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All Journal Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Jurnal Projemen UNIPA
Maria Trappistin Ose Krowin
Universitas Nusa Nipa
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PKM Kelompok Nelayan " Raja Tuna" di Kelurahan Wuring, Kecamatan Alok Barat, Kabupaten Sikka Konstantinus Pati Sanga; Barnabas Pablo P.W Bhokaleba; Cicilia Ayu Wulandari Nuwa; Maria Trappistin Ose Krowin; Theresia Vitriana Manise
ABDISOSHUM: Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Vol. 5 No. 1 (2026): Maret 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/abdisoshum.v5i1.7230

Abstract

This community service program was carried out at the Tuna King Joint Business Group in Wuring Village, Sikka Regency, which faced the main problem in the form of low literacy and financial management of fisher households as well as the use of tuna cutting tools that were used and unhygienic, thus causing waste of production products. The purpose of this activity is to improve the financial management ability of fisher families while increasing production efficiency through the application of appropriate technology. The methods used are financial education and coaching which includes financial literacy education, practical training, and ongoing mentoring, as well as the procurement of 13 units of Victorinox Butcher Straight knives as a means of production. Evaluation was carried out using pre-test and post-test to measure the level of understanding of participants. The results of the activity showed a significant increase in financial management understanding, as shown by the increase in the average score of participants from 2.24 in the pre-test to 3.87 in the post-test. Participants also showed improved ability in recording daily transactions, calculating surplus and deficit, as well as planning savings and family investments. In addition, the use of Victorinox Butcher Straight knives results in cleaner and more precise cuts of tuna, reducing waste, and improving product quality and selling value. These findings show that the integration of family financial education with the provision of appropriate technology is effective in strengthening economic capacity and fishermen's welfare in a sustainable manner.
Analisis Kinerja Keuangan KSP Kopdit Obor Mas ditinjau dari Analisis Pearls dalam Kerangka Resource Base View Maria Trappistin Ose Krowin; Konstantinus Pati Sanga; Elisabeth Yessi Da Rato
Projemen UNIPA Vol 13 No 1 (2026): Januari: Jurnal Projemen UNIPA
Publisher : Universitas Nusa Nipa Maumere

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/projemen.v13i1.1232

Abstract

This study aims to analyze the financial performance of KSP Kopdit Obor Mas using the PEARLS method (Protection, Effective Financial Structure, Asset Quality, Rates of Return and Cost, Liquidity, Signs of Growth) and to examine its relevance within the Resource Based View (RBV) framework. The research employed a descriptive method with both qualitative and quantitative approaches. Data were collected through observation, interviews, documentation, and cooperative financial reports from the Annual Member Meeting (RAT) for the period 2022–2024. The results indicate that the Protection aspect is categorized as healthy, as the risk reserve ratio is sufficient to cover delinquent loans. The Rates of Return and Cost aspect also shows good performance due to stable operational cost efficiency. However, weaknesses were found in the Effective Financial Structure, Asset Quality, and Signs of Growth aspects, particularly in the declining membership growth. From the RBV perspective, the cooperative possesses valuable and rare resources in the form of strong risk management capability and operational efficiency, but it has not fully developed a strong capital structure and asset quality to achieve sustainable competitive advantage. Therefore, the cooperative should improve credit management, strengthen institutional capital, and enhance membership growth to maintain long-term financial sustainability.
Co-Authors Barnabas Pablo P.W Bhokaleba Cicilia Ayu Wulandari Nuwa Elisabeth Yessi Da Rato Konstantinus Pati Sanga Theresia Vitriana Manise