Hidayani
Institut Agama Islam Al-Qur???an Al-Ittifaqiah (IAIQI) Indralaya

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PROSPEK CAPITAL MARKET GAIN DI INDONESIA Herlina; Hidayani
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.128

Abstract

The article discusses and describes a bit of governance and deregulation of the capital market as a Capital Market and increasing Capital Gain. The capital market has an important role for the economy of a country because the capital market performs two functions, namely as a means for business funding or as a means for companies to obtain funds from the community of investors (investors). Funds obtained from the capital market can be used for business development, expansion, additional working capital and others. The capital market is a means for the public to invest in financial instruments such as stocks, bonds, mutual funds. The public can place their funds according to the characteristics of the benefits and risks of each instrument.Investors' interest in issuers has increased significantly by utilizing the capital market as a source of financing and investment facility for companies and investors. This activity can be seen from the increase in companies issuing shares and bonds as well as the number of capitalized funds. The increase in the number of investors is reflected in the increase in trading volume and the composite stock price index (JCI). In modern society, the capital market can be an alternative in obtaining profits by buying shares of companies listed on the capital market or going public (selling company shares in the capital market).
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT GENERASI MILENIAL DALAM MENGGUNAKAN MOBILE BANKING (studi kasus Kelurahan Indralaya Mulya) Hidayani; Melati
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 01 (2022): Desember 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i01.167

Abstract

This study aims to find out how the perceptions of the millennial generation use mobile banking in Indralaya Mulya Village, and to find out what factors influence the interest of the millennial generation in using mobile banking in Indralaya Mulya Village. The method used is a qualitative research method, the type of research used in this research is a type of field research (field research) which is descriptive qualitative, the data analysis used is using inductive thinking methods. The results of this study note that the perceptions of the millennial generation in Indralaya Mulya Sub-District indicate that their perceptions of mobile banking are positive in the sense that mobile banking provides the best service and is in accordance with their desires or interests in terms of using mobile banking, and factors that influence There are two millennial generations of interest in using mobile banking in Indralaya Mulya Village, namely internal factors (personality, motivation, attitudes and beliefs, lifestyle, and religion) and external factors (service, promotion and location). The conclusion in this study is that the perceptions felt by the millennial generation in Indralaya Mulya Village are in accordance with their wishes or interests in terms of using mobile banking, and the millennial generation in Indralaya Mulya Village are interested in using sharia mobile baking.