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Nazaruddin Nazaruddin
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Pengaruh Literasi Keuangan dan FinTech terhadap Keberlanjutan UMKM dimediasi oleh Kinerja Keuangan Evi Maulida Yanti; Nazariah Nazariah; Ramjizah Ramjizah; Jamothon Gultom; Nazaruddin Nazaruddin; Arina Nurfaza
Jurnal Bisnis Dan Kajian Strategi Manajemen Vol 10, No 1 (2026): Jurnal Bisnis Dan Kajian Strategi Manajemen
Publisher : universitas teuku umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jbksm.v10i1.14886

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memainkan peran strategis dalam perekonomian daerah, termasuk di Provinsi Aceh. Namun keinginan UMKM masih menghadapi berbagai tantangan, khususnya dalam manajemen keuangan dan pemanfaatan teknologi. Studi ini bertujuan untuk menganalisis pengaruh literasi keuangan dan penggunaan Teknologi Keuangan (FinTech) terhadap keinginan UMKM, dengan kinerja keuangan sebagai variabel mediasi. Studi ini menggunakan pendekatan kuantitatif dengan data primer yang diperoleh melalui kuesioner yang didistribusikan kepada 200 UMKM di seluruh Provinsi Aceh. Teknik analisis data yang digunakan adalah Partial Least Squares–Structural Equation Modeling (PLS-SEM). Hasil penelitian menunjukkan bahwa literasi keuangan dan penggunaan FinTech memiliki pengaruh positif dan signifikan terhadap kinerja keuangan UMKM. Kinerja keuangan juga terbukti memiliki pengaruh positif dan signifikan terhadap pariwisata UMKM. Selain itu, literasi keuangan dan penggunaan FinTech memiliki pengaruh langsung yang signifikan terhadap kebermanfaatan UMKM. Kinerja keuangan terbukti memediasi sebagian pengaruh literasi keuangan dan penggunaan FinTech terhadap keinginan UMKM. Temuan ini menegaskan bahwa peningkatan UMKM di Aceh mendorong penguatan literasi keuangan, peningkatan adopsi FinTech, dan peningkatan kinerja keuangan sebagai mekanisme utama untuk menjaga keberlangsungan usaha.Kata kunci: Literasi keuangan, FinTech, kinerja keuangan, keinginan UMKM, Aceh
PENDAMPINGAN PENYUSUNAN JADWAL SALAT BERBASIS ILMU FALAK DI DAYAH SALAFIYAH RAUDHATUL MA’ARIF COT TRUENG ACEH UTARA Ismail Ismail; Nazaruddin Nazaruddin; Hasna Tuddar Putri
Jurnal Pengabdian Masyarakat Multidisiplin Vol 9 No 2 (2026): Februari
Publisher : LPPM Universitas Abdurrab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36341/jpm.v9i2.7520

Abstract

This community service initiative is driven by the urgent need for independence in determining prayer times at Dayah Salafiyah Raudhatul Ma’arif Cot Trueng, North Aceh, which has implemented the Muadalah curriculum. Although falak (Islamic astronomy) is a mandatory subject, the practical ability of the teachers to perform hisab (mathematical calculations) and compile accurate local prayer schedules based on specific geographical coordinates remains highly limited. This activity aims to provide intensive assistance to 25 teachers to equip them with the technical competence required to calculate the start of prayer times and independently compile precise schedules. The implementation method employs the Participatory Action Research (PAR) approach, emphasizing the active participation of partners through stages of problem mapping, training on prayer time calculation algorithms, schedule preparation workshops, and verification of calculation results. Based on the outcomes, there was a significant improvement in the partners' skills, where the teachers successfully mastered contemporary hisab methods and produced local prayer schedules validated for use as a worship guide within the dayah and the surrounding community. This achievement serves as a solution to the dayah’s dependency on external schedules that may not align with the specific coordinates of the location. As a recommendation, it is suggested that these compiled schedules be widely socialized, followed by periodic evaluations and the development of further training on hilal (crescent moon) observation to complement the practical application of falak science in the pesantren.
Co-Authors Arina Nurfaza Evi Maulida Yanti Hasna Tuddar Putri Ismail Ismail Jamothon Gultom Nazariah Nazariah Ramjizah Ramjizah