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All Journal Sinergi International Journal of Communication Sciences Edupreneurship; Jurnal Pendidikan Ekonomi
Ari Saptono
State University of Jakarta
Languange, Linguistic, Communication & Media

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Pengaruh Pendidikan Kewirausahaan dan Kreativitas Terhadap Intensi Berwirausaha Melalui Self-Efficacy Sebagai Variabel Mediasi pada Santri Ahsanul ’Ibad Putri Solehah; Agus Wibowo; Ari Saptono
Edupreneurship: Jurnal Pendidikan Ekonomi Vol. 2 No. 1 (2026): JUNI
Publisher : CV. Rumoh Aceh Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/nx6tan29

Abstract

This study aims to determine the effect of entrepreneurship education and creativity on entrepreneurial intention through self-efficacy as a mediating variable among students at Pondok Pesantren Ahsanul 'Ibad. This research applies a quantitative approach with a survey method. The population in this study was 250 students, and a sample of 154 respondents was selected using simple random sampling based on the Slovin formula. Data collection was carried out through paper-based questionnaires with a five-point Likert scale. Data analysis used Structural Equation Modeling-Partial Least Squares (SEM-PLS) assisted by SmartPLS 4 software. The results showed that entrepreneurship education and creativity have a positive and significant direct effect on entrepreneurial intention. Furthermore, entrepreneurship education and creativity also have a significant direct effect on self-efficacy, and self-efficacy directly affects entrepreneurial intention. The mediation analysis proves that self-efficacy partially mediates the relationship between entrepreneurship education and creativity on entrepreneurial intention. This indicates that a high level of entrepreneurship knowledge and creativity will significantly foster entrepreneurial intention when driven by strong individual self-confidence.
Analysis of Digital Financial Literacy Factors of Students at SMA Negeri 4 Jakarta Renova Sitorus; Suparno; Ari Saptono
Sinergi International Journal of Communication Sciences Vol. 4 No. 2 (2026): May 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijcs.v4i2.940

Abstract

This study aims to analyze the influence of financial knowledge (FK), financial behavior (FB), and digital skills (DS) on digital financial literacy (DFL) among high school students at SMA Negeri 4 Jakarta. Using a quantitative approach with a cross-sectional survey, the study tested four hypotheses through Partial Least Squares Structural Equation Modeling (PLS-SEM). The results revealed that financial knowledge significantly affects digital financial literacy directly and has an indirect impact through digital skills. However, financial behavior did not have a statistically significant effect on students’ digital financial literacy. Digital skills were found to have a significant positive effect on digital financial literacy. The study emphasizes the importance of digital skills in enhancing financial literacy within the context of the digital economy. This study offers a novel empirical contribution by proposing a digital financial literacy model for high school students in Indonesia that highlights digital skills as a key mechanism while revealing the limited role of financial behavior at this educational level.
Co-Authors Agus Wibowo Putri Solehah Renova Sitorus Suparno