Jurnal Perbankan dan Ekonomi Islam
Vol. 3 No. 03 (2026): AL-Hilali: Jurnal Perbankan dan Ekonomi Islam

Pengaruh Pendapatan, Religiusitas dan Kesadaran Terhadap Minat Muzaki Membayar Zakat pada Masyarakat Kota Depok

Dita Tri Wahyuni (Universitas Pamulang, Indonesia)
Maria Ulfa (Universitas Pamulang, Indonesia)



Article Info

Publish Date
19 Sep 2026

Abstract

  The low realization of zakat collection relative to the existing zakat potential serves as the background for this study. The research aims to analyze the influence of income, religiosity, and awareness on the intention of Depok City residents to pay zakat. A quantitative approach utilizing a survey method was employed. The study sample consisted of 100 respondents selected through probability sampling. Data were collected via questionnaires using a Likert scale and analyzed using IBM SPSS Statistics. The results indicate that, individually, income has a positive and significant effect on the intention to pay zakat, with a significance value of 0.008 (<0.05). Religiosity does not have a significant effect on the intention to pay zakat (significance value of 0.167; >0.05). Meanwhile, awareness has a positive and significant effect on the intention to pay zakat (significance value of 0.000; <0.05) and emerges as the most dominant variable. Simultaneously, income, religiosity, and awareness significantly influence the intention to pay zakat, with an F-test significance value of 0.000 (<0.05). The coefficient of determination (R²) of 0.471 indicates that 47.1% of the variation in the intention to pay zakat can be explained by these three variables, while 52.9% is influenced by factors outside the scope of this study. The study concludes that increasing income and awareness can boost the intention of Depok City residents to pay zakat, whereas religiosity does not significantly affect the intention of muzaki (zakat payers) in Depok City. There are other factors that may be more significant: income status, economic needs, knowledge regarding the obligation of zakat, ease of payment, trust in zakat management institutions, and the individual's level of awareness regarding the zakat obligation..

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Journal Info

Abbrev

jurnal-al-hilali

Publisher

Subject

Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Other

Description

Al-Hilali: Jurnal Perbankan dan Ekonomi Islam [e-ISSN: 3123-5042] adalah jurnal akses terbuka yang diterbitkan oleh PT RisTekUtama (Riset Cendikia Teknologi Utama). Jurnal ini menjadi wadah untuk menyebarluaskan hasil penelitian ilmiah, kajian konseptual, serta pemikiran kritis di bidang perbankan ...