Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal TAJDID: Jurnal Pemikiran Keislaman dan Kemanusiaan Jurnal Perbankan dan Ekonomi Islam
Maria Ulfa
Universitas Pamulang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
PERAN AKHLAK TASAWUF DALAM PEMBENTUKAN MASYARAKAT DAMAI DAN BERADAB Maria Ulfa; Eneng Nurhayati
Tajdid: Jurnal Pemikiran Keislaman dan Kemanusiaan Vol. 9 No. 2 (2025): Oktober
Publisher : LP2M IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/tadjid.v9i2.5449

Abstract

Akhlak tasawuf merupakan dimensi spiritual Islam yang menekankan penyucian jiwa, pengendalian nafsu, dan pembentukan moral yang luhur. Dalam konteks sosial, nilai-nilai tasawuf seperti keikhlasan, kasih sayang, tawadhu‘, sabar, dan toleransi memiliki peran strategis dalam membangun masyarakat yang damai dan beradab. Artikel ini bertujuan untuk mengkaji kontribusi akhlak tasawuf terhadap pembentukan tatanan sosial yang harmonis dan beretika. Metode yang digunakan adalah studi kepustakaan dengan menelaah karya-karya klasik para sufi serta literatur kontemporer yang relevan. Hasil kajian menunjukkan bahwa implementasi nilai-nilai tasawuf mampu menumbuhkan kesadaran spiritual individu yang berimplikasi pada perilaku sosial yang humanis, empatik, dan saling menghormati. Dengan demikian, akhlak tasawuf dapat menjadi fondasi moral dalam membangun masyarakat yang damai, adil, dan berkeadaban di tengah tantangan modernitas dan krisis moral global.
Pengaruh Religiusitas, Literasi Keuangan Syariah, dan Persepsi Manfaat Terhadap Penggunaan Shopee Paylater (Studi Kasus pada Mahasiswa FAI Universitas Pamulang) Mela Mela; Maria Ulfa
Al-Hilali: Jurnal Perbankan dan Ekonomi Islam Vol. 3 No. 02 (2026): AL-Hilali: Jurnal Perbankan dan Ekonomi Islam
Publisher : AL HILALI: Jurnal Perbankan dan Ekonomi Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of religiosity, Islamic financial literacy, and perceived benefits on the use of Shopee PayLater among students of the Faculty of Islamic Studies at Universitas Pamulang. The increasing use of Buy Now Pay Later (BNPL) services among students represents an important phenomenon to examine from an Islamic economic perspective, particularly regarding religious understanding, Islamic financial management skills, and perceptions of the benefits of digital financial services. This study employed a quantitative approach using a survey method. The population consisted of students of the Faculty of Islamic Studies at Universitas Pamulang who use Shopee PayLater, with 100 respondents selected through purposive sampling. Data were collected using a Likert-scale questionnaire and analyzed using IBM SPSS Statistics through validity, reliability, classical assumption, multiple linear regression, coefficient of determination (R²), t-test, and F-test analyses. The results show that religiosity has a positive and significant effect on Shopee PayLater usage, while Islamic financial literacy has no significant effect. Perceived benefits have a positive and significant effect on Shopee PayLater usage. Simultaneously, the three variables significantly influence Shopee PayLater usage. These findings indicate that students’ usage behavior is more closely associated with religiosity and perceived benefits than with their level of Islamic financial literacy.
Pengaruh Pendapatan, Religiusitas dan Kesadaran Terhadap Minat Muzaki Membayar Zakat pada Masyarakat Kota Depok Dita Tri Wahyuni; Maria Ulfa
Al-Hilali: Jurnal Perbankan dan Ekonomi Islam Vol. 3 No. 03 (2026): AL-Hilali: Jurnal Perbankan dan Ekonomi Islam
Publisher : AL HILALI: Jurnal Perbankan dan Ekonomi Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

  The low realization of zakat collection relative to the existing zakat potential serves as the background for this study. The research aims to analyze the influence of income, religiosity, and awareness on the intention of Depok City residents to pay zakat. A quantitative approach utilizing a survey method was employed. The study sample consisted of 100 respondents selected through probability sampling. Data were collected via questionnaires using a Likert scale and analyzed using IBM SPSS Statistics. The results indicate that, individually, income has a positive and significant effect on the intention to pay zakat, with a significance value of 0.008 (<0.05). Religiosity does not have a significant effect on the intention to pay zakat (significance value of 0.167; >0.05). Meanwhile, awareness has a positive and significant effect on the intention to pay zakat (significance value of 0.000; <0.05) and emerges as the most dominant variable. Simultaneously, income, religiosity, and awareness significantly influence the intention to pay zakat, with an F-test significance value of 0.000 (<0.05). The coefficient of determination (R²) of 0.471 indicates that 47.1% of the variation in the intention to pay zakat can be explained by these three variables, while 52.9% is influenced by factors outside the scope of this study. The study concludes that increasing income and awareness can boost the intention of Depok City residents to pay zakat, whereas religiosity does not significantly affect the intention of muzaki (zakat payers) in Depok City. There are other factors that may be more significant: income status, economic needs, knowledge regarding the obligation of zakat, ease of payment, trust in zakat management institutions, and the individual's level of awareness regarding the zakat obligation..
Co-Authors Dita Tri Wahyuni Eneng Nurhayati Mela Mela