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Princess Agustinah
Universitas Muhammadiyah Bima, Indonesia
Economics, Econometrics & Finance

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Strengthening Sharia Financial Literacy Of Mandala Village Communities In Supporting Resilience Economy Sustainable Princess Agustinah; Rafiuddin Rafiuddin; Muhammad Zia Ulhaq
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2283

Abstract

This study aims to analyze the level of Islamic financial literacy among the people of Mandala Village and its role in supporting sustainable economic resilience. The study employed a descriptive qualitative approach, with data collected through interviews, observations, and documentation involving the Village Head, village officials, community leaders, housewives, business owners, and users of Bank Syariah Indonesia (BSI) products. The results show that the level of Islamic financial literacy in Mandala Village is still low, as indicated by the limited understanding of Islamic financial concepts and products, as well as financial management practices that remain simple and poorly planned. This low level of literacy is influenced by a lack of education and socialization, limited access to information, and low levels of financial education. Nevertheless, the community shows considerable interest in learning about and utilizing Islamic financial services. Islamic financial literacy plays an important role in helping people manage their finances more effectively, thereby strengthening economic resilience. Therefore, continuous education, training, and mentoring are needed to improve the Islamic financial literacy of the people of Mandala Village. Keywords: Islamic financial literacy, economic resilience, rural community, Islamic finance.
Co-Authors Muhammad Zia Ulhaq Rafiuddin Rafiuddin