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All Journal Jurnal Pemberdayaan Masyarakat
Tanto Tanto
Software Engineering Technology Study Program, Politeknik Jambi, Indonesia
Social Sciences

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Enhancing Farmers' Group Digital Financial Literacy Through Record-Keeping Application Training Hilda Porawati; Ari Kurniawan; Tanto Tanto; Mazwan Mazwan; Ilham Saputra
Jurnal Pemberdayaan Masyarakat Vol 5, No 2 (2026): Article in Press
Publisher : Yayasan Keluarga Guru Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46843/jpm.v5i2.774

Abstract

Digital transformation offers farmer groups new ways to strengthen administrative governance, yet financial records are often kept manually and without standardized procedures. This community service program aimed to improve farmer groups' digital financial literacy through training on the Farmers' Budgeting System Application and to examine its initial effects on record-keeping orderliness, transparency, and the efficiency of cash recapitulation. Using a pre-experimental one-group pre-test–post-test design, we conducted a participatory, hands-on training session with 11 participants in a face-to-face setting at Politeknik Jambi. Data were collected via a pre/post knowledge test, an operational skills checklist, and a perception questionnaire. Participants' mean knowledge score increased from 46.55 (pre-test) to 82.45 (post-test), and most participants mastered core functions for entering income and expense transactions and generating summary reports for recapitulation. Early outcomes included faster administration, neater and better-documented records, and more transparent cash reporting. We conclude that application-based training can rapidly raise digital financial literacy and improve basic financial governance in farmer groups. This program contributes a practical, replicable training model and preliminary evidence supporting the use of digital record-keeping tools to strengthen community-based financial management.
Co-Authors Ari Kurniawan Hilda Porawati Ilham Saputra Mazwan Mazwan