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All Journal Jurnal Pusat Manajemen
Muhammad Irzaq Aufa Al-Fawwaz
Universitas Dehasen Bengkulu
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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An Analysis of the Influence of Lifestyle and Self-Control on Personal Financial Management Fatimah Ayu Kurnia; Dea Indah Lestari; Fina Anggraini; Muhammad Aikal; Muhammad Irzaq Aufa Al-Fawwaz
Jurnal Pusat Manajemen Vol. 3 No. 1 (2026): Juni
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jpm.v3i1.1535

Abstract

The peak level of consumerism due to exposure to social media has made personal financial management a significant problem today. This research was conducted with the aim of evaluating the extent to which lifestyle and self-control affect the way a person manages their finances. Lifestyle plays a dominant role in curbing excessive spending tendencies, while self-control serves as the main foundation for planning for the future and suppressing unplanned purchases. To investigate the relationship between these factors, this study applied a quantitative methodology based on causal design. The data collection process relied on questionnaires distributed to students, given that this demographic is highly susceptible to external trends. Through its findings, this study is expected to offer a comprehensive perspective on the urgency of managing lifestyle and self-control in order to achieve personal economic stability in the future.
Co-Authors Dea Indah Lestari Fatimah Ayu Kurnia Fina Anggraini Muhammad Aikal