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All Journal TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah
Iwan Setiawan
UIN Sunan Gunung Djati Bandung, Indonesia
Economics, Econometrics & Finance

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Perbandingan Fiqih Jual Beli (Bai’), Perdagangan (Tijarah), Pilihan (Khiyar), dan Pengambilalihan Hak Pengelolaan Harta (Syuf’ah): A Comparative Jurisprudence of Sale and Purchase (Bai’), Commerce (Tijarah), Contractual Options (Khiyar), and the Right of Pre-emption (Syuf’ah) Muhamad Afif Sholahudin; Dedah Jubaedah; Iwan Setiawan
TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Vol. 3 No. 1 (2026): TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah
Publisher : Litera Academica Publishing

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Abstract

Studies in fiqh muamalah often place tijārah (commerce), ba’i (sale), khiyār (contractual options), and syuf‘ah (pre-emption) into separate analytical spheres, leading to a fragmented understanding of the Islamic transactional system. This research aims to develop a holistic theoretical construction by comparatively examining the definitions, legal foundations, scopes, and functions of these four concepts. The methodology employed is normative legal research with a library-based approach, involving a critical analysis of primary sources—the Qur'an, Hadith, and classical fiqh texts—as well as secondary sources such as scientific journals and contemporary regulations. The findings indicate that tijārah serves as a philosophical framework emphasizing economic ethics and spirituality, while ba’i acts as a formal-legal instrument regulating the validity of exchange. Furthermore, khiyār functions as an internal protection mechanism for the contracting parties, and syuf‘ah serves as an external protection mechanism for joint ownership. The integration of these four concepts establishes an Islamic transactional system that is just, adaptive, and contextual, remaining relevant to modern practices such as e-commerce, private equity ownership, and Islamic financial institutional financing. This study underscores the necessity of an integrative approach in fiqh muamalah to strengthen the relevance of Islamic law within contemporary economic dynamics.
Penggunaan Teknologi Blockchain Pada Pembiayaan Akad Qardh Terhadap Kualitas Laporan Keuangan Pada Bank BJBS KC Pelajar Pejuang Kota Bandung Aulia Falent Az Zahra; Iwan Setiawan
Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah Vol. 1 No. 3 (2025): Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah (Bulan September 2025)
Publisher : PT. Saha Kreasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64788/ar-rasyid.v1i3.17

Abstract

This paper aims to examine the Use of Blockchain Technology in Qardh Contract Financing on Financial Reports at Bank BJBS KC Pelajar Pejuang, Bandung City. The descriptive method and exploratory analysis are the research methods employed, along with text studies in the form of linked data and studies of diverse literatures that are also based on existing data or investigations meant to solve current problems. Library research is the method used in this study to gather data. In order to provide corroborating references on scientific theories that may be relevant to the study issue during the report-writing process, library research is carried out by examining books and other forms of scientific writing media. The study's findings indicate that Bank BJBS KC Pelajar Pejuang, Bandung City's financial reports are significantly improved by the application of blockchain technology in Qardh (pawn) contract financing.
Co-Authors Aulia Falent Az Zahra Jubaedah, Dedah Muhamad Afif Sholahudin