Puput Melana Sari
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 01 (2022): Desember 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i01.169

Abstract

Poor financing quality can affect company profits and revenues, decreased profits have an impact on the ability of banks to channel financing which causes Islamic banking to experience financing risks or problematic financing. This study aims to find out how the independent variables (MSME financing and liquidity) influence the dependent variable (financing risk) of Islamic commercial banks in Indonesia for the 2019-2021 period. The method used in this study is quantitative with descriptive statistics, the classic assumption test, namely the normality test, multicollinearity, autocorrelation, and heteroscedasticity test, is also equipped with hypothesis testing, namely the t (partial) test and f (simultaneous) test. The population used in this study is the statistical financial reports of Islamic commercial banks with samples of MSME, FDR and NPF data for 2019-2021 obtained from the Financial Services Authority. From OJK data, the results show that MSME financing does not have a significant effect on financing risk because there is a guarantee from the government to the community, namely the people's business credit program (KUR) which is channeled through Islamic banking institutions, good and bad bank liquidity does not have an impact on financing risks and financing risks occur because problematic financing from customers is not caused by Islamic banking institutions or liquidity owned by Islamic banking. The conclusion of this study is that the Ho hypothesis is accepted, showing that one or both of the independent variables (MSME financing and liquidity) have no effect on the dependent variable (financing risk) of Islamic general banks in Indonesia for the 2019-2021 period.
KONTRIBUSI MASYARAKAT EKONOMI SYARIAH DALAM DISTRIBUSI MINYAK GORENG Herlina
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2022): Januari-Juni 2022
Publisher : Program Studi Ekonomi Syariah

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Abstract

The phenomenon of scarcity of cooking oil began to roll at the end of the year and prices have not returned to normal until now. Several community groups experienced panic buying and this triggered the Islamic economic community consisting of ulama and Islamic community movements to take part in overcoming the problem of cooking oil by distributing it to various places for free and at low prices. The purpose of this study is to reveal the types and efforts of the Islamic economic community in distributing cooking oil so that their needs are met. This research method uses a qualitative approach. Research types and strategies include case studies and phenomenology. The research period is from the end of 2021 to June 5, 2022. Data collection and collection is more dominant in participant observer observation. Research analysis on the activities of the Islamic economic community uses social media data, namely news, youtube and some relevant references. This research is classified as field research. The results of the study found the right distribution pattern and behavior of the Islamic economic community in overcoming the scarcity of cooking oil in the market and the wider community by carrying out alms programs, cheap markets, establishing command posts and cutting distribution chains. Good collaboration and coordination between the government, distributors and the Islamic economic community is very much needed in dealing with and overcoming the cooking oil polemic.
Co-Authors Hairunnisa Hidayani Puput Melana Sari