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All Journal Primanomics : Jurnal Ekonomi & Bisnis Jurnal Pendidikan dan Sosial Humaniora
Stanley Darwinus Jayadi
Universitas Tarumanagara
Humanities Economics, Econometrics & Finance Education

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asas Stanley Darwinus Jayadi; Neva Sefanya; Valencia Pranoto; Meike Kurniawati
Primanomics : Jurnal Ekonomi & Bisnis Vol. 23 No. 3 (2025): Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : LPPM Universitas Buddhi Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v23i3.3951

Abstract

Lifestyle changes and easy access to various financial services have had a significant impact on spending behavior, especially in early adulthood. At this time, individuals begin to manage finances independently but are faced with challenges in managing personal finances amidst increasing needs and desires influenced by social trends and consumptive lifestyles. This study aims to determine the effect of financial management on spending behavior in early adult individuals. The study used a quantitative approach with a survey method involving 73 respondents aged 18 to 25 years selected by convenience sampling technique. The data collection instrument was a questionnaire with a five-point Likert scale. The results of the analysis showed that most participants had a low level of financial management, while the level of spending behavior was quite high. However, the simple linear regression test results show that financial management does not have a significant influence on spending behavior (significance value > 0.05). The coefficient of determination of 0.033 indicates that only 3.3% of spending behavior variables can be explained by financial management, while the rest is influenced by other factors not examined in this study. This finding suggests that spending behavior in early adulthood is not directly influenced by how well they manage their finances. Therefore, it is important for future research to consider psychological, social, cultural, and financial literacy factors in examining spending behavior in the younger generation more comprehensively.
Dampak Stress Akademik terhadap Integrasi Sosial pada Mahasiswa Rantau Stanley Darwinus Jayadi; Meike Kurniawati
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 4 No. 4 (2024): Desember: Jurnal Pendidikan dan Sosial Humaniora
Publisher : AMIK Veteran Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/khatulistiwa.v4i4.9606

Abstract

This study aims to examine the impact of academic stress levels on the ability of non-local (migrant) students to achieve social integration. The research is motivated by the urgency of understanding how academic pressures experienced by students influence their social adaptation processes, particularly for those living far from their home environments and families. Migrant students often face dual challenges: high academic demands and the need to adjust to a new social environment with different cultures, habits, and social interactions. Using a quantitative approach and a correlational method, a specially designed questionnaire was distributed to obtain data measuring academic stress levels and students' social integration abilities. The data were then analyzed using Pearson’s correlation analysis to identify the relationship between the two variables. The findings indicate a significant negative effect between academic stress and social integration. This suggests that higher levels of academic stress among students are associated with lower capacities for social integration. These results highlight the importance of interventions in the form of academic and psychosocial support both from educational institutions and families to facilitate a more effective and comprehensive social adaptation process for migrant students.
Co-Authors Meike Kurniawati Neva Sefanya Valencia Pranoto