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The Mediating Role of Knowledge Management on SMEs Performance in Emerging Economies Yonas Ferdinand Riwu; Anggi Somba Poddala; Dominikus Kopong Toni Aman; Sonia Virgarini Nawi; Chrispy Theresia Daud
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2322

Abstract

This research investigates the mediating function of knowledge management in the relationship between technological innovation and the performance of small and medium-sized enterprises (SMEs) in Indonesia. The results of the analysis, which utilizes a quantitative approach and a survey of 128 SMEs, indicate that technological innovation has a positive impact on the performance of SMEs (β = 0.668; p < 0.001). Furthermore, knowledge management mediates this relationship by 63.5% (β = 0.424; p = 0.003), suggesting that the majority of the impact of technological innovation on performance is mediated by knowledge management. Investments in technology will not yield optimal returns in the absence of sufficient knowledge management capabilities. Small and medium-sized enterprises (SMEs) must effectively balance the development of knowledge management systems with the investment in technology. Also, the government must differentiate policies between developed and underdeveloped regions (3T) and enhance the knowledge management component in SME digitalization programs. By empirically demonstrating that knowledge management is a central mechanism that transforms technology into SME performance in developing countries, this study addresses a gap in the literature.
FINANCIAL LITERACY INNOVATION FOR ENHANCING THE FINANCIAL CAPABILITIES OF MSME Anggi Somba Poddala; Sonia Virginia Nawi; Yonas Ferdinand Riwu; Dyah Wahyu Nastiti
JEMI is managed and published by the Management Study Program, Faculty of Economics and Business, Kutai Kartanegara University. Institutional legality is reflected in the ISSN number: 1411-9560 published by LIPI in 2003 as a manifestation of the comm Vol 26 No 1 (2026)
Publisher : FAKULTAS EKONOMI DAN BISNIS UNIKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53640/18a4wy81

Abstract

This study aims to examine the influence of financial behavior, financial attitudes, and financial knowledge on the financial capabilities of MSMEs in Kupang City, as well as to understand the interaction of these three dimensions of financial literacy in improving MSME financial capabilities. The methodology used was a quantitative technique with an exploratory design. Data was collected through an online questionnaire distributed to 200 MSMEs in Kupang City, targeting only 173 MSMEs. Data were analyzed using SPSS 25. The results of this study indicate that financial behavior and attitudes have a significant influence on improving the financial capabilities of MSMEs in Kupang City. Financial knowledge has little impact if not balanced with supportive habits and attitudes. This study emphasizes the importance of a comprehensive financial literacy program to increase knowledge and improve financial behavior and attitudes of MSMEs in Kupang City in order to enhance their financial capabilities