Article Per Year (5 Year)
p-Index From 2021 - 2026
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All Journal Sharing: Journal Of Islamic Economics, Management And Business
Ellina Rahmah
Univesitas Islam Negeri Sultan Maulana Hasanuddin Banten
Economics, Econometrics & Finance

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Pengaruh Current Account Saving Account Terhadap Profitabilitas Pada Bank Muamalat Indonesia Periode 2021-2025 Ellina Rahmah; Nurlaila Safira; Yani Aguspriyani
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.59075

Abstract

A large proportion of Current Account Savings Account (CASA) balances can help banks reduce their cost of funds and potentially increase profits. This study examines the effect of CASA on profits, as measured by Return on Assets (ROA) at Bank Muamalat Indonesia. This study used a quantitative approach, utilizing secondary data in the form of Bank Muamalat Indonesia's quarterly financial reports for the 2021-2025 period, resulting in 20 observation units (5 years × 4 quarters). Sampling was conducted using purposive sampling with the criteria of the availability of official quarterly financial reports during the study period. Data processing was performed using simple linear regression using Stata software and tested using the classical assumption test. The findings indicate a negative relationship between CASA and ROA with a regression coefficient of -0.0024243, although it is not statistically significant at the 5% significance level (p = 0.084). This means that a high proportion of CASA does not always directly contribute to increased bank profitability, as it is also determined by other factors such as operational efficiency and productive fund management.
Co-Authors Nurlaila Safira Yani Aguspriyani